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NVFP

Active
Private limited company·Cafés en bars· 9 yrs active
Route de Chôdes 56 ·4960 Malmedy, Belgium
KBO/BCE: BE 0671.663.137
Watch Print / PDF
Belgian State Gazette acts: 0 of 5 read
Age9 yrs
Board1
Real estate1 parcel · 160 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of NVFP is 2.0% (moderate). The 2025 annual accounts show equity of €27k and a net result of €12k. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 9 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 28-05-2026 64 d early 2026-00127172
31-12-2024 31-07-2025 30-07-2025 1 d early 2025-00331086
31-12-2023 31-07-2024 24-05-2024 68 d early 2024-00094877
31-12-2022 31-07-2023 20-07-2023 11 d early 2023-00253108
31-12-2021 31-07-2022 28-06-2022 33 d early 2022-20099200
31-12-2020 31-07-2021 22-06-2021 39 d early 2021-22700248
31-12-2019 31-07-2020 10-07-2020 21 d early 2020-28600277
31-12-2018 31-07-2019 30-08-2019 30 d late 2019-57400590
31-12-2017 31-07-2018 30-08-2018 30 d late 2018-56600537

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€12k
Working capital€-14k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 28-05-2026 with the NBB · fiscal year 2025 · micro
Fiscal year2025
Depositmicro
Revenue-
EBITDA€28k
Net profit€12k
Cash flow€23k
Staff costs€80k
Income taxes€59
Dividends-
Total assets€63k
Equity€27k
Debt€36k
of which ≤ 1y€34k
of which > 1y-
Working capital€-14k
Employees (FTE)4.7
Ratios (computed)
2025
Current ratio0.58
Quick ratio0.40
Working capital ratio-22.6%
Solvency42.6%
Debt / equity1.34
Long-term debt ratio-
Interest coverage6.61
Gross margin-
Net margin-
ROA19.2%
ROE45.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€63k
Fixed assets 21/28€43k
Tangible fixed assets 22/27€43k
Current assets 29/58€20k
Stocks & contracts in progress 3€6k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€63k
Equity 10/15€27k
Contributions / capital 10/11€19k
Reserves 13€16k
Accumulated profits (losses) 14€-8k
Amounts payable 17/49€36k
Amounts payable within one year 42/48€34k
Trade debts payable within one year 44€15k
Income statement
Gross operating margin 9900€111k
Operating result 9901€16k
Financial income 75€1
Financial charges 65€4k
Result before taxes 9903€12k
Income taxes 67/77€59
Net result for the period 9904€12k
Result to be appropriated 9905€12k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
56 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director
5 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • FANIELLE Valéry
    Director
    State Gazette act 23058376 (02-05-2023)
    Current
    02-05-2023 → present
    2 events
    • 02-05-2023 Resigned· Manager
    • 02-05-2023 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Cafés en bars(56301)
Legal form Private limited company(610)
Incorporation20-02-2017
StatusActive
Postal code4960

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
LE CENTRE
Route de Chôdes 56, 4960 MalmedyHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20172.261.509.369
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area160 m²
Buildings1
Building footprint58 m²
Volume (LiDAR)553 m³
Tallest building11.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63049B0366/00G000 Wallonia 160 m² 1 · 58 m² 11.4 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

5 acts
Address history · 1
26-02-2026
Registered-office move
All acts · 5 updated 6 months ago
2026
26-02-2026 Registered office moved to MALMEDY Registered-office change
  • Route de Chôdes, 56 à 4960 MALMEDY
2023
02-05-2023 1 resigning, 1 reappointed Director changes
  • FANIELLE Valéry, Zaakvoerder
  • FANIELLE Valéry, Bestuurder
Summary: v3.2
2020
13-08-2020 Change in the board of directors Director changes
Summary: v3.2
19-06-2020 Change in the board of directors Director changes
Summary: v3.2
2017
22-02-2017 Incorporation of a new SNC Incorporation
Summary: oprichting

Analysis

Financial profile

4 of 5 axes measured
Health56Profitability100Solvency56Growth-Stability85
74 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 56
Profitability 100
Solvency 56
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,390 of the 13,922 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameFR NVFP
Registered office
Route de Chôdes 56
4960 Malmedy, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.