Summary
NVPL is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €125,344 and a net result of €85,702. Its solvency ranks better than 85% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 05-02-2024 Normal situation
- Activity
- Activities of holding companies NACE 64210
- Establishment unit
- 2.355.534.934 2000 Antwerpen, since 05-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €85,702
- ▲ 140%
- Equity
- €125,344
- ▲ 216%
- Total assets
- €143,536
- ▲ 189%
Signalsraises riskYoung companyneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 days early
2024
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 20 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 29-06-2026 at the NBB all 2 filings
Equity
€125,344▲ 216%
2024 · €39,642
Net result
€85,702▲ 140%
2024 · €35,642
Total assets
€143,536▲ 189%
2024 · €49,724
Solvency
87.3%▲ 7.6pp
2024 · 79.7%
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
€108,447
▲ 139%
2025
20242025
Net result
€85,702
▲ 140%
2025
highest quarter of the sector
20242025
Equity
€125,344
▲ 216%
2025
middle half of the sector
20242025
Total assets
€143,536
▲ 189%
2025
middle half of the sector
20242025
Debt
€18,192
▲ 80.4%
2025
20242025
Working capital
€116,788
▲ 203%
2025
middle half of the sector
20242025
Solvency
87.3%
▲ 7.6pp
2025
highest quarter of the sector
20242025
Current ratio
7.71
▲ 2.73
2025
highest quarter of the sector
20242025
Return on assets (ROA)
59.7%
▼ 12.0pp
2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result€45,453-€108,447▲ 139%
Net result€35,642within the sector's middle half-€85,702above the sector's middle half▲ 140%
Equity€39,642below the sector's middle half-€125,344within the sector's middle half▲ 216%
Total assets€49,724below the sector's middle half-€143,536within the sector's middle half▲ 189%
Debt€10,082-€18,192▲ 80.4%
Working capital€38,582within the sector's middle half-€116,788within the sector's middle half▲ 203%
Solvency79.7%above the sector's middle half-87.3%above the sector's middle half▲ 7.6pp
Current ratio4.98above the sector's middle half-7.71above the sector's middle half▲ 2.73
Return on assets (ROA)71.7%above the sector's middle half-59.7%above the sector's middle half▼ 12.0pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 139% higher than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143,536
Fixed assets
€9,343 ▲ 545%
Current assets
€134,192 ▲ 178%
Equity and liabilities €143,536
Equity
€125,344 ▲ 216%
Debt
€18,192 ▲ 80.4%
Debt's share of the balance-sheet total falls from 20.3% to 12.7%. Equity and debt are higher.
Key figures and ratios
ROE
68.4%▼
2024 · 89.9%
Debt ≤ 1 year
€17,405▲
2024 · €9,695
Income taxes
€22,700▲
2024 · €9,786
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €1,470 | €9,813 |
| Financial fixed assets | - | €0 |
| Depreciation and write-downs of the year | €23 | €1,917 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23 | €1,917 | ▲ 85× |
| Other operating charges640/8 | €437 | €520 | ▲ 18.8% |
| Gross operating margin9900 | €45,913 | €110,884 | ▲ 142% |
| Operating profit (loss)9901 | €45,453 | €108,447 | ▲ 139% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €25 | €45 | ▲ 81.2% |
| Recurring financial charges65 | €25 | €45 | ▲ 81.2% |
| Profit (loss) for the period before taxes9903 | €45,428 | €108,402 | ▲ 139% |
| Income taxes67/77 | €9,786 | €22,700 | ▲ 132% |
| Profit (loss) for the period9904 | €35,642 | €85,702 | ▲ 140% |
| Profit (loss) for the period to be appropriated9905 | €35,642 | €85,702 | ▲ 140% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €49,724 | €143,536 | ▲ 189% |
| Fixed assets21/28 | €1,448 | €9,343 | ▲ 545% |
| Tangible fixed assets22/27 | €1,448 | €9,343 | ▲ 545% |
| Plant, machinery and equipment23 | €1,448 | €2,206 | ▲ 52.4% |
| Furniture and vehicles24 | - | €7,138 | - |
| Current assets29/58 | €48,277 | €134,192 | ▲ 178% |
| Amounts receivable within one year40/41 | €13,421 | €31,012 | ▲ 131% |
| Trade receivables40 | €13,207 | €30,798 | ▲ 133% |
| Other amounts receivable41 | €214 | €214 | = |
| Cash at bank and in hand54/58 | €34,855 | €102,790 | ▲ 195% |
