Ò CONSULT
ActiveÒ CONSULT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-15k) and a net result of €-8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
17
/ 100
Critical▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.45 against 0.03 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-61.2%
Return on assets
-31.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€15k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
143 d early
2024
98 d early
2023
19 d early
2022
48 d early
2021
37 d early
2020
13 d late
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-15k▼ 109%
2024 · €-7k
2018: €37k
2019: €45k
2020: €151k
2021: €157k
2022: €146k
2023: €-22k
2024: €-7k
2018 → 2025
Total assets
€25k▼ 32.0%
2024 · €36k
2018: €343k
2019: €331k
2020: €437k
2021: €430k
2022: €397k
2023: €44k
2024: €36k
2018 → 2025
Net result
€-8k
2024 · €14k
2018: €11k
2019: €8k
2020: €-67k
2021: €6k
2022: €-11k
2023: €5k
2024: €14k
2018 → 2025
Working capital
€-22k▲ 47.7%
2024 · €-42k
2018: €32k
2019: €-36k
2020: €-15k
2021: €-37k
2022: €28k
2023: €-60k
2024: €-42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€157k-€146k▼ 7.1%€-22k€-7k▲ 66.6%€-15k▼ 109%
Operating result€15k-€-6k€14k€22k▲ 60.8%€32k▲ 41.0%
Net result€6k-€-11k€5k€14k▲ 166%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 41% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25k
Fixed assets
€7k▼ 80.0%
Current assets
€18k▲ 1,160%
Key figures and ratios
Solvency
-61.2%▼
2024 · -19.9%
Current ratio
0.45▲
2024 · 0.03
Quick ratio
0.45▲
2024 · 0.03
Debt / equity
-2.64▲
2024 · -6.03
ROE
52.2%▲
2024 · -199.0%
ROA
-31.9%▼
2024 · 39.5%
Debt
€40k▼
2024 · €44k
Debt ≤ 1 year
€40k▼
2024 · €44k
Income taxes
€9k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€25k▼
Fixed assets21/28€35k€7k▼
Financial fixed assets28€35k€7k▼
Current assets29/58€1k€18k▲
Amounts receivable within one year40/41€8€7k▲
Trade receivables40-€7k
Other amounts receivable41€8-
Cash at bank and in hand54/58-€3k
Deferred charges and accrued income490/1€1k€8k▲
Equity and liabilities
Total equity and liabilities10/49€36k€25k▼
Equity10/15€-7k€-15k▼
Contributions10/11€7k€7k=
Profit (loss) carried forward14€-14k€-22k▼
Amounts payable17/49€44k€40k▼
Amounts payable within one year42/48€44k€40k▼
Financial debts43€3k-
Credit institutions430/8€3k-
Trade debts44€296€758▲
Suppliers440/4€296€758▲
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€4k€10k▲
Other amounts payable47/48€37k€29k▼
Accrued charges and deferred income492/3€103€95▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44-
Other operating charges640/8€861€404▼
Gross operating margin9900€23k€32k▲
Operating profit (loss)9901€22k€32k▲
Financial charges65/66B€1k€31k▲
Recurring financial charges65€1k€3k▲
Non-recurring financial charges66B-€28k
Profit (loss) for the period before taxes9903€21k€675▼
Income taxes67/77€7k€9k▲
Profit (loss) for the period9904€14k€-8k▼
Profit (loss) for the period to be appropriated9905€14k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-22k▼
Profit (loss) brought forward from the previous period14P€-28k€-14k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €14k ▲166%
Net result €14k, the highest in the series.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 1.39
Current ratio from 0.45 to 1.39.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Weakest financial yearnet €-67k ▼950%
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €151k ▲237%
Equity rises from €45k to €151k.
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Severlaan 881970 Wezembeek-OppemGround area
1.1 ha
Building footprint
206 m²
Volume, LiDAR
4,124 m³
Parcel 22006B0408/00T003, Flanders · tallest building 23.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Van Severlaan 88, 1970 Wezembeek-Oppem
since 20012.100.287.352
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006B0408/00T003 | Flanders | 1.1 ha | 1 · 206 m² | 23.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0883.537.960
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ENBACO
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LEFTOBE
BE 1003.996.520
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,704 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.