NVM CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of NVM CONSTRUCT is 1.5% (moderate). The 2025 annual accounts show equity of €5,344 and a net result of €3,177. Its solvency ranks better than 13% of 34,012 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 320 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.
- Micro
- under 2 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 320 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €11,183 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,009 |
| Other operating charges640/8 | €683 |
| Gross operating margin9900 | €29,188 |
| Operating profit (loss)9901 | €6,311 |
| Financial income75/76B | €10 |
| Recurring financial income75 | €10 |
| Financial charges65/66B | €1,498 |
| Recurring financial charges65 | €1,498 |
| Profit (loss) for the period before taxes9903 | €4,824 |
| Income taxes67/77 | €1,647 |
| Profit (loss) for the period9904 | €3,177 |
| Profit (loss) for the period to be appropriated9905 | €3,177 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €59,433 | |
| Fixed assets21/28 | €26,963 | |
| Tangible fixed assets22/27 | €26,753 | |
| Plant, machinery and equipment23 | €9,160 | |
| Furniture and vehicles24 | €16,878 | |
| Other tangible fixed assets26 | €715 | |
| Financial fixed assets28 | €210 | |
| Current assets29/58 | €32,470 | |
| Amounts receivable within one year40/41 | €9,635 | |
| Trade receivables40 | €9,635 | |
| Cash at bank and in hand54/58 | €22,256 | |
| Deferred charges and accrued income490/1 | €579 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €59,433 | |
| Equity10/15 | €5,344 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €2,344 | |
| Amounts payable17/49 | €54,088 | |
| Amounts payable after more than one year17 | €9,769 | |
| Financial debts170/4 | €9,769 | |
| Amounts payable within one year42/48 | €44,319 | |
| Current portion of amounts payable after more than one year42 | €7,579 | |
| Trade debts44 | €27,589 | |
| Suppliers440/4 | €27,589 | |
| Taxes, remuneration and social security45 | €6,418 | |
| Taxes450/3 | €3,505 | |
| Remuneration and social security454/9 | €2,913 | |
| Other amounts payable47/48 | €2,733 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €3,177 |
| + Depreciation and write-downs630 | €11,009 |
| Operating cash flow (approximation) | €14,187 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector, comparable size
Public contracts: not fully processed yet. The notices from April 2022 to September 2026 are still being read.