nVisionIT
ActiveSummary
nVisionIT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €701k and a net result of €115k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 61% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82=
Solvency92▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 5.12 against 5.06 in 2024; short-term debt: 16.1% and cash: 20.1% of total assets), and 33% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67%
Return on assets
11%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
15 d early
2023
26 d late
2022
26 d early
2021
1 d early
2020
11 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€701k▲ 3.8%
2024 · €675k
2018: €302klowest in 8 years
2019: €392k▲ +29.6% vs 2018
2020: €492k▲ +25.5% vs 2019
2021: €582k▲ +18.3% vs 2020
2022: €557k▼ -4.3% vs 2021
2023: €669k▲ +20.2% vs 2022
2024: €675k▲ +0.9% vs 2023
2025: €701k▲ +3.8% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.05M▲ 1.8%
2024 · €1.03M
2018: €653klowest in 8 years
2019: €709k▲ +8.4% vs 2018
2020: €791k▲ +11.6% vs 2019
2021: €853k▲ +7.9% vs 2020
2022: €900k▲ +5.5% vs 2021
2023: €928k▲ +3.1% vs 2022
2024: €1.03M▲ +10.7% vs 2023
2025: €1.05M▲ +1.8% vs 2024highest in 8 years
2018 → 2025
Net result
€115k▲ 2.2%
2024 · €112k
2018: €107k
2019: €90k▼ -16.0% vs 2018lowest in 8 years
2020: €100k▲ +11.7% vs 2019
2021: €90k▼ -10.0% vs 2020
2022: €101k▲ +12.0% vs 2021
2023: €112k▲ +11.7% vs 2022
2024: €112k▼ -0.1% vs 2023
2025: €115k▲ +2.2% vs 2024highest in 8 years
2018 → 2025
Working capital
€694k▲ 4.3%
2024 · €665k
2018: €280klowest in 8 years
2019: €372k▲ +33.1% vs 2018
2020: €473k▲ +27.3% vs 2019
2021: €563k▲ +18.9% vs 2020
2022: €544k▼ -3.4% vs 2021
2023: €654k▲ +20.1% vs 2022
2024: €665k▲ +1.8% vs 2023
2025: €694k▲ +4.3% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€582k-€557k▼ 4.3%€669k▲ 20.2%€675k▲ 0.9%€701k▲ 3.8%
2021: €582k
2022: €557k▼ -4.3% vs 2021lowest in 5 years
2023: €669k▲ +20.2% vs 2022
2024: €675k▲ +0.9% vs 2023
2025: €701k▲ +3.8% vs 2024highest in 5 years
Operating result€133k-€148k▲ 11.4%€166k▲ 12.1%€160k▼ 4.1%€160k▲ 0.4%
2021: €133klowest in 5 years
2022: €148k▲ +11.4% vs 2021
2023: €166k▲ +12.1% vs 2022highest in 5 years
2024: €160k▼ -4.1% vs 2023
2025: €160k▲ +0.4% vs 2024
Net result€90k-€101k▲ 12.0%€112k▲ 11.7%€112k▼ 0.1%€115k▲ 2.2%
2021: €90klowest in 5 years
2022: €101k▲ +12.0% vs 2021
2023: €112k▲ +11.7% vs 2022
2024: €112k▼ -0.1% vs 2023
2025: €115k▲ +2.2% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€184k ▼ 7.5%
Current assets
€862k ▲ 4.0%
Equity and liabilities €1.05M
Equity
€701k ▲ 3.8%
Provisions
€30k =
Debt
€315k ▼ 2.4%
Debt's share of the balance-sheet total falls from 31.4% to 30.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€179k▲
2024 · €178k
Cash flow
€134k▲
2024 · €131k
Current ratio
5.12▲
2024 · 5.06
Debt to equity
0.45▼
2024 · 0.48
ROE
16.4%▼
2024 · 16.6%
ROA
11.0%▲
2024 · 10.9%
Interest coverage
35.45▼
2024 · 39.15
Debt ≤ 1 year
€168k▲
2024 · €164k
Debt > 1 year
€147k▼
2024 · €159k
Income taxes
€51k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.05M▲
Fixed assets21/28€199k€184k▼
Tangible fixed assets22/27€199k€184k▼
Land and buildings22€14k€12k▼
Plant, machinery and equipment23€9k€11k▲
Furniture and vehicles24€8k€5k▼
