NY.1981
ActiveSummary
NY.1981 has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,250 and a net result of €89,653. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency53▼-2
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.67 in 2024; short-term debt: 70.2% and cash: 33% of total assets), and 71.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.4%
Return on assets
49.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
63 d early
2024
28 d late
2023
6 d early
2022
6 d early
2021
2 d early
2020
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€89,653▲ 18.2%
2024 · €75,877
Working capital
-€23,641▲ 37.1%
2024 · -€37,574
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€81,851€68,743▼ 16.0%€74,332▲ 8.1%€103,265▲ 38.9%€120,520▲ 16.7%
Net result€63,594above the sector's middle half€47,865above the sector's middle half▼ 24.7%€56,192above the sector's middle half▲ 17.4%€75,877above the sector's middle half▲ 35.0%€89,653above the sector's middle half▲ 18.2%
Equity€61,664within the sector's middle half€109,529within the sector's middle half▲ 77.6%€55,720within the sector's middle half▼ 49.1%€51,597within the sector's middle half▼ 7.4%€51,250within the sector's middle half▼ 0.7%
Total assets€200,212within the sector's middle half▲ 32.7%€231,028within the sector's middle half▲ 15.4%€175,561within the sector's middle half▼ 24.0%€170,950within the sector's middle half▼ 2.6%€180,152within the sector's middle half▲ 5.4%
Debt€138,548▼ 9.4%€121,499▼ 12.3%€119,841▼ 1.4%€119,353▼ 0.4%€128,902▲ 8.0%
Working capital€4,675within the sector's middle half€44,436within the sector's middle half▲ 850%-€21,557within the sector's middle half-€37,574within the sector's middle half▼ 74.3%-€23,641within the sector's middle half▲ 37.1%
Solvency30.8%within the sector's middle half▲ 32.1pp47.4%within the sector's middle half▲ 16.6pp31.7%within the sector's middle half▼ 15.7pp30.2%within the sector's middle half▼ 1.6pp28.4%within the sector's middle half▼ 1.7pp
Current ratio1.08within the sector's middle half▲ 1.071.68within the sector's middle half▲ 0.600.76within the sector's middle half▼ 0.920.67within the sector's middle half▼ 0.090.81within the sector's middle half▲ 0.14
Return on assets (ROA)31.8%above the sector's middle half▲ 33.7pp20.7%above the sector's middle half▼ 11.0pp32.0%above the sector's middle half▲ 11.3pp44.4%above the sector's middle half▲ 12.4pp49.8%above the sector's middle half▲ 5.4pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180,152
Fixed assets
€77,292 ▼ 17.3%
Current assets
€102,860 ▲ 32.7%
Equity and liabilities €180,152
Equity
€51,250 ▼ 0.7%
Debt
€128,902 ▲ 8.0%
Debt's share of the balance-sheet total rises from 69.8% to 71.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€136,660▲
2024 · €119,246
Cash flow
€105,793▲
2024 · €91,858
Debt to equity
2.52▲
2024 · 2.31
ROE
174.9%▲
2024 · 147.1%
Interest coverage
54.55▼
2024 · 61.34
Debt ≤ 1 year
€126,501▲
2024 · €115,092
Income taxes
€28,361▲
2024 · €25,484
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,000 | €15,055 | €15,444 | €15,981 | €16,140 | ▲ 1.0% |
| Other operating charges640/8 | €348 | €348 | €517 | €387 | €463 | ▲ 19.6% |
| Gross operating margin9900 | €97,198 | €84,145 | €90,292 | €119,634 | €137,123 | ▲ 14.6% |
| Operating profit (loss)9901 | €81,851 | €68,743 | €74,332 | €103,265 | €120,520 | ▲ 16.7% |
| Financial income75/76B | - | €828 | €1,656 | €39 | €0 | ▼ 99.9% |
| Recurring financial income75 | - | €828 | €1,656 | €37 | €0 | ▼ 99.9% |
| Non-recurring financial income76B | - | - | €0 | €2 | - | - |
| Financial charges65/66B | €2,727 | €2,807 | €2,461 | €1,944 | €2,505 | ▲ 28.9% |
| Recurring financial charges65 | €2,727 | €2,807 | €2,461 | €1,944 | €2,505 | ▲ 28.9% |
| Profit (loss) for the period before taxes9903 | €79,124 | €66,764 | €73,526 | €101,360 | €118,014 | ▲ 16.4% |
| Income taxes67/77 | €15,530 | €18,899 | €17,334 | €25,484 | €28,361 | ▲ 11.3% |
| Profit (loss) for the period9904 | €63,594 | €47,865 | €56,192 | €75,877 | €89,653 | ▲ 18.2% |
| Profit (loss) for the period to be appropriated9905 | €63,594 | €47,865 | €56,192 | €75,877 | €89,653 | ▲ 18.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €200,212 | €231,028 | €175,561 | €170,950 | €180,152 | ▲ 5.4% |
| Fixed assets21/28 | €134,918 | €121,103 | €106,720 | €93,432 | €77,292 | ▼ 17.3% |
