O - DESIGN
ActiveSummary
O - DESIGN has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€28,777) and a net result of -€8,507. Equity is shrinking by ~46.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 28281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.12 in 2024; short-term debt: 636.5% and cash: 35.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-536.5%
Return on assets
-158.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€28,777
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
32 d early
2022
26 d early
2021
2 d early
2020
30 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€28,777▼ 42.0%
2024 · -€20,270
Total assets
€5,364▼ 56.2%
2024 · €12,257
Net result
-€8,507▲ 13.9%
2024 · -€9,882
Working capital
-€32,215▼ 12.8%
2024 · -€28,555
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€3,642▼ 106%-€15,412▼ 323%-€6,630▲ 57.0%-€9,480▼ 43.0%-€8,044▲ 15.1%
Net result-€3,645below the sector's middle half▼ 106%-€15,413below the sector's middle half▼ 323%-€6,836below the sector's middle half▲ 55.6%-€9,882below the sector's middle half▼ 44.6%-€8,507below the sector's middle half▲ 13.9%
Equity€11,861below the sector's middle half▼ 23.5%-€3,552below the sector's middle half-€10,388below the sector's middle half▼ 192%-€20,270below the sector's middle half▼ 95.1%-€28,777below the sector's middle half▼ 42.0%
Total assets€32,535below the sector's middle half▲ 50.2%€24,996below the sector's middle half▼ 23.2%€15,816below the sector's middle half▼ 36.7%€12,257below the sector's middle half▼ 22.5%€5,364below the sector's middle half▼ 56.2%
Debt€20,674▲ 236%€28,548▲ 38.1%€26,204▼ 8.2%€32,527▲ 24.1%€34,141▲ 5.0%
Working capital-€12,165below the sector's middle half-€22,731below the sector's middle half▼ 86.9%-€23,520below the sector's middle half▼ 3.5%-€28,555below the sector's middle half▼ 21.4%-€32,215below the sector's middle half▼ 12.8%
Solvency36.5%within the sector's middle half▼ 35.1pp-14.2%below the sector's middle half▼ 50.7pp-65.7%below the sector's middle half▼ 51.5pp-165.4%below the sector's middle half▼ 99.7pp-536.5%below the sector's middle half▼ 371.1pp
Current ratio0.41below the sector's middle half▼ 1.590.20below the sector's middle half▼ 0.210.10below the sector's middle half▼ 0.100.12below the sector's middle half▲ 0.020.06below the sector's middle half▼ 0.07
Return on assets (ROA)-11.2%below the sector's middle half▼ 3.0pp-61.7%below the sector's middle half▼ 50.5pp-43.2%below the sector's middle half▲ 18.4pp-80.6%below the sector's middle half▼ 37.4pp-158.6%below the sector's middle half▼ 78.0pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,044 in 2025 against €9,480 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5,364
Fixed assets
€3,438 ▼ 58.5%
Current assets
€1,926 ▼ 51.5%
Key figures and ratios
EBITDA
-€3,197▲
2024 · -€4,633
Cash flow
-€3,660▲
2024 · -€5,035
Debt to equity
-1.19▲
2024 · -1.60
Interest coverage
-6.90▲
2024 · -11.52
Debt ≤ 1 year
€34,141▲
2024 · €32,527
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,622 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.6%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,622 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,726 | €4,847 | €4,847 | €4,847 | €4,847 | = |
| Other operating charges640/8 | €1,418 | €272 | €679 | €705 | €721 | ▲ 2.3% |
| Gross operating margin9900 | €2,502 | -€10,293 | -€1,104 | -€3,928 | -€2,476 | ▲ 37.0% |
| Operating profit (loss)9901 | -€3,642 | -€15,412 | -€6,630 | -€9,480 | -€8,044 | ▲ 15.1% |
| Financial charges65/66B | €3 | €1 | €206 | €402 | €463 | ▲ 15.2% |
