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O.C.D.

Active
Public limited companyfounded 200125 yrs activeRue d'Havré 16, 7000 Mons, BelgiumKBO/BCE: BE 0475.709.972
Summary

O.C.D. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263,671 and a net result of €38,781. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 4473 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47113NACE 52113
1 site
Size
€602,091total assets 2025
Staff
11.5 FTE
Equity
€263,671
Profit
€38,781
Financial health
86 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Parent
ID CONSULT · 99%
Accounts 10 d early0 of 3 deeds read
Why 86- Size: 11.5 FTE, total assets €602,091- 1 of the last 3 late+ Founded in 2001+ Profit of €38,781 (FY 2025)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 69+4
equity 43.8% of total assets
Liquidity 36-3
short-term debt 42.6% · cash 4.8%
Profitability 77+15
return on assets 6.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,670 companies)
Last 12 months 11-2025: 0.4% 12-2025: 0.4%▼ -4.9% vs 11-2025 01-2026: 0.5%▲ +19.2% vs 12-2025highest value 02-2026: 0.3%▼ -24.9% vs 01-2026 03-2026: 0.3%● 0.0% vs 02-2026 04-2026: 0.3%● 0.0% vs 03-2026 05-2026: 0.3%● 0.0% vs 04-2026 06-2026: 0.3%● 0.0% vs 05-2026 07-2026: 0.3%▼ -0.6% vs 06-2026 08-2026: 0.3%● 0.0% vs 07-2026 09-2026: 0.3%▼ -0.6% vs 08-2026lowest value 10-2026: 0.4%▲ +1.4% vs 09-2026
  • Founded in 2001 lowers the probability for this profile
  • Size: 11.5 FTE, total assets €602,091 raises the probability for this profile
  • 1 of the last 3 late raises the probability
  • Profit of €38,781 (FY 2025) lowers the probability
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 2.28 against 2.46 in 2024; short-term debt: 42.6% and cash: 4.8% of total assets), but 56.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 65%, liquidity 38%, profitability 71%, growth against the median 75%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2001
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: 11.5 FTE, total assets €602,091
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Profit of €38,781 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
10 d early
2024
53 d late
2023
28 d late
2022
23 d late
2021
28 d late
2020
18 d late
2019
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Back to profitnet €27,470

Key points

  • Controlled by ID CONSULT 99% View
  • Active since 2001founded 25-09-2001 25 years View
  • Total assets 20256 fiscal years filed €602,091 View

By topic

Financials

Fiscal year
2025
Total assets
€602,091
Profit
€38,781
Solvency
43.8%
Total assets▲ 6.2%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-01-2027
  1. 21-01-2026Annual accounts filed
  2. 25-03-2025Annual accounts filed
  3. 30-06-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
25-09-2001
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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