Other tangible fixed assets26€169k€155k▼
Current assets29/58€829k€862k▲
Amounts receivable within one year40/41€37k€23k▼
Trade receivables40€37k€23k▼
Current investments50/53€628k€628k=
Cash at bank and in hand54/58€163k€210k▲
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.05M▲
Equity10/15€675k€701k▲
Contributions10/11€6k€6k=
Reserves13€606k€632k▲
Distributable reserves133€606k€632k▲
Profit (loss) carried forward14€63k€63k=
Provisions and deferred taxes16€30k€30k=
Provisions for liabilities and charges160/5€30k€30k=
Pensions and similar obligations160€30k€30k=
Amounts payable17/49€323k€315k▼
Amounts payable after more than one year17€159k€147k▼
Financial debts170/4€159k€147k▼
Amounts payable within one year42/48€164k€168k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€16k€23k▲
Suppliers440/4€16k€23k▲
Taxes, remuneration and social security45€16k€17k▲
Taxes450/3€16k€17k▲
Other amounts payable47/48€119k€116k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€181k€182k▲
Operating profit (loss)9901€160k€160k▲
Financial income75/76B€6k€11k▲
Recurring financial income75€6k€11k▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€161k€166k▲
Income taxes67/77€49k€51k▲
Profit (loss) for the period9904€112k€115k▲
Profit (loss) for the period to be appropriated9905€112k€115k▲
Appropriation of the result
Profit (loss) to be appropriated9906€175k€178k▲
Profit (loss) brought forward from the previous period14P€63k€63k=
Transfer from equity791/2€106k€89k▼
Transfer to equity691/2€112k€115k▲
To other reserves6921€112k€115k▲
Profit to be distributed694/7€106k€89k▼
Return on contributions (dividend)694€106k€89k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €270k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17k | €17k | €18k | €18k | €19k | ▲ 2.2% |
| Other operating charges640/8 | €2k | €3k | €3k | €3k | €3k | ▲ 4.0% |
| Gross operating margin9900 | €153k | €168k | €187k | €181k | €182k | ▲ 0.7% |
| Operating profit (loss)9901 | €133k | €148k | €166k | €160k | €160k | ▲ 0.4% |
| Financial income75/76B | €161 | €2k | €944 | €6k | €11k | ▲ 65.4% |
| Recurring financial income75 | €161 | €2k | €944 | €6k | €11k | ▲ 65.4% |
| Financial charges65/66B | €5k | €5k | €5k | €5k | €5k | ▲ 11.1% |
| Recurring financial charges65 | €5k | €5k | €5k | €5k | €5k | ▲ 11.1% |
| Profit (loss) for the period before taxes9903 | €128k | €146k | €162k | €161k | €166k | ▲ 2.7% |
| Income taxes67/77 | €38k | €45k | €50k | €49k | €51k | ▲ 3.9% |
| Profit (loss) for the period9904 | €90k | €101k | €112k | €112k | €115k | ▲ 2.2% |
| Profit (loss) for the period to be appropriated9905 | €90k | €101k | €112k | €112k | €115k | ▲ 2.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €853k | €900k | €928k | €1.03M | €1.05M | ▲ 1.8% |
| Fixed assets21/28 | €242k | €225k | €216k | €199k | €184k | ▼ 7.5% |
| Tangible fixed assets22/27 | €242k | €225k | €216k | €199k | €184k | ▼ 7.5% |
| Land and buildings22 | €17k | €16k | €15k | €14k | €12k | ▼ 8.9% |
| Plant, machinery and equipment23 | - | - | €9k | €9k | €11k | ▲ 28.8% |
| Furniture and vehicles24 | €14k | €12k | €10k | €8k | €5k | ▼ 29.6% |
| Other tangible fixed assets26 | €211k | €197k | €183k | €169k | €155k | ▼ 8.3% |
