NVISION DATA
ActiveSummary
NVISION DATA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €297k and a net result of €133k. Its solvency ranks better than 84% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 7.29 against 3.62 in 2024; short-term debt: 12.4% and cash: 3.8% of total assets), and 12.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.6%
Return on assets
39.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
29 d early
2024
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€297k▲ 80.5%
2024 · €165k
2024: €165k
2024 → 2025
Total assets
€339k▲ 57.8%
2024 · €215k
2024: €215k
2024 → 2025
Net result
€133k▼ 17.4%
2024 · €162k
2024: €162k
2024 → 2025
Working capital
€264k▲ 100%
2024 · €132k
2024: €132k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€165k-€297k▲ 80.5%
Operating result€210k-€166k▼ 21.0%
Net result€162k-€133k▼ 17.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €339k
Fixed assets
€34k ▲ 1.8%
Current assets
€306k ▲ 67.9%
Equity and liabilities €339k
Equity
€297k ▲ 80.5%
Debt
€42k ▼ 16.6%
Debt's share of the balance-sheet total falls from 23.4% to 12.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€172k▼
2024 · €221k
Cash flow
€140k▼
2024 · €172k
Current ratio
7.29▲
2024 · 3.62
Debt to equity
0.14▼
2024 · 0.31
ROE
44.9%▼
2024 · 98.1%
ROA
39.3%▼
2024 · 75.1%
Interest coverage
148.65▼
2024 · 402.20
Debt ≤ 1 year
€42k▼
2024 · €50k
Income taxes
€37k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€215k€339k▲
Fixed assets21/28€33k€34k▲
Tangible fixed assets22/27€33k€34k▲
Plant, machinery and equipment23€1k€524▼
Furniture and vehicles24€32k€33k▲
Current assets29/58€182k€306k▲
Amounts receivable within one year40/41€987€0▼
Trade receivables40€12€0▼
Other amounts receivable41€975€0▼
Current investments50/53€177k€293k▲
Cash at bank and in hand54/58€4k€13k▲
Deferred charges and accrued income490/1€94€256▲
Equity and liabilities
Total equity and liabilities10/49€215k€339k▲
Equity10/15€165k€297k▲
Contributions10/11€4k€4k=
Reserves13€161k€293k▲
Distributable reserves133€161k€293k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€50k€42k▼
Amounts payable within one year42/48€50k€42k▼
Financial debts43€49€46▼
Credit institutions430/8€49€46▼
Trade debts44€540€142▼
Suppliers440/4€540€142▼
Taxes, remuneration and social security45€48k€39k▼
Taxes450/3€48k€38k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€6k▼
Non-recurring operating charges66A-€13k
Gross operating margin9900€221k€185k▼
Operating profit (loss)9901€210k€166k▼
Financial income75/76B€19€6k▲
Recurring financial income75€19€6k▲
Financial charges65/66B€548€1k▲
Recurring financial charges65€548€1k▲
Profit (loss) for the period before taxes9903€209k€170k▼
Income taxes67/77€48k€37k▼
Profit (loss) for the period9904€162k€133k▼
Profit (loss) for the period to be appropriated9905€162k€133k▼
Appropriation of the result
Profit (loss) to be appropriated9906€162k€133k▼
Transfer to equity691/2€161k€133k▼
To other reserves6921€161k€133k▼
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 7.29
Current ratio from 3.62 to 7.29; short-term debt falls from €50k to €42k.
31-12
Financial
Equity above €200kEq €297k ▲80.5%
2 profitable years in a row build equity to €297k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Huybrechtstraat 1021785 MerchtemGround area
946 m²
Building footprint
170 m²
Parcel 23052B0185/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
NVISION DATA
since 20232.349.287.441
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23052B0185/00F000 | Flanders | 945 m² | 1 · 170 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500NED9B9C76DB435
Similar companies · same sector, comparable size
PHILIPPE CELIS BUSINESS DEVELOPMENT
BE 0807.185.894
Overijse · Eq €297,422
LDB Consultancy
BE 0794.702.093
Leuven · Eq €297,321
JELITECH
BE 0872.510.050
Puurs-Sint-Amands · Eq €297,315
I-TeConsult
BE 0823.776.062
Mouscron · Eq €297,283
TINT SOFTWARE
BE 0478.681.439
Leuven · Eq €297,270
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 13,767 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
58290Other software publishing
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.