Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of O.S. Technics is 3.0% (moderate). The 2024 annual accounts show equity of €47k and a net result of €17k. Its solvency ranks better than 22% of 11087 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
2 signals · with evidenceWeak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 11087 sector peers (2024).
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideAnnual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record today, 193 days later. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 27-02-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2024, that is 31-01-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | nothing on record | not filed | - |
| 30-06-2024 | 31-01-2025 | 27-02-2025 | 27 d late | 2025-00040217 |
| 30-06-2023 | 31-01-2024 | 04-01-2024 | 27 d early | 2024-00542812 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.0%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€17k-30.7%
Working capital€28k+68.0%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 27-02-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 16.5% | 40.9% | |
| Net result | €17k | €11k | |
| Equity | €47k | €34k | |
| Gross operating margin | €88k | €35k | |
| Staff costs | €46k | €25k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€39k
-3.2%
23-24
€17k
-30.7%
23-24
€30k
-5.0%
23-24
€282k
+142.5%
23-24
€47k
+57.6%
23-24
€28k
+68.0%
23-24
1
+100.0%
23-24
€46k
+133.2%
23-24
€7k
+3.6%
23-24
€235k
+171.6%
23-24
€220k
+239.1%
23-24
€15k
-29.0%
23-24
1.13
-10.3%
23-24
1.13
-10.3%
23-24
16.5%
-35.0%
23-24
5.05
+72.3%
23-24
36.5%
-56.0%
23-24
6.0%
-71.4%
23-24
8.58
-24.7%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €39k |
| Net profit | €17k |
| Cash flow | €30k |
| Staff costs | €46k |
| Income taxes | €7k |
| Dividends | - |
| Total assets | €282k |
| Equity | €47k |
| Debt | €235k |
| of which ≤ 1y | €220k |
| of which > 1y | €15k |
| Working capital | €28k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.13 |
| Quick ratio | 1.13 |
| Working capital ratio | 9.9% |
| Solvency | 16.5% |
| Debt / equity | 5.05 |
| Long-term debt ratio | 0.33 |
| Interest coverage | 8.58 |
| Gross margin | - |
| Net margin | - |
| ROA | 6.0% |
| ROE | 36.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €282k |
| Fixed assets | 21/28 | €34k |
| Tangible fixed assets | 22/27 | €27k |
| Financial fixed assets | 28 | €7k |
| Current assets | 29/58 | €248k |
| Amounts receivable within one year | 40/41 | €248k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €282k |
| Equity | 10/15 | €47k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €42k |
| Amounts payable | 17/49 | €235k |
| Amounts payable after one year | 17 | €15k |
| Amounts payable within one year | 42/48 | €220k |
| Trade debts payable within one year | 44 | €33k |
| Income statement | ||
| Gross operating margin | 9900 | €88k |
| Operating result | 9901 | €27k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €24k |
| Income taxes | 67/77 | €7k |
| Net result for the period | 9904 | €17k |
| Result to be appropriated | 9905 | €17k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed68
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
1 directorFormer directors (1)
-
Kayim SalihDirectorState Gazette act 22069127 (10-06-2022)Former- → 10-06-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Algemene elektrotechnische installatiewerken(43211) |
| Legal form | Private limited company(610) |
| Incorporation | 08-11-2021 |
| Status | Active |
| Postal code | 8820 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korenbloemstraat 848820 TorhoutEstablishment units
1 locationO.S Technics
since 20212.324.796.228
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.2 ha
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31522C0300/00A000 | Flanders | 1.2 ha | - | - |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Address history · 1
29-03-2022
Registered-office move
All acts · 2
updated 4 years ago
2022
10-06-2022 Kayim Salih resigns as director
29-03-2022 Registered office moved from Lokeren to Torhout
- Labostraat 5 -9160 Lokeren → 8820 Torhout, Korenbloemstraat 84
Notary:
Onderwijs- en Ondernemingsrechtbank Gent, afdeling Dendermonde · Dendermonde
Analysis
Snowflake analysis
financial profile on 5 axes68
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
68
Profitability
100
Solvency
25
Growth
52
Stability
94
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 0797.643.074 · Lommel
BE 0769.498.723 · Beringen
BE 0775.935.959 · Les Bons Villers
BE 0754.829.551 · Ninove
BE 0780.800.906 · Tielt
We hold annual accounts for 3,225 of the 22,768 companies in this sector. 2,848 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Vervaardiging van meet-, controle- en navigatie-instrumenten en -apparatuur26510Vervaardiging van meet-, controle- en navigatie-instrumenten en -apparatuur26510Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
| Legal nameNL | O.S. Technics |
Registered office
Korenbloemstraat 84
8820 Torhout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.