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NVZ

Active Private limited companyfounded 2015active for 11 yearsChemin Masy 3, 1390 Grez-DoiceauKBO/BCE: BE 0633.723.863
NVZ
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Overview

Lifetime

10 annual accounts with figures on one time axis
peak €339,099 (2022)
€117,091▼ 46.2%
lowest -€10,487 (2017)
€74,170▼ 52.2%
peak €62,511 (2016)
€20,640▲ 0.8%
€69,556▼ 73.8%
Board1 name since 2022
1 director
Documentsfilings and deeds
15-05-202677 days before the deadline
2025micro format
Gross margin from €217,536 to €117,091Result from €155,302 to €74,170Dividend €74,000Debts from €265,279 to €69,556

Key points

from the 2025 annual accounts

Equity

€20,640 from €62,511 in 2016

Equity fell by 67% in 9 years.

Result

€74,170 ▼ 52.2%
€155,0002024€74,2002025

The result fell in 2025 from €155,302 to €74,170.

Debts

€69,556 77% of the balance sheet
Financial debts 13%Suppliers 5%Taxes and wages 19%Other 63%

Of this, €60,558 falls due within a year.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 5,053 companies had the same profile as NVZ has now. Each dot stands for 13 companies, two years later.

95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,053 companies, not a prediction for NVZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • associé uniquedeed of 16-04-2019
Board & ownership

Recent changes

Company renamed from , notaire associé to NVZ “La gestion en tant qu’administrateur d’une société professionnelle notariale, et ce dans le respect des…” (deed in French) · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0633723863
Appointment: (statutory director) Permanent representative: · General meeting of 02-12-2022 · Gazette deed
Registered office moved from Schaerbeek to Grez-Doiceau New registered office: Allée de la Ferme du Bercuit 1, 1390 Grez-Doiceau · Previous registered office: Boulevard Lambermont, numéro 198, boîte 13, 1030 Schaerbeek · Board meeting of 13-03-2020 · Gazette deed
All 22 events

Comparable companies

same main activity, similar in size and age
Company
NVZ Grez-Doiceau €90,197 €117,091 22.9% -
CASALEGIS Beveren-Kruibeke-Zwijndrecht €112,043 €110,410 25.2% -
INTEGRITIVE Rixensart €118,542 €155,851 80.8% -
BASE Legal Schaerbeek €91,142 €100,400 1.1% -
Van Damme Frederik Hasselt €109,694 €101,450 17.0% -
B-SKILLED Meise €87,944 €96,501 37.8% -
Van Damme Legal Consulting Ghent €120,567 €151,623 15.4% -

These companies have the same main activity as NVZ: other legal services (NACE 69109). They are comparable in size and age: total assets between €87,900 and €121,000, founded between 2014 and 2018.

Official details

Source: KBO
Status
Active since 10-07-2015Normal situation
Activity
Other legal servicesNACE 69109
Establishment unit
2.243.643.0581030 Schaerbeek, since 10-07-2015
Financial year end
31 December
Peppol
Reachable since 27-11-2025
Company details

Annual accounts 2025

€117,091▼ 46.2%
≈ €210,000estimated
€74,170▼ 52.2%
€20,640▲ 0.8%
€90,197▼ 68.4%
Filing
Filed on 15-05-2026, 77 days before the end of the filing period
Financials

Insights on NVZ

NVZ files the micro format. That format states no turnover. The gross margin rose from €46,048 in 2016 to €117,091 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 15-05-2026, 77 days before the deadline
€117,091
▼ 46.2%
€103,860
▼ 49.3%
€74,170
▼ 52.2%
-€14,335
▼ €1,899
22.9%
▲ 15.7 percentage points
0.76
▼ 0.19

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €210,000. Estimated: probably between €160,000 and €310,000.

Balance sheet

balance sheet total €90,197 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

22.9%

Higher than 22% of 16,409 companies in 2025.

0.76

Higher than 11% of 16,149 companies in 2025.

82.2%

Higher than 95% of 16,286 companies in 2025.

NVZ Middle half of the sector 80% of the sector Micro accounts in legal and accounting (NACE 69)

Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016
Balance sheet: assets
20/58 90,197285,750254,881206,669221,591244,239102,38794,75995,68962,795
21/28 43,97455,04222,42221,28313,45215,42171614,65719,542-
22/27 43,97455,04222,42221,28313,45215,42171614,65719,542-
23 -1431,1576,1224,4045,674----
24 34,09443,61610,4829,8459,0489,74771614,65719,542-
26 9,88011,28410,7835,316------
29/58 46,223230,707232,459185,386208,139228,818101,67180,10276,14762,795
40/41 12,262184,52866,0537,196696166,97058,71511,73637,56411,174
40 605172,678-696696123,97018,169-18,1508,470
41 11,65711,85066,0536,500-43,00040,54611,73619,4142,704
54/58 29,83042,097164,255176,203205,45561,84842,81666,84838,58351,621
490/1 4,1304,0832,1511,9871,988-1401,518--
Balance sheet: equity and liabilities
10/49 90,197285,750254,881206,669221,591244,239102,38794,75995,68962,795
10/15 20,64020,47020,96921,36920,53420,46420,47235,78730,59562,511
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
100 ------18,60018,60018,60018,600
13 1,8601,8601,8601,8601,8601,8601,8601,8601,8601,860
130/1 1,860---1,8601,860----
130 ------1,8601,8601,8601,860
1311 1,860---1,8601,860----
133 -1,8601,8601,860------
14 180105099097441215,32710,13542,051
17/49 69,556265,279233,912185,300201,057223,77581,91558,97265,094284
17 8,99922,136-----9,51514,953-
170/4 8,99922,136-----9,51514,953-
42/48 60,558243,143233,912185,300201,057223,77481,84249,45750,141284
42 25,23938,79826,21235,67922,272--5,4375,437-
44 3,2779,4535,6135,0165,5963,5622,399188293-
440/4 3,2779,4535,6135,0165,5963,5622,399188293-
45 13,5209,25316,18549,24519,1428,86210,4437,83229,411284
450/3 13,5209,25316,18549,24519,1428,86210,4437,83229,411284
47/48 18,523185,640185,90395,360154,047211,35069,00036,00015,000-
492/3 -----173---
Income statement
9900 117,091217,536288,066339,099211,140286,41690,94348,63513,28146,048
630 11,0698,4075,4766,5225,3703,6113584,8864,886-
640/8 2,1634,1963483483793471,94042993870
66A -------1,888710515
9901 103,860204,933282,242332,229205,391282,45888,64541,4326,74745,463
75/76B ----15254285-21
75 ----15254285-21
65/66B 3,4972,1881,0059047,8415171752452621,570
65 3,4972,1881,0059047,8415171752452621,570
9903 100,362202,745281,238331,325197,551282,46688,89841,1926,48543,914
67/77 26,19347,44366,63978,49045,58167,02435,213-16,9723
9904 74,170155,302214,599252,835151,970215,44253,68541,192-10,48743,911
9905 74,170155,302214,599252,835151,970215,44253,68541,192-10,48743,911
Appropriation of the result
9906 74,180155,810215,509252,909151,974215,45469,01251,32731,56443,911
14P 1050991074------
691/2 ---------1,860
6920 ---------1,860
694/7 74,000155,800215,000252,000151,900215,45069,00036,00021,429-
694 74,000155,800215,000252,000151,900215,45069,00036,00021,429-
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 15-05-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 15-05-2026 2026-00114314 PDF
31-12-2024 micro format 01-08-2025 2025-00353320 PDF
31-12-2023 micro format 12-06-2024 2024-00133809 PDF
31-12-2022 micro format 13-03-2023 2023-00040244 PDF
31-12-2021 micro format 21-03-2022 2022-08500373 PDF
31-12-2020 micro format 19-03-2021 2021-08500206 PDF
31-12-2019 micro format 13-03-2020 2020-07000059 PDF
31-12-2018 micro format 26-06-2019 2019-25200309 PDF
31-12-2017 micro format 31-07-2018 2018-41700052 PDF
31-12-2016 full format 05-10-2017 2017-66600451 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016
114,928213,340287,719338,751210,761286,06989,00346,31811,633-
85,238163,708220,075259,357157,340219,05354,04346,078-5,601-
041,0286,61514,3533,40118,3161,074124,428-
-12,267-122,158-11,948-29,252143,60719,032-24,03228,265-13,038-
-14,335-12,436-1,453867,0825,04419,82930,64526,00662,511
22.9%7.2%8.2%10.3%9.3%8.4%20.0%37.8%32.0%99.5%
0.760.950.991.001.041.021.241.621.52-
3.3712.9611.168.679.7910.944.001.652.130.00
359.3%758.7%--740.1%-262.2%115.1%-34.3%70.2%
82.2%54.3%84.2%122.3%68.6%88.2%52.4%43.5%-11.0%69.9%
32.8697.49over 100over 100------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2025202420232022
Tangible fixed assets-€41,028€6,615€14,353
€11,069€8,407€5,476€6,522

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on NVZ

The operating result for 2025 is 49% lower than in 2024 and the lowest since 2019. It is the third fall in a row.

