O&C Consulting
ActiveO&C Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €34k. Equity is growing by ~64% per year across the filed fiscal years. Its solvency ranks better than 75% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.76 against 3.21 in 2024; short-term debt: 21% and cash: 83.2% of total assets), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
31.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
157 d early
2024
27 d early
2023
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 66.6%
2024 · €51k
2023: €20k
2024: €51k
2023 → 2025
Total assets
€108k▲ 45.2%
2024 · €74k
2023: €39k
2024: €74k
2023 → 2025
Net result
€34k▲ 8.3%
2024 · €31k
2023: €17k
2024: €31k
2023 → 2025
Working capital
€85k▲ 66.6%
2024 · €51k
2023: €20k
2024: €51k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€20k-€51k▲ 159%€85k▲ 66.6%
Operating result€22k-€43k▲ 93.5%€47k▲ 8.1%
Net result€17k-€31k▲ 82.5%€34k▲ 8.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €108k
Equity
€85k▲ 66.6%
Debt
€23k▼ 2.1%
The debt ratio falls from 31.1% to 21.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
79.0%▲
2024 · 68.9%
Current ratio
4.76▲
2024 · 3.21
Quick ratio
4.76▲
2024 · 3.21
Debt / equity
0.27▼
2024 · 0.45
ROE
40.0%▼
2024 · 61.4%
ROA
31.6%▼
2024 · 42.3%
Debt
€23k▼
2024 · €23k
Debt ≤ 1 year
€23k▼
2024 · €23k
Income taxes
€11k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€108k▲
Current assets29/58€74k€108k▲
Amounts receivable within one year40/41€10k€13k▲
Trade receivables40€10k€13k▲
Cash at bank and in hand54/58€62k€90k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€74k€108k▲
Equity10/15€51k€85k▲
Contributions10/11€3k€3k=
Reserves13€49k€83k▲
Distributable reserves133€49k€83k▲
Amounts payable17/49€23k€23k▼
Amounts payable within one year42/48€23k€23k▼
Trade debts44€677€521▼
Suppliers440/4€677€521▼
Taxes, remuneration and social security45€15k€17k▲
Taxes450/3€15k€17k▲
Other amounts payable47/48€7k€5k▼
Income statement
Code20242025
Other operating charges640/8€735€867▲
Gross operating margin9900€44k€48k▲
Operating profit (loss)9901€43k€47k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€41k€45k▲
Income taxes67/77€9k€11k▲
Profit (loss) for the period9904€31k€34k▲
Profit (loss) for the period to be appropriated9905€31k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€34k▲
Transfer to equity691/2€31k€34k▲
To other reserves6921€31k€34k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €34k ▲8.3%
Operating result €47k, net result €34k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Moonsstraat 482160 WommelgemGround area
323 m²
Building footprint
84 m²
Volume, LiDAR
489 m³
Parcel 11052C0141/00A005, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
O&C Consulting
since 20232.345.501.966
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0141/00A005 | Flanders | 323 m² | 1 · 84 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MASPEL
BE 0642.830.084
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WeiBen Management
BE 0779.544.359
Sint-Gillis (bij-Brussel) · Eq €85k
GMG Advisory
BE 1009.638.653
Elsene · Eq €85k
DD-CONSULT
BE 0718.717.342
Lochristi · Eq €85k
Howard Dalloway
BE 1007.309.861
Antwerpen · Eq €85k
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,304 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
69109Other legal services
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.