O.K. SOLUTIONS
ActiveO.K. SOLUTIONS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-7k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 58% of 10310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-18
Solvency69▼-6
Growth41=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.98 in 2024; short-term debt: 55.7% and cash: 19.9% of total assets), but 55.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.3%
Return on assets
-9.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-08-2026, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
8 d late
2024
31 d late
2023
48 d early
2022
18 d early
2021
31 d late
2020
61 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€89k▼ 4.5%
2022 · €94k
2021: €97k
2022: €94k
2021 → 2023
EBIT margin
16.5%▲ 14.1pp
2022 · 2.3%
2021: 3.0%
2022: 2.3%
2021 → 2023
Net result
€-7k▼ 321%
2024 · €-2k
2018: €7k
2019: €2k
2020: €-895
2021: €2k
2022: €2k
2023: €12k
2024: €-2k
2018 → 2025
Working capital
€32k▼ 17.4%
2024 · €39k
2018: €24k
2019: €26k
2020: €25k
2021: €28k
2022: €28k
2023: €40k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€97k-€94k▼ 3.9%€89k▼ 4.5%
Equity€26k-€28k▲ 8.1%€40k▲ 41.7%€39k▼ 4.0%€32k▼ 17.4%
Operating result€3k-€2k▼ 25.9%€15k▲ 574%€-895€-4k▼ 381%
Net result€2k-€2k▼ 8.7%€12k▲ 454%€-2k€-7k▼ 321%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €895 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€30=
Current assets
€72k▼ 7.4%
Equity and liabilities €72k
Equity
€32k▼ 17.4%
Debt
€40k▲ 2.4%
The debt ratio rises from 50.4% to 55.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
44.3%▼
2024 · 49.6%
Current ratio
1.79▼
2024 · 1.98
Quick ratio
0.36▲
2024 · 0.05
Debt / equity
1.26▲
2024 · 1.01
ROE
-21.0%▼
2024 · -4.1%
ROA
-9.3%▼
2024 · -2.1%
Debt
€40k▲
2024 · €39k
Debt ≤ 1 year
€40k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€72k▼
Fixed assets21/28€30€30=
Financial fixed assets28€30€30=
Current assets29/58€78k€72k▼
Stocks and contracts in progress3€76k€58k▼
Stocks30/36€76k€58k▼
Amounts receivable within one year40/41-€234
Trade receivables40-€234
Cash at bank and in hand54/58€2k€14k▲
Equity and liabilities
Total equity and liabilities10/49€78k€72k▼
Equity10/15€39k€32k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€18k€12k▼
Amounts payable17/49€39k€40k▲
Amounts payable within one year42/48€39k€40k▲
Financial debts43€34k€33k▼
Credit institutions430/8€34k€33k▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€734€2k▲
Taxes450/3€734€2k▲
Income statement
Code20242025
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€13-
Gross operating margin9900€835€-3k▼
Operating profit (loss)9901€-895€-4k▼
Financial income75/76B€38€0▼
Recurring financial income75€38€0▼
Financial charges65/66B€154€2k▲
Recurring financial charges65€154€2k▲
Profit (loss) for the period before taxes9903€-1k€-7k▼
Income taxes67/77€590-
Profit (loss) for the period9904€-2k€-7k▼
Profit (loss) for the period to be appropriated9905€-2k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€12k▼
Profit (loss) brought forward from the previous period14P€20k€18k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 8 days late
2025
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €12k ▲454%
Operating result €15k, net result €12k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Ribaucourtstraat 721080 Sint-Jans-MolenbeekGround area
255 m²
Building footprint
254 m²
Volume, LiDAR
2,286 m³
Parcel 21012A0203/00G011, Brussels · tallest building 15.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
de Ribaucourtstraat 72, 1080 Sint-Jans-Molenbeek
since 20032.302.285.201
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0203/00G011 | Brussels | 255 m² | 1 · 254 m² | 15.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,720 companies in sector 47521 we hold annual accounts for 1,288. 558 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-2003
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.