NWD Coaching
ActiveNWD Coaching has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199k and a net result of €99k. Equity is growing by ~90.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+20
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 6.26 against 2.65 in 2024; short-term debt: 14% and cash: 42.4% of total assets), and 20.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.4%
Return on assets
39.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
99 d early
2024
64 d early
2023
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€199k▲ 98.6%
2024 · €100k
2023: €18k
2024: €100k
2023 → 2025
Total assets
€250k▲ 37.2%
2024 · €182k
2023: €136k
2024: €182k
2023 → 2025
Net result
€99k▲ 19.7%
2024 · €82k
2023: €15k
2024: €82k
2023 → 2025
Working capital
€185k▲ 118%
2024 · €85k
2023: €792
2024: €85k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€18k-€100k▲ 466%€199k▲ 98.6%
Operating result€31k-€126k▲ 307%€134k▲ 6.9%
Net result€15k-€82k▲ 461%€99k▲ 19.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250k
Fixed assets
€31k▼ 33.3%
Current assets
€220k▲ 61.2%
Equity and liabilities €250k
Equity
€199k▲ 98.6%
Debt
€52k▼ 37.4%
The debt ratio falls from 45.1% to 20.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€150k▲
2024 · €141k
Cash flow
€114k▲
2024 · €98k
Solvency
79.4%▲
2024 · 54.9%
Current ratio
6.26▲
2024 · 2.65
Quick ratio
6.26▲
2024 · 2.65
Debt / equity
0.26▼
2024 · 0.82
ROE
49.6%▼
2024 · 82.3%
ROA
39.4%▼
2024 · 45.2%
Interest coverage
52.95▲
2024 · 41.91
Debt
€52k▼
2024 · €82k
Debt ≤ 1 year
€35k▼
2024 · €51k
Debt > 1 year
€16k▼
2024 · €31k
Income taxes
€35k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€182k€250k▲
Fixed assets21/28€46k€31k▼
Tangible fixed assets22/27€46k€31k▼
Furniture and vehicles24€46k€31k▼
Current assets29/58€136k€220k▲
Amounts receivable after more than one year29-€93k
Other amounts receivable291-€93k
Amounts receivable within one year40/41€72k€20k▼
Trade receivables40€34k€11k▼
Other amounts receivable41€38k€8k▼
Cash at bank and in hand54/58€63k€106k▲
Deferred charges and accrued income490/1€1k€607▼
Equity and liabilities
Total equity and liabilities10/49€182k€250k▲
Equity10/15€100k€199k▲
Contributions10/11€3k€3k=
Reserves13€97k€196k▲
Distributable reserves133€97k€196k▲
Amounts payable17/49€82k€52k▼
Amounts payable after more than one year17€31k€16k▼
Financial debts170/4€31k€16k▼
Amounts payable within one year42/48€51k€35k▼
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€30k€15k▼
Taxes450/3€30k€15k▼
Other amounts payable47/48€967€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€2k€3k▲
Gross operating margin9900€143k€153k▲
Operating profit (loss)9901€126k€134k▲
Financial income75/76B€17€2k▲
Recurring financial income75€17€2k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€122k€134k▲
Income taxes67/77€40k€35k▼
Profit (loss) for the period9904€82k€99k▲
Profit (loss) for the period to be appropriated9905€82k€99k▲
Appropriation of the result
Profit (loss) to be appropriated9906€82k€99k▲
Transfer to equity691/2€82k€99k▲
To other reserves6921€82k€99k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €99k ▲19.7%
Operating result €134k, net result €99k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.26
Current ratio from 2.65 to 6.26; short-term debt falls from €51k to €35k.
31-12
Financial
Equity above €150kEq €199k ▲98.6%
3 profitable years in a row build equity to €199k.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 2.65
Current ratio from 1.01 to 2.65; short-term debt falls from €74k to €51k.
31-12
Financial
Equity above €100kEq €100k ▲466%
2 profitable years in a row build equity to €100k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Het Ziel (Dp) 402920 KalmthoutGround area
3,340 m²
Building footprint
236 m²
Volume, LiDAR
1,442 m³
Parcel 11022B0236/00C000, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NWD Coaching
since 20222.339.181.526
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022B0236/00C000 | Flanders | 3,340 m² | 1 · 236 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.