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NVLS

Active
Private limited companyfounded 20242 yrs activeVoie de Liège 138, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 1009.446.336
Summary

The computed 12-month bankruptcy probability of NVLS is 4.4% (elevated). The 2024 annual accounts show equity of €18,999 and a net result of -€1,001. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability43
Solvency29
Growth-
Track record67
Bankruptcy probability, 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.22; short-term debt: 13.5% and cash: 2.3% of total assets), and 95.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
4.4%
Return on assets
-0.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 13 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 May 2024, NVLS was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€18,999
Total assets
€435,091
Net result
-€1,001
Working capital
-€45,847

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €432,919
Fixed assets €420,058
Current assets €12,861
Equity and liabilities €435,091
Equity €18,999
Debt €416,092
Debt finances 95.6% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€20,516
Cash flow
€14,694
Current ratio
0.22
Debt to equity
21.90
ROE
-5.3%
ROA
-0.2%
Interest coverage
2.92
Debt ≤ 1 year
€58,709
Debt > 1 year
€355,195
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet Code2024
Assets
Total assets20/58€435,091
Formation expenses20€2,172
Fixed assets21/28€420,058
Tangible fixed assets22/27€420,058
Land and buildings22€417,190
Plant, machinery and equipment23€2,868
Current assets29/58€12,861
Cash at bank and in hand54/58€9,803
Deferred charges and accrued income490/1€3,059
Equity and liabilities
Total equity and liabilities10/49€435,091
Equity10/15€18,999
Contributions10/11€20,000
Profit (loss) carried forward14-€1,001
Amounts payable17/49€416,092
Amounts payable after more than one year17€355,195
Financial debts170/4€355,195
Amounts payable within one year42/48€58,709
Current portion of amounts payable after more than one year42€13,321
Trade debts44€1,191
Suppliers440/4€1,191
Other amounts payable47/48€44,197
Accrued charges and deferred income492/3€2,188
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,694
Other operating charges640/8€1,220
Gross operating margin9900€21,736
Operating profit (loss)9901€4,821
Financial income75/76B€1,204
Recurring financial income75€1,204
Financial charges65/66B€7,026
Recurring financial charges65€7,026
Profit (loss) for the period before taxes9903-€1,001
Profit (loss) for the period9904-€1,001
Profit (loss) for the period to be appropriated9905-€1,001
Appropriation of the result
Profit (loss) to be appropriated9906-€1,001

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,694
Other operating charges640/8€1,220
Gross operating margin9900€21,736
Operating profit (loss)9901€4,821
Financial income75/76B€1,204
Recurring financial income75€1,204
Financial charges65/66B€7,026
Recurring financial charges65€7,026
Profit (loss) for the period before taxes9903-€1,001
Profit (loss) for the period9904-€1,001
Profit (loss) for the period to be appropriated9905-€1,001
Line2024
Assets
Total assets20/58€435,091
Formation expenses20€2,172
Fixed assets21/28€420,058
Tangible fixed assets22/27€420,058
Land and buildings22€417,190
Plant, machinery and equipment23€2,868
Current assets29/58€12,861
Cash at bank and in hand54/58€9,803
Deferred charges and accrued income490/1€3,059
Equity and liabilities
Total equity and liabilities10/49€435,091
Equity10/15€18,999
Contributions10/11€20,000
Profit (loss) carried forward14-€1,001
Amounts payable17/49€416,092
Amounts payable after more than one year17€355,195
Financial debts170/4€355,195
Amounts payable within one year42/48€58,709
Current portion of amounts payable after more than one year42€13,321
Trade debts44€1,191
Suppliers440/4€1,191
Other amounts payable47/48€44,197
Accrued charges and deferred income492/3€2,188
Line2024
Profit (loss) for the period9904-€1,001
+ Depreciation and write-downs630€15,694
Operating cash flow (approximation)€14,694

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
13-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
165 m²
Building footprint
94 m²
Volume, LiDAR
628 m³
Parcel 62030C0016/00F000, Wallonia · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
NVLS
Voie de Liège 138, 4053 ChaudfontaineHuman health activities
since 20242.362.991.363
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62030C0016/00F000 Wallonia 165 m² 1 · 94 m² 10.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded16-05-2024
Fiscal year end31-12
Contact
E-mail loris.silvano@hotmail.com
Phone +32498079897

Scores and ratios are computed by Checked and are not a credit decision.