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PEETERS-GOVERS

Active
Public limited companyfounded 20233 years activeKloosterstraat 58, 2275 Lille, BelgiumKBO/BCE: BE 0804.123.466
Summary

PEETERS-GOVERS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €18.1m and a net result of €1.7m. Equity is shrinking by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 102 sector peers (NACE 70, fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
#1 company by total assets in Lille, Professional and technical services sector1 site
Size
€1.3mturnover 2026
Staff
18.7 FTE
Equity
€18.1m
Profit
€1.7m
Financial health
89 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Largest shareholder
Matenau · 50%
Holdings
5
Auditor: VYVEY & C°, BEDRIJFSREVISORENAccounts 3 days early1 of 4 deeds read
Why 89- Liquidity: current ratio 0.87, cash €664,030, halved- Founded in 2023+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: turnover €1.3m, 18.7 FTE, total assets €26.7mShow the evidence

Checked score

Score 2026
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 49% of its sector peers (NACE 70, small)
Financial strength · tick = 2025
Strong
Solvency 93-1
equity 67.9% of total assets
Liquidity 45-8
short-term debt 23.5% · cash 2.5%
Profitability 85-13
return on assets 6.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,512 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025highest value 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit up to €130,000 at 30 days acceptable
Liquidity short (current ratio 0.87 against 1.1 in 2025; short-term debt: 23.5% and cash: 2.5% of total assets), and 32.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small): better than 64% on solvency, 32% on liquidity, 84% on profitability and 16% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Liquidity: current ratio 0.87, cash €664,030, halved
NBB · annual accounts
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: turnover €1.3m, 18.7 FTE, total assets €26.7m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 28-08-2026, 3 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2026
3 days early
2025
2 days early
2024
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 29 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-01-2027 close31-08-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · full…
  2. Reappointment: BV VYVEY & C°, BEDRIJFSREVISOREN…State Gazette act
  3. Annual accounts filedfiscal year 2025 · full…

Key points

  • Caution: Result fell in 2026from €6.5m to €1.7m ▼ 73.7% View
  • Positive: Company by total assets in Lille, Professional and…in the Checked rankings #1 View
  • Heads a groupcompanies controlled 12 View

By topic

Financials

Fiscal year
2026
Turnover
€1.3m
Profit
€1.7m
Solvency
67.9%
Turnover▼ 20.0%
Net result
20242026
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-08-2027
  1. 31-01-2025Highest result since 2024
  2. 05-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Business and other management consultancyNACE 70200
Founded
19-07-2023
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

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