NVH
ActiveNVH has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €28k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 29% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-4
Solvency53▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.49 against 0.91 in 2024; short-term debt: 19.2% and cash: 3.8% of total assets), and 71.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.4%
Return on assets
4.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
66 d early
2023
21 d early
2022
23 d late
2021
41 d early
2020
17 d late
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€162k▲ 19.3%
2024 · €136k
2018: €27k
2019: €34k
2020: €63k
2021: €78k
2022: €94k
2023: €100k
2024: €136k
2018 → 2025
Total assets
€570k▲ 25.1%
2024 · €456k
2018: €185k
2019: €442k
2020: €443k
2021: €432k
2022: €409k
2023: €435k
2024: €456k
2018 → 2025
Net result
€28k▼ 25.8%
2024 · €38k
2018: €8k
2019: €7k
2020: €29k
2021: €15k
2022: €16k
2023: €7k
2024: €38k
2018 → 2025
Working capital
€-55k▼ 402%
2024 · €-11k
2018: €20k
2019: €-24k
2020: €-18k
2021: €-14k
2022: €-16k
2023: €-31k
2024: €-11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€94k▲ 21.1%€100k▲ 6.2%€136k▲ 35.9%€162k▲ 19.3%
Operating result€26k-€28k▲ 5.8%€20k▼ 28.1%€62k▲ 214%€49k▼ 21.3%
Net result€15k-€16k▲ 8.4%€7k▼ 54.6%€38k▲ 405%€28k▼ 25.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €570k
Fixed assets
€516k▲ 51.7%
Current assets
€54k▼ 53.3%
Equity and liabilities €570k
Equity
€162k▲ 19.3%
Debt
€409k▲ 27.6%
The debt ratio rises from 70.2% to 71.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€91k▲
2024 · €83k
Cash flow
€70k▲
2024 · €58k
Solvency
28.4%▼
2024 · 29.8%
Current ratio
0.49▼
2024 · 0.91
Quick ratio
0.49▼
2024 · 0.91
Debt / equity
2.52▲
2024 · 2.36
ROE
17.2%▼
2024 · 27.6%
ROA
4.9%▼
2024 · 8.2%
Interest coverage
9.20▲
2024 · 8.33
Debt
€409k▲
2024 · €320k
Debt ≤ 1 year
€109k▼
2024 · €127k
Debt > 1 year
€297k▲
2024 · €192k
Income taxes
€11k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€456k€570k▲
Fixed assets21/28€340k€516k▲
Tangible fixed assets22/27€340k€516k▲
Land and buildings22€338k€514k▲
Plant, machinery and equipment23€3k€2k▼
Current assets29/58€116k€54k▼
Amounts receivable within one year40/41€78k€19k▼
Trade receivables40€74k€10k▼
Other amounts receivable41€4k€9k▲
Cash at bank and in hand54/58€25k€22k▼
Deferred charges and accrued income490/1€13k€14k▲
Equity and liabilities
Total equity and liabilities10/49€456k€570k▲
Equity10/15€136k€162k▲
Contributions10/11€19k€19k=
Reserves13€117k€143k▲
Non-distributable reserves130/1€0-
Other1319€0-
Distributable reserves133€117k€143k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€320k€409k▲
Amounts payable after more than one year17€192k€297k▲
Financial debts170/4€192k€297k▲
Amounts payable within one year42/48€127k€109k▼
Current portion of amounts payable after more than one year42€36k€50k▲
Trade debts44€54k€4k▼
Suppliers440/4€54k€4k▼
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Other amounts payable47/48€32k€51k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€42k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€85k€93k▲
Operating profit (loss)9901€62k€49k▼
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€52k€39k▼
Income taxes67/77€15k€11k▼
Profit (loss) for the period9904€38k€28k▼
Profit (loss) for the period to be appropriated9905€38k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€28k▼
Transfer from equity791/2€2k€2k=
Transfer to equity691/2€38k€28k▼
To other reserves6921€38k€28k▼
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €162k ▲19.3%
8 profitable years in a row build equity to €162k.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €38k ▲405%
Operating result €62k, net result €38k, both a record.
31-12
Financial
Equity above €100kEq €136k ▲35.9%
7 profitable years in a row build equity to €136k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €7k ▼16.5%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Steenweg 182560 NijlenGround area
691 m²
Building footprint
134 m²
Volume, LiDAR
66 m³
Parcel 12018B0234/00N004, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NVH
since 20052.145.201.322
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018B0234/00N004 | Flanders | 691 m² | 1 · 134 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tryve Belgium
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MANOFEX
BE 0838.985.068
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GrondVast
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B-LEAN
BE 0737.851.383
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WVB CONSULTING
BE 0885.884.667
Geraardsbergen · Eq €162k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,733 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.