Debt's share of the balance-sheet total falls from 92.8% to 77.1%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, last change in 2022
Statutory director
appointed by deed of 08-12-2022 term for the life of the company
listed in the 2025 annual accounts, filed on 15-05-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“ARTICLE 9 - Pouvoirs du gérant. Le gérant peut accomplir tous les actes nécessaires ou utiles à l’accomplissement de l’objet social, sauf…”
deed of 09-08-2018

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Statutory director
Board
Mandates as a list
    • Statutory director, appointed by deed of 08-12-2022, still in office

See the board, name and registered office on a given date →

Control

Shareholder
This company
NVZ
Equity €20,640
Profit €74,170 in 2025

Capital

Contribution
€18,600
Shares
100
Contribution per share
€186
Equity per share
€206 in 2025
Source
2025 annual accounts

Articles of association

DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 08-12-2022 (in French)
Board ruleThese rules set how the board is made up, meets and takes decisions.
1 director
deed of 08-12-2022 (in French)
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Thursday of June at 18:00
deed of 18-05-2026 (in French)

Shareholders

Stated in the deed deed of 16-04-2019 ↗
  • associé unique · all shares

Capital transactions

Capital over time
  1. 08-12-2022 Converted to unavailable equity
  2. 08-12-2022 Converted to available equity
  3. 09-08-2018 Capital stated in the deed · €18,600 · 100 shares

Network & group

No group

NVZ has no parent and no holdings in its annual accounts. is the only director.

Earlier ties

via , no longer at · Managing director
founded in 1989
 total assets €918,988 (2025)
via , no longer at · Director
No longer active
 total assets €2.2m (2025)

Board mandates elsewhere

1 board mandate
Board mandates of NVZNVZ sits on their board1
Director
Founded in 2024 · 17 FTE (2025)

Connections & network

Depth

The network starts from the earlier ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

22 events since 2015

Deadline for the 2026 accounts: 31-07-2027

2026
Company renamed from , notaire associé to NVZ“La gestion en tant qu’administrateur d’une société professionnelle notariale, et ce dans le respect des…” (deed in French)2 points ▸
  • Name change, NVZ
  • Purpose change, “La gestion en tant qu’administrateur d’une société professionnelle notariale, et ce dans le respect des dispositions légales, réglementaires et déontologiques…” (deed in French)
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2025 filed PDFmicro format · 77 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0633723863
Annual accounts 2024 filed PDFmicro format · 1 day late
2024
Annual accounts 2023 filed PDFmicro format · 49 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 140 days before the deadline
2022
Highest result from 2016 to 2025 net €252,835 ▲66.4% The operating result of €332,229 and the net result of €252,835 are both a record.
Appointment: (statutory director)Permanent representative: · General meeting of 02-12-20225 points ▸
  • General meeting, 02-12-2022
  • Power of attorney,
  • Registered office clause, Allée de la Ferme du Bercuit 1, 1390 Grez-Doiceau
  • Director appointment, (statutory director)
  • Permanent representative,
  • The deed holds 8 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFmicro format · 132 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 134 days before the deadline
2020
Registered office moved from Schaerbeek to Grez-DoiceauNew registered office: Allée de la Ferme du Bercuit 1, 1390 Grez-Doiceau · Previous registered office: Boulevard Lambermont, numéro 198, boîte 13, 1030 Schaerbeek · Board meeting of 13-03-20203 points ▸
  • Board meeting, 13-03-2020
  • Registered-office move, Allée de la Ferme du Bercuit 1, 1390 Grez-Doiceau
  • Power of attorney,

Open the deed in the Belgian Official Gazette

Annual accounts 2019 filed PDFmicro format · 140 days before the deadline
2019
Annual accounts 2018 filed PDFmicro format · 35 days before the deadline
Purpose change holds all the shares · General meeting of 28-03-20192 points ▸
  • General meeting, 28-03-2019
  • holds all the shares
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

2018
Back to profit net €41,192 The net result is €41,192, after one loss-making year.
Company renamed from to Edouard-Jean NAVEZ, notaire associé“1 - la gestion en tant que gérant de la société civile sous forme de société privée à responsabilité limitée…” (deed in French) · General meeting of 30-07-20184 points ▸
  • General meeting, 30-07-2018
  • Purpose change, “1 - la gestion en tant que gérant de la société civile sous forme de société privée à responsabilité limitée, « » dont le…” (deed in French)
  • Name change, , notaire associé
  • Capital, €18,600, 100 shares
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2017 filed PDFmicro format · on the deadline day
2017
Weakest financial year net -€10,487 The net result drops to -€10,487, the lowest from 2016 to 2025. It recovers the following year.
Annual accounts 2016 filed PDFfull format · 66 days late
2016
Registered office moved within SchaerbeekNew registered office: Boulevard Lambermont 198, boîte 13, 1030 Schaerbeek · Previous registered office: Avenue Rogier 64 1030 Schaerbeek · Board meeting of 20-10-20154 points ▸
  • Board meeting, 20-10-2015
  • Board composition, (sole manager)
  • Registered-office move, Boulevard Lambermont 198, boîte 13, 1030 Schaerbeek
  • Power of attorney,
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2015
Incorporation PDFpublished on 22-07-2015
First establishment SPRL , Rogierlaan 64, Schaerbeek