| Deferred charges and accrued income490/1 | - | €391 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €49,724 | €143,536 | ▲ 189% |
| Equity10/15 | €39,642 | €125,344 | ▲ 216% |
| Contributions10/11 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | €35,642 | €121,344 | ▲ 240% |
| Amounts payable17/49 | €10,082 | €18,192 | ▲ 80.4% |
| Amounts payable within one year42/48 | €9,695 | €17,405 | ▲ 79.5% |
| Trade debts44 | €375 | €750 | ▲ 100% |
| Suppliers440/4 | €375 | €750 | ▲ 100% |
| Taxes, remuneration and social security45 | €5,685 | €10,900 | ▲ 91.7% |
| Taxes450/3 | €5,685 | €10,900 | ▲ 91.7% |
| Other amounts payable47/48 | €3,635 | €5,755 | ▲ 58.3% |
| Accrued charges and deferred income492/3 | €387 | €787 | ▲ 103% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €35,642 | €85,702 | ▲ 140% |
| + Depreciation and write-downs630 | €23 | €1,917 | ▲ 85× |
| Operating cash flow (approximation) | €35,664 | €87,619 | ▲ 146% |
| Investment in fixed assets (approximation) | - | -€9,813 | - |
| Change in cash | - | €67,935 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Directors
1 director, no change since 2024
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 07-02-2024Owners and capital
Shareholders
At incorporation
act of 07-02-2024 ↗
- VERPLANCKE Nicolas sole founder · 100% at incorporation
Capital transactions
Capital over time
- 07-02-2024 Incorporation · €4,000 · 100 shares
Articles of association
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “100, gelijk recht in de winstverdeling”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 07-02-2024 (in Dutch)
Network & group
NVPL shares no director with another company.
Companies at the same address
7 other companies- EA LEGAL Registered office · since 2024 1006538514
- CHRISTINE HEEB Registered office · since 2018 0715776163
- Nachtwerk Registered office · since 2018 0712756493
- ACD-PLAFONDS Establishment · since 2016 0878817030
- SIVOLINE DESIGN Establishment · since 2016 0843788350
- Vereniging van Mede-eigenaars "Residentie De Kapucijn" te 2000 Antwerpen, Kapucinessenstraat 9 Registered office · since 2014 0598976087
- Van Herck en Co Registered office · since 1942 0404859192
Connections & network
1 current directorThe network starts from the directors of NVPL. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
29-06
micro format · 32 days before the deadline
2025
31-12
Financial
Equity above €100,000equity €125,344 ▲216%
With a profit in every financial year since 2024, equity grows to €125,344.
24-07
micro format · 7 days before the deadline
2024
07-02
Gazette deed
IncorporationStarting capital €4,000 · Appointment: VERPLANCKE Nicolas (director) · Founder6 points ▸
Gazette deed
Incorporation
Starting capital €4,000 · Appointment: VERPLANCKE Nicolas (director) · Founder6 points ▸
- Incorporation, 02-02-2024
- Founder, VERPLANCKE Nicolas
- Founding capital, €4,000
- Director appointment, VERPLANCKE Nicolas (director)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen die eruit voortvloeien en alle activiteiten sinds 2024-01-01 door comparanten in naam en voor rekening van venno…” (deed in Dutch)
- Registered office clause, “2000 Antwerpen,Kapucinessenstraat 9 bus 203” (deed in Dutch)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
NVPL in Dutch
Enterprise number
1005.632.355
Legal form
Private limited company
Status
Active, normale toestand
Founded
05-02-2024
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 07-02-2024 (in Dutch)Registered office and establishments
Registered office
Kapucinessenstraat 9, 2000 Antwerpen, Belgium
Establishment unit
NVPL, Kapucinessenstraat 9, 2000 Antwerpen since 05-02-2024 · unit number 2.355.534.934
Activities
NACEBEL 202564210
Activities of holding companies main activity
Codes under NACEBEL 2008
64200
Holdings main activity
Invoicing and payment
VAT number
BE 1005.632.355
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
6 June at 10:00
deed of 07-02-2024 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
786 m²
Building footprint
224 m²
Building volume
3,347 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11804D1908/00V003 | Flanders | 786 m² | 1 · 224 m² | 18.4 m · 5 |