| Intangible fixed assets21 | €134,918 | €119,918 | €104,918 | €89,918 | €74,918 | ▼ 16.7% |
| Tangible fixed assets22/27 | - | €1,186 | €1,802 | €3,514 | €2,374 | ▼ 32.4% |
| Furniture and vehicles24 | - | €1,186 | €1,802 | €3,514 | €2,374 | ▼ 32.4% |
| Current assets29/58 | €65,294 | €109,924 | €68,841 | €77,518 | €102,860 | ▲ 32.7% |
| Amounts receivable after more than one year29 | - | €60,000 | - | - | - | - |
| Other amounts receivable291 | - | €60,000 | - | - | - | - |
| Amounts receivable within one year40/41 | - | €847 | - | €18,709 | €43,231 | ▲ 131% |
| Trade receivables40 | - | - | - | €18,698 | €43,223 | ▲ 131% |
| Other amounts receivable41 | - | €847 | - | €11 | €8 | ▼ 24.3% |
| Cash at bank and in hand54/58 | €64,964 | €48,747 | €68,651 | €58,075 | €59,429 | ▲ 2.3% |
| Deferred charges and accrued income490/1 | €330 | €330 | €190 | €734 | €200 | ▼ 72.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €200,212 | €231,028 | €175,561 | €170,950 | €180,152 | ▲ 5.4% |
| Equity10/15 | €61,664 | €109,529 | €55,720 | €51,597 | €51,250 | ▼ 0.7% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | - | €47,865 | €47,865 | €47,865 | €47,865 | = |
| Distributable reserves133 | - | €47,865 | €47,865 | €47,865 | €47,865 | = |
| Profit (loss) carried forward14 | €60,664 | €60,664 | €6,856 | €2,733 | €2,386 | ▼ 12.7% |
| Amounts payable17/49 | €138,548 | €121,499 | €119,841 | €119,353 | €128,902 | ▲ 8.0% |
| Amounts payable after more than one year17 | €75,790 | €53,874 | €27,307 | €2,127 | - | - |
| Financial debts170/4 | €75,790 | €53,874 | €27,307 | €2,127 | - | - |
| Amounts payable within one year42/48 | €60,619 | €65,488 | €90,398 | €115,092 | €126,501 | ▲ 9.9% |
| Current portion of amounts payable after more than one year42 | €23,334 | €21,916 | - | - | - | - |
| Financial debts43 | - | - | €24,549 | €25,180 | €2,127 | ▼ 91.6% |
| Credit institutions430/8 | - | - | €24,549 | €25,180 | €2,127 | ▼ 91.6% |
| Trade debts44 | €608 | €1,401 | €2,868 | €3,175 | €4,159 | ▲ 31.0% |
| Suppliers440/4 | €608 | €1,401 | €2,868 | €3,175 | €4,159 | ▲ 31.0% |
| Taxes, remuneration and social security45 | €22,837 | €42,171 | €61,647 | €63,854 | €79,599 | ▲ 24.7% |
| Taxes450/3 | €22,837 | €42,171 | €59,643 | €63,854 | €79,599 | ▲ 24.7% |
| Remuneration and social security454/9 | - | - | €2,003 | - | - | - |
| Other amounts payable47/48 | €13,839 | - | €1,334 | €22,883 | €40,615 | ▲ 77.5% |
| Accrued charges and deferred income492/3 | €2,139 | €2,137 | €2,136 | €2,134 | €2,401 | ▲ 12.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €63,594 | €47,865 | €56,192 | €75,877 | €89,653 | ▲ 18.2% |
| + Depreciation and write-downs630 | €15,000 | €15,055 | €15,444 | €15,981 | €16,140 | ▲ 1.0% |
| Operating cash flow (approximation) | €78,594 | €62,920 | €71,635 | €91,858 | €105,793 | ▲ 15.2% |
| Investment in fixed assets (approximation) | - | -€1,241 | -€1,060 | -€2,693 | €0 | ▲ 100% |
| Change in cash | - | -€16,216 | €19,903 | -€10,576 | €1,354 | ▲ 113% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €89,653 ▲18.2%
Operating result €120,520, net result €89,653, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100,000Eq €109,529 ▲77.6%
2 profitable years in a row build equity to €109,529.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €63,594
Net result €63,594 after one loss-making year.
31-12
Financial
Liquidity times 165current ratio 1.08
Current ratio from 0.01 to 1.08; short-term debt falls from €152,848 to €60,619.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2020
Ground area
3,576 m²
Building footprint
215 m²
Volume, LiDAR
1,418 m³
2 parcels, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
116
companies at this address
See who is registered here
1 establishment unit
0759.943.827
since 20202.312.844.838
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076F0006/00S005 | Wallonia | 3,200 m² | 1 · 156 m² | 12.8 m · 2 fl. |
| 25050B0060/00Y002 | Wallonia | 376 m² | 1 · 59 m² | 12.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,755 companies in sector 68310 we hold annual accounts for 6,912. 4,870 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
E-invoicing
Reachable via Peppol
Peppol ID
0208:0759943827
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.