O.S.E architecture
ActiveSummary
O.S.E architecture has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,926 and a net result of €48,252. Its solvency ranks better than 64% of 11,752 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €66,926
- Profit
- €48,252
- Largest shareholder
- Handmade Architecture · 33%
- Bureau d'Architecture GUSTOT OliviaDirector · permanent representative GUSTOT Olivia Elisabeth Jeanne
- Fabrique d’espaces, société multiprofessionnelle d’architectesDirector · permanent representative CAUSIN Sebastien François Marie
- Handmade ArchitectureDirector · permanent representative BELDARS Emmanuel Robert Joseph
Why 98raises riskFounded in 2024lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 2.76, cash €41,371, halvedEquity €66,926 (67.4% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 66% on solvency, 77% on liquidity, 88% on profitability and 97% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 25 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity more than doubledcurrent ratio 2.76
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 3.3 times 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €887 | - |
| Other operating charges640/8 | - | €1,115 | - |
| Gross operating margin9900 | €19,694 | €67,105 | ▲ 241% |
| Operating profit (loss)9901 | €19,694 | €65,103 | ▲ 231% |
| Financial charges65/66B | €93 | €179 | ▲ 92.2% |
| Recurring financial charges65 | €93 | €179 | ▲ 92.2% |
| Profit (loss) for the period before taxes9903 | €19,601 | €64,924 | ▲ 231% |
| Income taxes67/77 | €3,927 | €16,673 | ▲ 325% |
| Profit (loss) for the period9904 | €15,674 | €48,252 | ▲ 208% |
| Profit (loss) for the period to be appropriated9905 | €15,674 | €48,252 | ▲ 208% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €87,771 | €99,322 | ▲ 13.2% |
| Fixed assets21/28 | - | €11,904 | - |
| Intangible fixed assets21 | - | €10,363 | - |
| Tangible fixed assets22/27 | - | €1,540 | - |
| Furniture and vehicles24 | - | €1,540 | - |
| Current assets29/58 | €87,771 | €87,419 | ▼ 0.4% |
| Amounts receivable within one year40/41 | €2,239 | €39,881 | ▲ 18× |
| Trade receivables40 | €2,239 | €29,995 | ▲ 13× |
| Other amounts receivable41 | - | €9,886 | - |
| Cash at bank and in hand54/58 | €84,381 | €41,371 | ▼ 51.0% |
| Deferred charges and accrued income490/1 | €1,152 | €6,166 | ▲ 435% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €87,771 | €99,322 | ▲ 13.2% |
| Equity10/15 | €18,674 | €66,926 | ▲ 258% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €15,674 | €63,926 | ▲ 308% |
| Amounts payable17/49 | €69,097 | €32,396 | ▼ 53.1% |
| Amounts payable within one year42/48 | €68,193 | €31,657 | ▼ 53.6% |
| Trade debts44 | €56,905 | €14,946 | ▼ 73.7% |
| Suppliers440/4 | €56,905 | €14,946 | ▼ 73.7% |
| Taxes, remuneration and social security45 | €11,288 | €16,711 | ▲ 48.0% |
| Taxes450/3 | €11,288 | €16,711 | ▲ 48.0% |
| Accrued charges and deferred income492/3 | €904 | €739 | ▼ 18.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €15,674 | €48,252 | ▲ 208% |
| + Depreciation and write-downs630 | - | €887 | - |
| Operating cash flow (approximation) | €15,674 | €49,139 | ▲ 213% |
| Change in cash | - | -€43,009 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 20-07-2026 | 2026-00309818 |
| 31-12-2024 | micro format | 29-09-2025 | 2025-00512263 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 3
Permanent representatives 3
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Bureau d'Architecture GUSTOT Olivia |
|
| Fabrique d’espaces, société multiprofessionnelle d’architectes |
|
| Handmade Architecture |
|
Owners and capital
Owners
1 ownerOwners 1
-
33%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- GUSTOT Olivia Elisabeth Jeanne 2,000 shares (33.3%) · €1,000 in cash
- CAUSIN Sebastien François Marie 2,000 shares (33.3%) · €1,000 in cash
- BELDARS Emmanuel Robert Joseph 2,000 shares (33.3%) · €1,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 04-09-2024 Incorporation · €3,000 · 6,000 shares
Group and network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
04-09
Gazette deed
IncorporationAppointments: Bureau d'Architecture GUSTOT Olivia, Fabrique d'espaces, société multiprofessionnelle d’architectes and Handmade Architecture · Permanent representatives: GUSTOT Olivia Elisabeth Jeanne, CAUSIN Sebastien François Marie and BELDARS Emmanuel Robert Joseph · Founder22 facts ▸
- Founder, GUSTOT Olivia Elisabeth Jeanne
- Founder, CAUSIN Sebastien François Marie
- Founder, BELDARS Emmanuel Robert Joseph
- Incorporation, 30-08-2024
- Other provision, “plan financier, justification des capitaux propres de départ” (deed in French)
- Other provision, “responsabilité des fondateurs, responsabilité des fondateurs en cas de faillite dans les trois ans de la constitution si les capitaux propres de départ sont man…” (deed in French)
- Power of attorney, Philippe de Ligne
- Founding capital, €3,000
- Bank account, 3000, EUR
- Other provision, “attestation notariée de dépôt des fonds, Code des sociétés et des associations” (deed in French)
- Other provision, “adoption des statuts” (deed in French)
- General meeting, “unanimité, comparants” (deed in French)
- +10 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21443C0224/00V008 | Brussels | 858 m² | 1 · 179 m² | 17.9 m · 5 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L'exercice de la profession d'architecte ainsi que toute discipline connexe et non incompatible en y comprenant tous les moyens matériels et…” (deed in French)
9 activities (deed in French)
- L'exercice de la profession d'architecte ainsi que toute discipline connexe et non incompatible en y comprenant tous les moyens matériels et prestations de services
- Élaboration de plans, de cahiers de charges et de métrés
- Études architecturales
- Études techniques spécialisées en rapport avec l'art de bâtir
- Décoration
- Ameublement
- Expertises
- Consultance dans les domaines de l'architecture, de l’urbanisme, de l’ingénierie du bâtiment, de la décoration, de l’architecture navale
- Toutes les opérations ayant trait à ces activités, telles que : secrétariat ou comptabilité
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- O.S.E architecture
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, avenue de la Couronne 382 boite 8” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée; à défaut d'indication de durée, sans limitation de durée, organe d'administration” (deed in French)“Rémunération des administrateurs, indépendamment des frais éventuels de représentation, voyages et déplacements” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “En tout temps, formes prévues pour les modifications aux statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Administrateurs en fonction si aucun autre liquidateur n'a été désigné, désigner un ou plusieurs liquidateurs et déterminer leurs pouvoirs…” (deed in French)