NVS Accounting
ActiveNVS Accounting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €47k. Equity is growing by ~72.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+3
Solvency63▲+12
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.29 in 2024; short-term debt: 62.1% and cash: 27.2% of total assets), and 62.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.9%
Return on assets
19.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
26 d early
2024
39 d early
2023
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▲ 80.2%
2024 · €50k
2023: €18k
2024: €50k
2023 → 2025
Total assets
€238k▲ 24.6%
2024 · €191k
2023: €34k
2024: €191k
2023 → 2025
Net result
€47k▲ 43.3%
2024 · €33k
2023: €17k
2024: €33k
2023 → 2025
Working capital
€-55k▲ 45.5%
2024 · €-100k
2023: €12k
2024: €-100k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€18k-€50k▲ 177%€90k▲ 80.2%
Operating result€22k-€41k▲ 83.1%€66k▲ 61.2%
Net result€17k-€33k▲ 89.2%€47k▲ 43.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 61% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €238k
Fixed assets
€145k▼ 3.6%
Current assets
€93k▲ 129%
Equity and liabilities €238k
Equity
€90k▲ 80.2%
Debt
€148k▲ 4.8%
The debt ratio falls from 73.8% to 62.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71k▲
2024 · €44k
Cash flow
€52k▲
2024 · €36k
Solvency
37.9%▲
2024 · 26.2%
Current ratio
0.63▲
2024 · 0.29
Quick ratio
0.63▲
2024 · 0.29
Debt / equity
1.64▼
2024 · 2.81
ROE
52.1%▼
2024 · 65.6%
ROA
19.8%▲
2024 · 17.2%
Interest coverage
11.53▼
2024 · 31.22
Debt
€148k▲
2024 · €141k
Debt ≤ 1 year
€148k▲
2024 · €141k
Income taxes
€13k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€191k€238k▲
Fixed assets21/28€150k€145k▼
Tangible fixed assets22/27€150k€145k▼
Land and buildings22€144k€141k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€41k€93k▲
Amounts receivable within one year40/41€13k€27k▲
Trade receivables40-€14k
Other amounts receivable41€13k€13k▲
Cash at bank and in hand54/58€26k€65k▲
Deferred charges and accrued income490/1€814€829▲
Equity and liabilities
Total equity and liabilities10/49€191k€238k▲
Equity10/15€50k€90k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€49k€89k▲
Amounts payable17/49€141k€148k▲
Amounts payable within one year42/48€141k€148k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€8k€14k▲
Other amounts payable47/48€129k€131k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€17k-
Gross operating margin9900€62k€71k▲
Operating profit (loss)9901€41k€66k▲
Financial charges65/66B€1k€6k▲
Recurring financial charges65€1k€6k▲
Profit (loss) for the period before taxes9903€39k€60k▲
Income taxes67/77€7k€13k▲
Profit (loss) for the period9904€33k€47k▲
Profit (loss) for the period to be appropriated9905€33k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€96k▲
Profit (loss) brought forward from the previous period14P€17k€49k▲
Profit to be distributed694/7€800€7k▲
Return on contributions (dividend)694€800€7k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2023net €47k ▲43.3%
Operating result €66k, net result €47k, both a record.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bekkevoort · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Struikstraat 703460 BekkevoortGround area
566 m²
Building footprint
127 m²
Parcel 24002I0136/00R000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
NVS Accounting
since 20222.326.097.018
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24002I0136/00R000 | Flanders | 565 m² | 1 · 127 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 53 EUR awarded · 53 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 53 EUR | 53 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 6,442 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2022
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.