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O SAVEURS DU MIDI

Active
Private limited companyfounded 2024active for 2 yearsBrusselsesteenweg 292, 3090 Overijse, Belgium310 active companies are registered at this addressKBO/BCE: BE 1012.908.840
Summary

The computed 12-month bankruptcy probability of O SAVEURS DU MIDI is 3.5% (moderate). The 2025 annual accounts show negative equity (-€1,769) and a net result of -€1,769. Its solvency ranks better than 18% of 1,883 sector peers (NACE 10, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

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O SAVEURS DU MIDIActiveChecked score 48/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of food products
NACE 10711Limited-service restaurants, excluding mobile food services NACE 56112
1 site
Size
≈ €220,000turnover 2025, estimated
Staff
≈ 1.9 FTE, estimated
Equity
-€1,769
Loss
-€1,769
Turnover estimated from the gross margin
Financial health
48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.5%
Structure
2025 accounts filed 73 days late
Why 48raises riskSector: Manufacture of food products (NACE 10)Last filed accounts filed 73 days late; 1 of the last 3 lateFounded in 2024lowers riskLiquidity: current ratio 0.92, cash €19,901Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 27% of its sector peers (NACE 10, micro)
Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 17
equity -8.4% of total assets
Liquidity 50
short-term debt 108.4% · cash 94.0%
Profitability 17
return on assets -8.4%
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,080 companies, NACE 10, micro)
Last 24 months 09-2025: 3.6% 10-2025: 3.6%● unchanged vs 09-2025 11-2025: 3.7%▲ +0.1 percentage points vs 10-2025 12-2025: 4.0%▲ +0.3 percentage points vs 11-2025 01-2026: 4.2%▲ +0.2 percentage points vs 12-2025 02-2026: 4.6%▲ +0.4 percentage points vs 01-2026 03-2026: 4.6%● unchanged vs 02-2026 04-2026: 5.0%▲ +0.4 percentage points vs 03-2026 05-2026: 5.0%● unchanged vs 04-2026 06-2026: 4.8%▼ -0.2 percentage points vs 05-2026 07-2026: 4.8%● unchanged vs 06-2026 08-2026: 5.2%▲ +0.4 percentage points vs 07-2026 09-2026: 5.3%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 3.5%▼ -1.8 percentage points vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.92, below 1; short-term debt: 108.4% and cash: 94% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 16% on solvency, 47% on liquidity and 18% on profitability.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · Last filed accounts filed 73 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.92, cash €19,901
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
73 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: HASSUN Abderrahim (niet statutair…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€1,769 View
  • Caution: Among the weakest 19% on solvencysector median 31.2% · 1,883 companies -8.4% View
  • Caution: Latest accounts filed lateafter the legal deadline 73 days View

By topic

Financials

Financial year
2025
Total assets
€21,179
Loss
-€1,769
Solvency
-8.4%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of food productsNACE 10711
Founded
28-08-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
32
Annual meeting
Last Friday of June at 18:00
Purpose
“De uitbating van een gewone of industriële bakkerij met name,de uitbating van een…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about O SAVEURS DU MIDI

What is the company number of O SAVEURS DU MIDI?
1012.908.840. In Belgium the VAT number is the company number with BE in front: BE 1012.908.840.
Where is O SAVEURS DU MIDI based?
The registered office is at Brusselsesteenweg 292, 3090 Overijse.Company details
What does O SAVEURS DU MIDI do?
According to the KBO register, the main activity is manufacture of food products (NACE 10711).
What is the legal form of O SAVEURS DU MIDI?
Private limited company (BV).
When was O SAVEURS DU MIDI founded?
On 28-08-2024.
Is O SAVEURS DU MIDI still active?
Yes, O SAVEURS DU MIDI is an active enterprise in the KBO register.
What is the turnover of O SAVEURS DU MIDI?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is O SAVEURS DU MIDI profitable?
In financial year 2025, O SAVEURS DU MIDI made a loss of €1,769.
Where can I find the annual accounts of O SAVEURS DU MIDI?
O SAVEURS DU MIDI filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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