O & K Construct
ActiveSummary
O & K Construct has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€154,868) and a net result of -€35,860. Equity is shrinking by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€154,868
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-02-2026, 169 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
169 d early
2024
76 d early
2023
35 d early
2022
48 d early
2021
46 d early
2020
47 d early
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 68 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€154,868▼ 30.1%
2024 · -€119,009
Total assets
€3,333▼ 68.8%
2024 · €10,685
Net result
-€35,860▼ 188%
2024 · -€12,469
Working capital
-€155,441▼ 29.1%
2024 · -€120,396
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€28,928-€11,517▲ 60.2%€8,362-€12,483-€35,782▼ 187%
Net result-€29,099below the sector's middle half-€18,110below the sector's middle half▲ 37.8%-€8,609below the sector's middle half▲ 52.5%-€12,469below the sector's middle half▼ 44.8%-€35,860below the sector's middle half▼ 188%
Equity-€79,821below the sector's middle half▼ 57.4%-€97,931below the sector's middle half▼ 22.7%-€106,539below the sector's middle half▼ 8.8%-€119,009below the sector's middle half▼ 11.7%-€154,868below the sector's middle half▼ 30.1%
Total assets€32,125below the sector's middle half▼ 52.4%€412,612within the sector's middle half▲ 1,184%€16,768below the sector's middle half▼ 95.9%€10,685below the sector's middle half▼ 36.3%€3,333below the sector's middle half▼ 68.8%
Debt€111,946▼ 5.3%€510,543▲ 356%€123,308▼ 75.8%€129,694▲ 5.2%€158,201▲ 22.0%
Working capital-€85,836▼ 50.8%-€122,421▼ 42.6%-€108,022▲ 11.8%-€120,396▼ 11.5%-€155,441▼ 29.1%
Solvency-248.5%below the sector's middle half▼ 173.3pp-23.7%below the sector's middle half▲ 224.7pp-635.4%below the sector's middle half▼ 611.6pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €35,782 in 2025 against €12,483 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3,333
Fixed assets
€573 ▼ 58.7%
Current assets
€2,760 ▼ 70.3%
Key figures and ratios
EBITDA
-€34,967▼
2024 · -€11,409
Cash flow
-€35,044▼
2024 · -€11,395
Interest coverage
-334.93▼
2024 · -176.28
Debt ≤ 1 year
€158,201▲
2024 · €129,694
Ratios withheld: a balance sheet total of €3,333 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.5%
went bankrupt
8.0%
stopped otherwise
85%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,822 | €1,822 | €1,073 | €1,074 | €815 | ▼ 24.1% |
| Other operating charges640/8 | €5,319 | €20 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | -€21,787 | -€9,675 | €9,819 | -€11,022 | -€34,567 | ▼ 214% |
| Operating profit (loss)9901 | -€28,928 | -€11,517 | €8,362 | -€12,483 | -€35,782 | ▼ 187% |
| Financial income75/76B | €1 | €1 | €0 | €78 | €27 | ▼ 66.0% |
| Recurring financial income75 | €1 | €1 | €0 | €78 | €27 | ▼ 66.0% |
| Financial charges65/66B | €172 | €6,594 | €16,970 | €65 | €104 | ▲ 61.3% |
| Recurring financial charges65 | €172 | €6,594 | €16,970 | €65 | €104 | ▲ 61.3% |
| Profit (loss) for the period before taxes9903 | -€29,099 | -€18,110 | -€8,609 | -€12,469 | -€35,860 | ▼ 188% |
| Profit (loss) for the period9904 | -€29,099 | -€18,110 | -€8,609 | -€12,469 | -€35,860 | ▼ 188% |
| Profit (loss) for the period to be appropriated9905 | -€29,099 | -€18,110 | -€8,609 | -€12,469 | -€35,860 | ▼ 188% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32,125 | €412,612 | €16,768 | €10,685 | €3,333 | ▼ 68.8% |
| Fixed assets21/28 | €6,015 | €410,610 | €1,483 | €1,388 | €573 | ▼ 58.7% |
| Tangible fixed assets22/27 | €6,015 | €410,610 | €1,483 | €1,388 | €573 | ▼ 58.7% |
| Land and buildings22 | €1,637 | €408,054 | €0 | - | - | - |
| Furniture and vehicles24 | €4,378 | €2,556 | €1,483 | €1,388 | €573 | ▼ 58.7% |
| Current assets29/58 | €26,110 | €2,002 | €15,285 | €9,298 | €2,760 | ▼ 70.3% |
| Amounts receivable within one year40/41 | €1,330 | €409 | €667 | €826 | €715 | ▼ 13.4% |
| Other amounts receivable41 | €1,330 | €409 | €667 | €826 | €715 | ▼ 13.4% |
| Cash at bank and in hand54/58 | €24,781 | €1,593 | €14,618 | €8,472 | €2,045 | ▼ 75.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32,125 | €412,612 | €16,768 | €10,685 | €3,333 | ▼ 68.8% |
| Equity10/15 | -€79,821 | -€97,931 | -€106,539 | -€119,009 | -€154,868 | ▼ 30.1% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €61 | €61 | €61 | €61 | €61 | = |
| Non-distributable reserves130/1 | €61 | €61 | €0 | - | - | - |
| Reserves not available under the articles1311 | €61 | €61 | €0 | - | - | - |
| Distributable reserves133 | - | - | €61 | €61 | €61 | = |
| Profit (loss) carried forward14 | -€86,082 | -€104,192 | -€112,800 | -€125,269 | -€161,129 | ▼ 28.6% |
| Amounts payable17/49 | €111,946 | €510,543 | €123,308 | €129,694 | €158,201 | ▲ 22.0% |
| Amounts payable after more than one year17 | - | €386,120 | €0 | - | - | - |
| Financial debts170/4 | - | €386,120 | €0 | - | - | - |
| Amounts payable within one year42/48 | €111,946 | €124,423 | €123,308 | €129,694 | €158,201 | ▲ 22.0% |
| Trade debts44 | €25 | - | €357 | €173 | €180 | ▲ 4.2% |
| Suppliers440/4 | €25 | - | €357 | €173 | €180 | ▲ 4.2% |
| Other amounts payable47/48 | €111,922 | €124,423 | €122,951 | €129,521 | €158,021 | ▲ 22.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€29,099 | -€18,110 | -€8,609 | -€12,469 | -€35,860 | ▼ 188% |
| + Depreciation and write-downs630 | €1,822 | €1,822 | €1,073 | €1,074 | €815 | ▼ 24.1% |
| Operating cash flow (approximation) | -€27,277 | -€16,288 | -€7,535 | -€11,395 | -€35,044 | ▼ 208% |
| Investment in fixed assets (approximation) | - | -€406,417 | €408,054 | -€979 | €0 | ▲ 100% |
| Change in cash | - | -€23,188 | €13,025 | -€6,147 | -€6,426 | ▼ 4.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€35,860
Net result drops to -€35,860, the lowest in the series.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €6,229
Net result €6,229 after 2 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2011
Ground area
1,485 m²
Building footprint
217 m²
Volume, LiDAR
1,210 m³
Parcel 22005A0010/00C003, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
O & K Construct
since 20112.196.380.995
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0010/00C003 | Flanders | 1,485 m² | 1 · 217 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0833877128
Also
9925:BE0833877128
Registered
11-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.