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

NVZ was incorporated on 10 July 2015.1 The registered office moved to Schaerbeek in 2016 and to Grez-Doiceau in 2020.23 The name was changed to , notaire associé in 2018 and to NVZ in 2026.45 is statutory director of the company, appointed by deed of 08-12-2022.6 Total assets went from €94,759 in 2018 to €90,197 in 2025.7

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-08-2016
  3. 3Belgian Official Gazette, 14-05-2020
  4. 4Belgian Official Gazette, 09-08-2018
  5. 5Belgian Official Gazette, 18-05-2026
  6. 6Belgian Official Gazette, 08-12-2022
  7. 7National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0633.723.863
VAT number
BE 0633.723.863
Peppol ID
0208:0633723863
Legal form
Private limited company
Status
Active, normal situation
Founded
10-07-2015
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Thursday of June at 18:00
deed of 18-05-2026 (in French)
Peppol
Reachable since 27-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
NVZ in French
Former names
Edouard-Jean NAVEZ, notaire associé until the deed of 18-05-2026
Edouard-Jean NAVEZ until the deed of 09-08-2018
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 08-12-2022 (in French)

Activities

NACEBEL 2025
69109 Other legal services main activity
Codes under NACEBEL 2008
69109 Other legal services main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“1-la gestion en tant qu’administrateur de la société à responsabilité limitée dénommée ,ci-après dénommée la société professionnelle…”
6 activities
  1. 1-la gestion en tant qu’administrateur de la société à responsabilité limitée dénommée Wathelet & Navez,notaires associés,ci-après dénommée la société professionnelle notariale ou de toute(s)celle(s)qui lui succéderai(en)t sous quelque dénomination que ce soit,et ce dans le respect des dispositions légales,réglementaires et déontologiques régissant la profession de notaire.En ce sens,elle est notamment une société notariale de gestion.
  2. 2-la gestion de son patrimoine mobilier et immobilier de manière rationnelle et efficace.Dans les limites de cette gestion,la société pourra,pour son propre compte et sous forme de placements,acquérir,aliéner,prendre et donner en location,grever de droits personnels et réels tous biens mobiliers et immobiliers(y compris la mise à disposition de son dirigeant d’un bien immeuble à titre de résidence).La société pourra également,dans une optique de placement,acquérir des objets d’arts(tels que tableaux,statues,sculptures,mobilier de créateur,antiquités,etc.)ou de collection(tels que des timbres anciens,montres de collection,véhicules ancêtres,spiritueux ou vins rares et de garde,etc.).
  3. 3-la conclusion d’emprunts,financements ou contrats de leasing,relativement aux opérations qui précèdent en ce compris la constitution de garanties sur ses biens,même au profit de tiers.La société pourra également se porter caution,le cas échéant hypothécairement,des engagements de ses actionnaires ou administrateurs.
  4. 4-l’acquisition d’un bien immeuble ou de droits immobiliers démembrés en tant qu’éléments de rémunération de ses administrateurs.
  5. 5-La réalisation,la direction ou la coordination,en Belgique ou à l’étranger,de projets éditoriaux(ouvrages,articles doctrinaux,articles de presse,blogs,sites web,etc.)sur tous supports,dans le domaine de la science juridique,fiscale ou notariale,et la promotion de l’entrepreneuriat au sens le plus large du terme.
  6. 6-L’organisation,la participation ou la coordination,en Belgique ou à l’étranger,de colloques,séminaires,formations,recyclages,la réalisation de podcasts,de vidéos à caractère juridique,de missions d’enseignement dans le domaine juridique,fiscal ou notarial,et la promotion de la recherche scientifique dans ces domaines.
deed of 08-12-2022 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Chemin Masy 3 registered office 1390 Grez-Doiceau
SPRL Edouard-Jean Navez Rogierlaan 64, 1030 Schaerbeek 10-07-2015 2.243.643.058
1 former office
  • 1030 Schaerbeek until 13-03-2020 · deed of 14-05-2020

Buildings and parcels at the addresses

Ground area
5,248 m²
Buildings
390 m²
Volume, LiDAR
2,747 m³
Tallest building
17.4 m
Buildings to scale, each on its own parcel
308 m², 8.0 m 82 m², 17.4 m 308 m², 8.0 m 82 m², 17.4 m

Location

registered office establishment The establishment unit on the map

Parcels

Wallonia 1 (50%) Brussels 1 (50%)
Cadastral parcelRegionArea Buildings Height / floors
25037D0006/00B005Wallonia5,105 m² 1 · 308 m² 8.0 m · 2
21906D0334/00X016Brussels143 m² 1 · 82 m² 17.4 m · 5

Contact

Phone +32 472 36 61 10 establishment in Schaarbeek

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