O&GBISS
ActiveO&GBISS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €-775. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
short-term debt: 0.6% and cash: 0.6% of total assets, and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
28 d early
2023
6 d early
2022
24 d early
2021
20 d early
2020
3 d early
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▼ 1.2%
2024 · €64k
2018: €34k
2019: €32k
2020: €34k
2021: €34k
2022: €46k
2023: €64k
2024: €64k
2018 → 2025
Total assets
€64k▼ 0.6%
2024 · €64k
2018: €36k
2019: €32k
2020: €34k
2021: €34k
2022: €66k
2023: €66k
2024: €64k
2018 → 2025
Net result
€-775▼ 393%
2024 · €-157
2018: €1k
2019: €-1k
2020: €2k
2021: €-889
2022: €12k
2023: €19k
2024: €-157
2018 → 2025
Working capital
€63k▼ 1.5%
2023 · €64k
2018: €34k
2022: €46k
2023: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€46k▲ 35.9%€64k▲ 40.6%€64k▼ 0.2%€63k▼ 1.2%
Operating result€-834-€16k€17k▲ 2.8%€-761€-722▲ 5.2%
Net result€-889-€12k€19k▲ 53.6%€-157€-775▼ 393%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €722 in 2025 against €761 in 2024; the loss shrinks.
Balance-sheet composition
Equity and liabilities €64k
Equity
€63k
Debt
€400
Debt finances 0.6% of the balance-sheet total.
Key figures and ratios
Solvency
99.4%▼
2024 · 100.0%
Debt / equity
0.01
ROE
-1.2%▼
2024 · -0.2%
ROA
-1.2%▼
2024 · -0.2%
Debt
€400
Debt ≤ 1 year
€400
A ratio outside any meaningful range has been withheld (balance sheet total €64k, equity €63k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€64k▼
Current assets29/58€64k€64k▼
Amounts receivable within one year40/41€263€63k▲
Other amounts receivable41€263€63k▲
Cash at bank and in hand54/58€64k€370▼
Equity and liabilities
Total equity and liabilities10/49€64k€64k▼
Equity10/15€64k€63k▼
Contributions10/11€19k€19k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€34k€33k▼
Amounts payable17/49-€400
Amounts payable within one year42/48-€400
Trade debts44-€400
Suppliers440/4-€400
Income statement
Code20242025
Other operating charges640/8€569€722▲
Gross operating margin9900€-192-
Operating profit (loss)9901€-761€-722▲
Financial charges65/66B€2€53▲
Recurring financial charges65€2€53▲
Profit (loss) for the period before taxes9903€-763€-775▼
Income taxes67/77€-606-
Profit (loss) for the period9904€-157€-775▼
Profit (loss) for the period to be appropriated9905€-157€-775▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€33k▼
Profit (loss) brought forward from the previous period14P€34k€34k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €19k ▲53.6%
Operating result €17k, net result €19k, both a record.
31-12
Financial
Liquidity times 9current ratio 30.19
Current ratio from 3.28 to 30.19; short-term debt falls from €20k to €2k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
31-12
Financial
Weakest financial yearnet €-1k ▼204%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
03-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 34 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helmstraat 102140 AntwerpenGround area
1,817 m²
Building footprint
518 m²
Volume, LiDAR
4,678 m³
2 parcels, Flanders · tallest building 17.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
O&GBISS
since 20072.166.236.068
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016A0027/00X003 | Flanders | 951 m² | 1 · 166 m² | 9.5 m · 2 fl. |
| 11312A0873/00L000 | Flanders | 866 m² | 1 · 352 m² | 17.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HYGIE
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Mahelo
BE 0797.290.213
Izegem · Eq €63k
IB TECH CONSULT
BE 1007.302.636
Sint-Niklaas · Eq €63k
FIN & COM CONSULTANCY
BE 0682.584.545
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Scofibel
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Ukkel · Eq €63k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,230 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
74151
74501
74855
82990Other business support services
78100Employment placement agencies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.