O.JM
ActiveSummary
The computed 12-month bankruptcy probability of O.JM is 3.0% (moderate). The 2024 annual accounts show equity of €49k and a net result of €44k. Its solvency ranks better than 31% of 36375 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability100
Solvency54
Growth-
Track record67
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.92; short-term debt: 59.3% and cash: 49.4% of total assets), and 70.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29.2%
Return on assets
26.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-08-2025, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
7 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€49k
Total assets
€168k
Net result
€44k
Working capital
€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €168k
Fixed assets
€77k
Current assets
€92k
Equity and liabilities €168k
Equity
€49k
Debt
€119k
Debt finances 70.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€89k
Cash flow
€67k
Current ratio
0.92
Quick ratio
0.90
Debt to equity
2.42
ROE
89.8%
ROA
26.3%
Interest coverage
15.15
Debt ≤ 1 year
€100k
Debt > 1 year
€19k
Income taxes
€16k
Staff costs
€38k
Filed annual accounts As filed with the NBB · 2024 · 51 lines
Balance sheet
Code2024
Assets
Total assets20/58€168k
Fixed assets21/28€77k
Intangible fixed assets21€16k
Tangible fixed assets22/27€61k
Plant, machinery and equipment23€8k
Furniture and vehicles24€53k
Financial fixed assets28€291
Current assets29/58€92k
Stocks and contracts in progress3€2k
Stocks30/36€2k
Amounts receivable within one year40/41€3k
Other amounts receivable41€3k
Cash at bank and in hand54/58€83k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€168k
Equity10/15€49k
Contributions10/11€5k
Reserves13€10k
Distributable reserves133€10k
Profit (loss) carried forward14€34k
Amounts payable17/49€119k
Amounts payable after more than one year17€19k
Financial debts170/4€19k
Amounts payable within one year42/48€100k
Current portion of amounts payable after more than one year42€6k
Trade debts44€4k
Suppliers440/4€4k
Advances received on contracts in progress46€8k
Taxes, remuneration and social security45€6k
Taxes450/3€2k
Remuneration and social security454/9€3k
Other amounts payable47/48€77k
Accrued charges and deferred income492/3€116
Income statement
Code2024
Non-recurring operating income76A€15k
Remuneration, social security and pensions62€38k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k
Other operating charges640/8€751
Non-recurring operating charges66A€320
Gross operating margin9900€128k
Operating profit (loss)9901€66k
Financial income75/76B€264
Recurring financial income75€264
Financial charges65/66B€6k
Recurring financial charges65€6k
Profit (loss) for the period before taxes9903€61k
Income taxes67/77€16k
Profit (loss) for the period9904€44k
Profit (loss) for the period to be appropriated9905€44k
Appropriation of the result
Profit (loss) to be appropriated9906€44k
Transfer to equity691/2€10k
To other reserves6921€10k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Non-recurring operating income76A | €15k |
| Remuneration, social security and pensions62 | €38k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23k |
| Other operating charges640/8 | €751 |
| Non-recurring operating charges66A | €320 |
| Gross operating margin9900 | €128k |
| Operating profit (loss)9901 | €66k |
| Financial income75/76B | €264 |
| Recurring financial income75 | €264 |
| Financial charges65/66B | €6k |
| Recurring financial charges65 | €6k |
| Profit (loss) for the period before taxes9903 | €61k |
| Income taxes67/77 | €16k |
| Profit (loss) for the period9904 | €44k |
| Profit (loss) for the period to be appropriated9905 | €44k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €168k | |
| Fixed assets21/28 | €77k | |
| Intangible fixed assets21 | €16k | |
| Tangible fixed assets22/27 | €61k | |
| Plant, machinery and equipment23 | €8k | |
| Furniture and vehicles24 | €53k | |
| Financial fixed assets28 | €291 | |
| Current assets29/58 | €92k | |
| Stocks and contracts in progress3 | €2k | |
| Stocks30/36 | €2k | |
| Amounts receivable within one year40/41 | €3k | |
| Other amounts receivable41 | €3k | |
| Cash at bank and in hand54/58 | €83k | |
| Deferred charges and accrued income490/1 | €3k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €168k | |
| Equity10/15 | €49k | |
| Contributions10/11 | €5k | |
| Reserves13 | €10k | |
| Distributable reserves133 | €10k | |
| Profit (loss) carried forward14 | €34k | |
| Amounts payable17/49 | €119k | |
| Amounts payable after more than one year17 | €19k | |
| Financial debts170/4 | €19k | |
| Amounts payable within one year42/48 | €100k | |
| Current portion of amounts payable after more than one year42 | €6k | |
| Trade debts44 | €4k | |
| Suppliers440/4 | €4k | |
| Advances received on contracts in progress46 | €8k | |
| Taxes, remuneration and social security45 | €6k | |
| Taxes450/3 | €2k | |
| Remuneration and social security454/9 | €3k | |
| Other amounts payable47/48 | €77k | |
| Accrued charges and deferred income492/3 | €116 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €44k |
| + Depreciation and write-downs630 | €23k |
| Operating cash flow (approximation) | €67k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2023
Ground area
322 m²
Building footprint
108 m²
Volume, LiDAR
963 m³
Parcel 62114A0405/00_000, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Morte Cour(WAR) 2/A, 4608 Dalhem
since 20232.353.168.728
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62114A0405/00_000 | Wallonia | 321 m² | 1 · 108 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Schrijnwerkerij De Kurt
BE 0841.026.127
Begijnendijk · Eq €49,244
VAN PARYS SCHRIJNWERKEN
BE 1003.484.695
Pittem · Eq €49,251
VE MONTAGE EN INSTALLATIE
BE 0472.799.873
Brasschaat · Eq €49,268
VM Ramen en Deuren
BE 0779.540.302
Roeselare · Eq €49,211
BOUHEER
BE 0667.509.359
Bornem · Eq €49,200
Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 7,381 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
16230Manufacture of other builders' carpentry and joinery
23120Manufacture of other non-metallic mineral products
43332Laying of wooden floor and wall coverings
43343Specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.