| Current assets29/58 | €611k | €675k | €712k | €829k | €862k | ▲ 4.0% |
| Amounts receivable within one year40/41 | €17k | €42k | €20k | €37k | €23k | ▼ 37.3% |
| Trade receivables40 | €17k | €42k | €20k | €37k | €23k | ▼ 37.3% |
| Current investments50/53 | €28k | €378k | €478k | €628k | €628k | = |
| Cash at bank and in hand54/58 | €565k | €255k | €214k | €163k | €210k | ▲ 28.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €853k | €900k | €928k | €1.03M | €1.05M | ▲ 1.8% |
| Equity10/15 | €582k | €557k | €669k | €675k | €701k | ▲ 3.8% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €512k | €487k | €600k | €606k | €632k | ▲ 4.2% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €511k | €485k | €600k | €606k | €632k | ▲ 4.2% |
| Profit (loss) carried forward14 | €63k | €63k | €63k | €63k | €63k | = |
| Provisions and deferred taxes16 | €30k | €30k | €30k | €30k | €30k | = |
| Provisions for liabilities and charges160/5 | €30k | €30k | €30k | €30k | €30k | = |
| Pensions and similar obligations160 | €30k | €30k | €30k | €30k | €30k | = |
| Amounts payable17/49 | €242k | €314k | €230k | €323k | €315k | ▼ 2.4% |
| Amounts payable after more than one year17 | €194k | €183k | €171k | €159k | €147k | ▼ 7.7% |
| Financial debts170/4 | €194k | €183k | €171k | €159k | €147k | ▼ 7.7% |
| Amounts payable within one year42/48 | €48k | €131k | €59k | €164k | €168k | ▲ 2.8% |
| Current portion of amounts payable after more than one year42 | €11k | €12k | €12k | €12k | €12k | ▲ 1.9% |
| Trade debts44 | €19k | €17k | €14k | €16k | €23k | ▲ 45.6% |
| Suppliers440/4 | €19k | €17k | €14k | €16k | €23k | ▲ 45.6% |
| Taxes, remuneration and social security45 | €11k | €21k | €11k | €16k | €17k | ▲ 4.3% |
| Taxes450/3 | €11k | €21k | €11k | €16k | €17k | ▲ 4.3% |
| Other amounts payable47/48 | €7k | €82k | €22k | €119k | €116k | ▼ 3.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €90k | €101k | €112k | €112k | €115k | ▲ 2.2% |
| + Depreciation and write-downs630 | €17k | €17k | €18k | €18k | €19k | ▲ 2.2% |
| Operating cash flow (approximation) | €107k | €118k | €130k | €131k | €134k | ▲ 2.2% |
| Investment in fixed assets (approximation) | - | €0 | €-9k | €-1k | €-4k | ▼ 232% |
| Change in cash | - | €-311k | €-41k | €-51k | €47k | ▲ 192% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2018net €115k ▲2.2%
Net result €115k, the highest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 12.12
Current ratio from 5.15 to 12.12; short-term debt falls from €131k to €59k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €582k ▲18.3%
4 profitable years in a row build equity to €582k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €90k ▼16%
Net result drops to €90k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2008
Ground area
209 m²
Building footprint
100 m²
Volume, LiDAR
822 m³
Parcel 42302E0329/00C002, Flanders · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
nVisionIT
since 20082.169.406.780
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42302E0329/00C002 | Flanders | 209 m² | 1 · 100 m² | 13.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 31,560 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-02-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.