Skip to content

NYO

Active
Private limited company (pre-2019)founded 201610 yrs activeKalmthoutsesteenweg 242, 2910 Essen, BelgiumKBO/BCE: BE 0661.699.653
Summary

The computed 12-month bankruptcy probability of NYO is 9.2% (elevated). The 2024 annual accounts show negative equity (-€1,855). The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
-€1,855equity 2024
Turnover not published (abridged schema)
Financial health
Bankruptcy chance 12 m
9.2%
Too few figures to score
Structure
Accounts 65 d overdue0 of 5 deeds read
Signals- Figures for FY 2021 (filed 08-10-2022)- 1 financial year not filed after the legal deadline; latest accounts 30 days late; 2 of the last 3 late- No main activity registered+ Size: total assets €3,030Filed after the deadlineShow the evidence

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Bankruptcy probability: Elevated
Bankruptcy probability, 12 months
9.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 7.9% 12-2024: 7.9%● 0.0% vs 11-2024 01-2025: 7.8%▼ -1.2% vs 12-2024 02-2025: 7.8%● 0.0% vs 01-2025 03-2025: 7.8%● 0.0% vs 02-2025 04-2025: 7.7%▼ -2.0% vs 03-2025 05-2025: 7.7%● 0.0% vs 04-2025 06-2025: 7.6%▼ -0.6% vs 05-2025 07-2025: 7.6%● 0.0% vs 06-2025 08-2025: 8.9%▲ +17.1% vs 07-2025 09-2025: 8.9%● 0.0% vs 08-2025 10-2025: 7.3%▼ -17.5% vs 09-2025lowest value 11-2025: 7.3%● 0.0% vs 10-2025lowest value 12-2025: 7.3%● 0.0% vs 11-2025lowest value 01-2026: 7.7%▲ +5.3% vs 12-2025 02-2026: 7.7%● 0.0% vs 01-2026 03-2026: 7.7%● 0.0% vs 02-2026 04-2026: 7.7%● 0.0% vs 03-2026 05-2026: 7.7%● 0.0% vs 04-2026 06-2026: 7.7%● 0.0% vs 05-2026 07-2026: 7.7%● 0.0% vs 06-2026 08-2026: 9.3%▲ +20.9% vs 07-2026highest value 09-2026: 9.3%● 0.0% vs 08-2026highest value 10-2026: 9.2%▼ -1.4% vs 09-2026
  • Figures for FY 2021 (filed 08-10-2022) raises the probability
  • Size: total assets €3,030 lowers the probability for this profile
  • 1 financial year not filed after the legal deadline; latest accounts 30 days late; 2 of the last 3 late raises the probability
  • No main activity registered raises the probability
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2021 (filed 08-10-2022)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €3,030
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 30 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · No main activity registered
In the bankruptcy model this factor raises the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
30 d late
2023
31 d late
2021
61 d late
2020
60 d late
2019
89 d late
2018
77 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 58 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2021 · abbreviated…

Financials · fiscal year 2024, micro schema

Equity
-€1,855=
2023 · -€1,855
Total assets
€3,030▼ 30.1%
2020 · €4,335
Net result
-€296
2021 · €3,557
Working capital
-€527▲ 49.0%
2019 · -€1,032
Trend over the years

2019 to 2024, 5 fiscal years 2018 to 2024, 6 fiscal years

The operating result is -€296 in 2023, compared with €3,557 in 2021. Comparable figures for the intervening years are unavailable.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result-€296 2023 Net result-€296 2023

