NVD Consulting
ActiveNVD Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €38k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 21% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency46▼-38
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.86 in 2024; short-term debt: 79.3% and cash: 41.8% of total assets), and 79.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.7%
Return on assets
81.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 17046 sector peers (2025).
NBB · sector comparisonPosition among 17046 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
57 d early
2023
37 d early
2022
5 d early
2021
33 d early
2020
54 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 62.1%
2024 · €26k
2020: €22k
2021: €15k
2022: €27k
2023: €21k
2024: €26k
2020 → 2025
Total assets
€47k▲ 8.4%
2024 · €43k
2020: €32k
2021: €30k
2022: €34k
2023: €56k
2024: €43k
2020 → 2025
Net result
€38k▲ 57.9%
2024 · €24k
2020: €21k
2021: €-7k
2022: €12k
2023: €16k
2024: €24k
2020 → 2025
Working capital
€5k▼ 70.1%
2024 · €15k
2020: €22k
2021: €3k
2022: €13k
2023: €10k
2024: €15k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€27k▲ 76.6%€21k▼ 19.1%€26k▲ 19.2%€10k▼ 62.1%
Operating result€-6k-€14k€22k▲ 61.4%€35k▲ 61.9%€54k▲ 51.4%
Net result€-7k-€12k€16k▲ 39.7%€24k▲ 49.9%€38k▲ 57.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 51% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€5k▼ 50.5%
Current assets
€42k▲ 27.3%
Equity and liabilities €47k
Equity
€10k▼ 62.1%
Debt
€37k▲ 111%
The debt ratio rises from 40.7% to 79.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€59k▲
2024 · €40k
Cash flow
€43k▲
2024 · €29k
Solvency
20.7%▼
2024 · 59.3%
Current ratio
1.12▼
2024 · 1.86
Quick ratio
1.12▼
2024 · 1.86
Debt / equity
3.82▲
2024 · 0.69
ROE
392.2%▲
2024 · 94.2%
ROA
81.4%▲
2024 · 55.9%
Interest coverage
13.57▲
2024 · 10.66
Debt
€37k▲
2024 · €18k
Debt ≤ 1 year
€37k▲
2024 · €18k
Income taxes
€11k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€43k€47k▲
Fixed assets21/28€10k€5k▼
Tangible fixed assets22/27€10k€5k▼
Land and buildings22€4k€2k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€33k€42k▲
Amounts receivable within one year40/41€15k€22k▲
Trade receivables40€14k€21k▲
Other amounts receivable41€526€900▲
Cash at bank and in hand54/58€18k€20k▲
Deferred charges and accrued income490/1€430-
Equity and liabilities
Total equity and liabilities10/49€43k€47k▲
Equity10/15€26k€10k▼
Contributions10/11€1k€1k=
Reserves13€25k€9k▼
Distributable reserves133€25k€9k▼
Amounts payable17/49€18k€37k▲
Amounts payable within one year42/48€18k€37k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€9k▲
Other amounts payable47/48€10k€26k▲
Income statement
Code20242025
Non-recurring operating income76A€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€519€1k▲
Gross operating margin9900€41k€60k▲
Operating profit (loss)9901€35k€54k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€32k€49k▲
Income taxes67/77€7k€11k▲
Profit (loss) for the period9904€24k€38k▲
Profit (loss) for the period to be appropriated9905€24k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€38k▲
Transfer from equity791/2€20k€24k▲
Transfer to equity691/2€24k€8k▼
To other reserves6921€24k€8k▼
Profit to be distributed694/7€20k€54k▲
Return on contributions (dividend)694€20k€54k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2020net €38k ▲57.9%
Operating result €54k, net result €38k, both a record.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.90
Current ratio from 1.17 to 2.90; short-term debt falls from €15k to €7k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-7k ▼133%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Loopstraat 43128 TremeloGround area
576 m²
Building footprint
111 m²
Volume, LiDAR
1 m³
Parcel 24006D0465/00T000, Flanders · tallest building 0.3 m. Linked by address, not a title deed.
1 establishment unit
NVD Consulting
since 20192.294.682.973
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24006D0465/00T000 | Flanders | 576 m² | 1 · 111 m² | 0.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500EBA36C37905A30
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 9,412 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.