| Recurring financial charges65 | €3 | €1 | €206 | €402 | €463 | ▲ 15.2% |
| Profit (loss) for the period before taxes9903 | -€3,645 | -€15,413 | -€6,836 | -€9,882 | -€8,507 | ▲ 13.9% |
| Profit (loss) for the period9904 | -€3,645 | -€15,413 | -€6,836 | -€9,882 | -€8,507 | ▲ 13.9% |
| Profit (loss) for the period to be appropriated9905 | -€3,645 | -€15,413 | -€6,836 | -€9,882 | -€8,507 | ▲ 13.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32,535 | €24,996 | €15,816 | €12,257 | €5,364 | ▼ 56.2% |
| Fixed assets21/28 | €24,026 | €19,179 | €13,132 | €8,285 | €3,438 | ▼ 58.5% |
| Tangible fixed assets22/27 | €23,936 | €19,089 | €13,042 | €8,195 | €3,348 | ▼ 59.1% |
| Furniture and vehicles24 | €17,902 | €13,659 | €9,416 | €5,173 | €930 | ▼ 82.0% |
| Other tangible fixed assets26 | €6,034 | €5,430 | €3,626 | €3,022 | €2,418 | ▼ 20.0% |
| Financial fixed assets28 | €90 | €90 | €90 | €90 | €90 | = |
| Current assets29/58 | €8,509 | €5,817 | €2,684 | €3,972 | €1,926 | ▼ 51.5% |
| Amounts receivable within one year40/41 | €8,000 | €3,792 | €2,390 | €3,110 | €45 | ▼ 98.6% |
| Trade receivables40 | €6,273 | €1,453 | €45 | €119 | €45 | ▼ 62.2% |
| Other amounts receivable41 | €1,727 | €2,339 | €2,345 | €2,991 | - | - |
| Cash at bank and in hand54/58 | €442 | €1,339 | €294 | €862 | €1,881 | ▲ 118% |
| Deferred charges and accrued income490/1 | €67 | €686 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32,535 | €24,996 | €15,816 | €12,257 | €5,364 | ▼ 56.2% |
| Equity10/15 | €11,861 | -€3,552 | -€10,388 | -€20,270 | -€28,777 | ▼ 42.0% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | -€8,590 | -€24,003 | -€30,839 | -€40,721 | -€49,228 | ▼ 20.9% |
| Amounts payable17/49 | €20,674 | €28,548 | €26,204 | €32,527 | €34,141 | ▲ 5.0% |
| Amounts payable within one year42/48 | €20,674 | €28,548 | €26,204 | €32,527 | €34,141 | ▲ 5.0% |
| Trade debts44 | €1,199 | €736 | - | - | - | - |
| Suppliers440/4 | €1,199 | €736 | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | - | €320 | - |
| Taxes450/3 | - | - | - | - | €320 | - |
| Other amounts payable47/48 | €19,475 | €27,812 | €26,204 | €32,527 | €33,821 | ▲ 4.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,645 | -€15,413 | -€6,836 | -€9,882 | -€8,507 | ▲ 13.9% |
| + Depreciation and write-downs630 | €4,726 | €4,847 | €4,847 | €4,847 | €4,847 | = |
| Operating cash flow (approximation) | €1,081 | -€10,566 | -€1,989 | -€5,035 | -€3,660 | ▲ 27.3% |
| Investment in fixed assets (approximation) | - | €0 | €1,200 | €0 | €0 | - |
| Change in cash | - | €897 | -€1,045 | €568 | €1,019 | ▲ 79.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€15,413
Net result drops to -€15,413, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1988
Ground area
272 m²
Building footprint
109 m²
Volume, LiDAR
1,173 m³
Parcel 11810K2760/00S006, Flanders · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
O-DESIGN
since 19882.037.408.388
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K2760/00S006 | Flanders | 272 m² | 1 · 109 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 914 companies in sector 43333 we hold annual accounts for 403. 222 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded01-02-1988
Fiscal year end31-12
Activities, NACEBEL 2025
43333Wallpapering and laying of floor and wall coverings in other materials
46412Wholesale of household textiles and bedding
47512Retail sale of household textiles and bedding
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433356111
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.