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O&K

Active
Private limited companyfounded 20241 yr activeTen Beukeboom(App) 29, 9400 Ninove, BelgiumKBO/BCE: BE 1017.358.071
Summary

The computed 12-month bankruptcy probability of O&K is 2.3% (moderate). The 2025 annual accounts show negative equity (-€14,798) and a net result of -€19,798. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability16
Solvency23
Growth-
Track record67
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 22.48; short-term debt: 0.8% and cash: 18.9% of total assets), but equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-1.7%
Return on assets
-2.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
25 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

O&K was incorporated on 13 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
-€14,798
Total assets
€892,702
Net result
-€19,798
Working capital
€161,086

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €892,702
Fixed assets €724,115
Current assets €168,587
Key figures and ratios
2025 value
EBITDA
-€11,219
Cash flow
-€11,487
Solvency
-1.7%
Current ratio
22.48
Debt to equity
-61.32
ROA
-2.2%
Interest coverage
-41.79
Debt
€907,500
Debt ≤ 1 year
€7,500
Debt > 1 year
€900,000

Peer companies

Historical observation

Of the 152 companies that looked in July 2024 the way this one looks now, 0% went bankrupt within 24 months and 99% are still going.

  • Small
  • under 2 years old
  • negative equity
  • a small loss
0% went bankrupt
0.7% stopped otherwise
99% still going

For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 152 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet Code2025
Assets
Total assets20/58€892,702
Fixed assets21/28€724,115
Tangible fixed assets22/27€724,115
Land and buildings22€724,115
Current assets29/58€168,587
Cash at bank and in hand54/58€168,587
Equity and liabilities
Total equity and liabilities10/49€892,702
Equity10/15-€14,798
Contributions10/11€5,000
Profit (loss) carried forward14-€19,798
Amounts payable17/49€907,500
Amounts payable after more than one year17€900,000
Other amounts payable178/9€900,000
Amounts payable within one year42/48€7,500
Trade debts44€7,500
Suppliers440/4€7,500
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,311
Other operating charges640/8€800
Gross operating margin9900-€10,418
Operating profit (loss)9901-€19,530
Financial charges65/66B€268
Recurring financial charges65€268
Profit (loss) for the period before taxes9903-€19,798
Profit (loss) for the period9904-€19,798
Profit (loss) for the period to be appropriated9905-€19,798
Appropriation of the result
Profit (loss) to be appropriated9906-€19,798

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,311
Other operating charges640/8€800
Gross operating margin9900-€10,418
Operating profit (loss)9901-€19,530
Financial charges65/66B€268
Recurring financial charges65€268
Profit (loss) for the period before taxes9903-€19,798
Profit (loss) for the period9904-€19,798
Profit (loss) for the period to be appropriated9905-€19,798
Line2025
Assets
Total assets20/58€892,702
Fixed assets21/28€724,115
Tangible fixed assets22/27€724,115
Land and buildings22€724,115
Current assets29/58€168,587
Cash at bank and in hand54/58€168,587
Equity and liabilities
Total equity and liabilities10/49€892,702
Equity10/15-€14,798
Contributions10/11€5,000
Profit (loss) carried forward14-€19,798
Amounts payable17/49€907,500
Amounts payable after more than one year17€900,000
Other amounts payable178/9€900,000
Amounts payable within one year42/48€7,500
Trade debts44€7,500
Suppliers440/4€7,500
Line2025
Profit (loss) for the period9904-€19,798
+ Depreciation and write-downs630€8,311
Operating cash flow (approximation)-€11,487

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
7,055 m²
Building footprint
3,660 m²
Volume, LiDAR
27,758 m³
Parcel 41003A0334/00F000, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
O&K
Ten Beukeboom(App) 29, 9400 NinoveFinancial service activities, except insurance and pension funding
since 20242.369.594.489
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41003A0334/00F000 Flanders 7,055 m² 1 · 3,660 m² 10.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded13-12-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.