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line201820192020202120232024
Operating result-€2,306--€11,371▼ 393%€3,563€3,557▼ 0.2%-€296-
Net result-€1,957--€4,551▼ 133%€2,956€3,557▲ 20.3%-€296-
Equity-€3,092--€7,642▼ 147%-€4,686▲ 38.7%-€1,129▲ 75.9%-€1,855--€1,855=
Total assets€9,436-€3,824▼ 59.5%€4,335▲ 13.4%€3,030▼ 30.1%
Debt€12,528-€11,466▼ 8.5%€9,021▼ 21.3%€4,159▼ 53.9%€1,855-€1,855=
Working capital€5,928--€1,032-€527▲ 49.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€1,855=
2023 · €1,855
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 16 lines
Balance sheet Code20232024
Equity and liabilities
Total equity and liabilities10/49€0€0=
Equity10/15-€1,855-€1,855=
Contributions10/11€2,000€2,000=
Capital10€2,000€2,000=
Issued capital100€2,000€2,000=
Profit (loss) carried forward14-€3,855-€3,855=
Amounts payable17/49€1,855€1,855=
Amounts payable within one year42/48€1,855€1,855=
Other amounts payable47/48€1,855€1,855=
Income statement Code20232024
Gross operating margin9900-€296-
Operating profit (loss)9901-€296-
Profit (loss) for the period before taxes9903-€296-
Profit (loss) for the period9904-€296-
Profit (loss) for the period to be appropriated9905-€296-
Appropriation of the result
Profit (loss) to be appropriated9906-€3,855-€3,855=
Profit (loss) brought forward from the previous period14P-€3,558-€3,855▼
Line201820192020202120232024Change
Gross operating margin9900-€1,927-€10,985€3,957€3,557-€296--
Operating profit (loss)9901-€2,306-€11,371€3,563€3,557-€296--
Recurring financial income75€844€55-----
Recurring financial charges65€494€735€607----
Profit (loss) for the period before taxes9903-€1,957-€4,551€2,956€3,557-€296--
Profit (loss) for the period9904-€1,957-€4,551€2,956€3,557-€296--
Profit (loss) for the period to be appropriated9905-€1,957-€4,551€2,956€3,557-€296--
Line201820192020202120232024Change
Assets
Total assets20/58€9,436€3,824€4,335€3,030---
Current assets29/58€9,436€3,824€4,335€3,030---
Amounts receivable within one year40/41€9,436€3,824€4,335€3,030---
Other amounts receivable41---€3,030---
Equity and liabilities
Total equity and liabilities10/49€9,436€3,824€4,335€3,030€0€0-
Equity10/15-€3,092-€7,642-€4,686-€1,129-€1,855-€1,855=
Contributions10/11€2,000€2,000€2,000€2,000€2,000€2,000=
Capital10---€2,000€2,000€2,000=
Issued capital100---€2,000€2,000€2,000=
Reserves13--€9,300----
Profit (loss) carried forward14-€5,092-€9,642-€15,986-€3,129-€3,855-€3,855=
Amounts payable17/49€12,528€11,466€9,021€4,159€1,855€1,855=
Amounts payable after more than one year17€9,020€6,610€4,159€4,159---
Financial debts170/4---€4,159---
Amounts payable within one year42/48€3,508€4,857€4,862-€1,855€1,855=
Trade debts44€638€1,400€1,256----
Other amounts payable47/48----€1,855€1,855=
Line201820192020202120232024Change
Profit (loss) for the period9904-€1,957-€4,551€2,956€3,557-€296--
Operating cash flow (approximation)-€1,957-€4,551€2,956€3,557-€296--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Directors

Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

NYO was incorporated on 25 August 2016.1 Total assets fell from €9,436 in 2018 to €3,030 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2021

Acts, filings and financial milestones

2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2022
30-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
31-12
Financial Highest result since 2018net €3,557 ▲20.3%
Net result €3,557, the highest in the series.
29-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 60 days late
2020
31-12
Financial Back to profitnet €2,956
Net result €2,956 after 2 loss-making years.
28-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 89 days late
2019
31-12
Financial Weakest financial yearnet -€4,551
Net result drops to -€4,551, the lowest in the series; recovery starts the following year.
16-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 77 days late
2018
30-11
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded25-08-2016
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 3 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
1,208 m²
Building footprint
236 m²
Volume, LiDAR
1,337 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
NYO
Kneuterlaan (C) 30, 2920 KalmthoutBeauty treatment
since 2016unit no. 2.258.494.352
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11022G0582/00S000 Flanders 813 m² 1 · 156 m² 8.7 m · 2 fl.
11642D0698/00Y000 Flanders 395 m² 1 · 80 m² 9.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.