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O-B-A

Active
Private limited companyfounded 2022active for 3 yearsVeldekensstraat 111, 9240 Zele, BelgiumKBO/BCE: BE 0793.685.672
Summary

The computed 12-month bankruptcy probability of O-B-A is 3.9% (moderate). The 2025 annual accounts show negative equity (-€10,433) and a net result of €13,630. Equity has been shrinking by about 75% per year since 2023. Its solvency ranks better than 8% of 1,257 sector peers (NACE 42, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 17-11-2022 Normal situation
Activity
Civil engineering NACE 42211and 1 other
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.338.634.960 9240 Zele, since 09-01-2023
Financial year end
31 December
Peppol
Reachable since 19-09-2023

Board and ownership

Board

Financial position

48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.9%
Annual accounts 2025
Gross margin
€83,317
▼ 21.3%
Turnover
≈ €250,000
estimated
Profit
€13,630
Equity
-€10,433
▲ 56.6%
Total assets
€84,808
▲ 45.7%
Staff
≈ 1.1 FTE
estimated
  • Negative equity on 31-12-2025
  • 2025 accounts filed 59 days after the deadline
Score breakdownraises riskLast filed accounts filed 59 days late; 2 of the last 3 accounts lateFounded in 2022Liquidity: current ratio 0.85, cash €447, halvedNegative equity -€10,433Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 40% of micro companies in civil engineering (NACE 42)
Financial strength · tick: 2024
Weak
Solvency 13+13
equity -12.3% of total assets
Liquidity 1-11
short-term debt 97.8% · cash 0.5%
Profitability 89+89
return on assets 16.1%
Bankruptcy probability within 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,867 companies, NACE 42, micro)
Last 24 months 12-2024: 2.6% 01-2025: 2.5%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 2.5%● unchanged vs 01-2025lowest value 03-2025: 2.5%● unchanged vs 02-2025lowest value 04-2025: 2.6%▲ +0.1 percentage points vs 03-2025 05-2025: 2.7%▲ +0.1 percentage points vs 04-2025 06-2025: 2.5%▼ -0.2 percentage points vs 05-2025 07-2025: 2.6%▲ +0.1 percentage points vs 06-2025 08-2025: 3.1%▲ +0.5 percentage points vs 07-2025 09-2025: 3.3%▲ +0.2 percentage points vs 08-2025 10-2025: 4.5%▲ +1.2 percentage points vs 09-2025 11-2025: 4.7%▲ +0.2 percentage points vs 10-2025 12-2025: 5.4%▲ +0.7 percentage points vs 11-2025 01-2026: 7.2%▲ +1.8 percentage points vs 12-2025 02-2026: 7.3%▲ +0.1 percentage points vs 01-2026 03-2026: 7.5%▲ +0.2 percentage points vs 02-2026 04-2026: 6.8%▼ -0.7 percentage points vs 03-2026 05-2026: 8.5%▲ +1.7 percentage points vs 04-2026 06-2026: 8.3%▼ -0.2 percentage points vs 05-2026 07-2026: 7.8%▼ -0.5 percentage points vs 06-2026 08-2026: 8.5%▲ +0.7 percentage points vs 07-2026 09-2026: 8.8%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 3.9%▼ -4.9 percentage points vs 09-2026 11-2026: 3.9%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.85 (0.37 in 2024), below 1. Short-term debt is 97.8% and cash 0.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 7% of them on solvency, 2% on liquidity, 71% on profitability and 82% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 59 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.85, cash €447, halved
NBB · annual accounts
raises risk · Negative equity -€10,433
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 1257 sector peers (2025).
NBB · sector comparison
Position among 1257 sector peers
Solvency
better than 8%
← weakest strongest →
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
59 days late
2024
251 days late
2023
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 94 days after the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 September (3 of the last 3 accounts filed within 192 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€10,433 View
  • Caution: Less equity than 94% of companies in civil engineeringsector median €54,975 · 1,258 companies -€10,433 View

Recent changes

  1. · Gazette deed IncorporationAppointment: BORUCU Osman (director)
All 6 events

Comparable companies

These companies have the same main activity as O-B-A: civil engineering (NACE 42211). They are comparable in size and age: total assets between €65,500 and €130,000, founded between 2021 and 2024.

CompanyTotal assetsGross margin
O-B-A Zele€84,808€83,317
TG-TEC Hamme (Vl.)€118,695€74,172
E.YUKSEL Gent€105,722€81,811
DOGAN INVEST Machelen (Brab.)€65,465€66,619
MMT PROJECTS Genk€130,440€77,127
TRABAGO Antwerpen€87,822€133,402
ATS Tech Gent€76,928€55,957
Full comparison

Key facts about O-B-A

What is the company number of O-B-A?
The company number of O-B-A is 0793.685.672. The VAT number is the same number with BE in front: BE 0793.685.672.
Where is O-B-A based?
The registered office is at Veldekensstraat 111, 9240 Zele.Company details
What does O-B-A do?
According to the KBO register, the main activity is civil engineering (NACE 42211).
What is the legal form of O-B-A?
The legal form of O-B-A is Private limited company (BV).
When was O-B-A founded?
O-B-A was founded on 17-11-2022.
Is O-B-A still active?
Yes, O-B-A is an active enterprise in the KBO register.
How many employees does O-B-A have?
O-B-A had an average of 2.1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does O-B-A fall under?
In its 2025 annual accounts, O-B-A states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of O-B-A?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €83,317 and 2,666 comparable companies of the same size. It probably lies between €170,000 and €430,000. It is a rough estimate.
Is O-B-A profitable?
In financial year 2025, O-B-A made a profit of €13,630.
Where can I find the annual accounts of O-B-A?
O-B-A filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of O-B-A due?
O-B-A must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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