Filings
40 annual accounts since 1986
Two of the last ten came late. The 2021 accounts came latest: 18 days after the end of the period.
NEAN
Lifetime
20 annual accounts with figures on one time axis, 40 filings since 1986peak €7,020 (2019)
€4,794▲ €6,161
lowest -€14,623 (2014)
€2,892▲ €6,504
peak €43,544 (2022)
€36,074▲ 8.7%
€22,989▲ 53.5%
Board8 names since 2020
2 directorsLimboma Projectontwikkeling and 1 other
Owners2 names in the annual accounts
100%JUNIM - HANDELMAATSCHAPPIJ and 1 other
Documentsfilings and deeds
09-07-202622 days before the deadline
2025financial year
Gross margin from -€1,367 to €4,794Back to profit: €2,892Permanent representatives: TOM HEEREN and Stijn HEEREN 22-01Debts from €14,979 to €22,989Cash from €5,276 to €16,177
Key points
from the 2025 annual accountsAt the same address
18 companies
Position in the sector
€36,074
Less equity than 83% of companies in real estate. Sector median €942,893 · 5,811 companies.
Checked score
95
Excellent
Financially stronger than 64% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.4 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: < 0.1%▼ -0.2 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1986
Liquidity: current ratio 0.70, cash €16,177
Figures for financial year 2025 (filed on 09-07-2026)
Equity €36,074 (61.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 72% of them on solvency, 77% on liquidity, 42% on profitability and 64% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as NEAN has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NEAN itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for NEAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.7 (0.35 in 2024), below 1. Short-term debt is 38.9% and cash 27.4% of total assets. 38.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 days early
2024
1 day late
2023
30 days early
2022
18 days early
2021
18 days late
2020
4 days early
2019
53 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- JUNIM - HANDELMAATSCHAPPIJ 100%score 97equity €2.4m (2025) · 2025 annual accounts of JUNIM - HANDELMAATSCHAPPIJ
- TUAKA 6.67%equity €14.3m (2025) · 2025 annual accounts of TUAKA
Recent changes
Permanent representatives: TOM HEEREN and Stijn HEEREN
General meeting of 20-12-2024 · Gazette deed
1 statutory auditor reappointed
VGD Bedrijfsrevisoren BV (statutory auditor) · Permanent representatives: Maarten Lindemans and Heeren Tom · General meeting of 30-06-2023 · Gazette deed
Amendment of the articles · Resignations & appointments
Change of role: Limboma Projectontwikkeling, from director to sole director · Resignation: VANDERSMISSEN Greet (director) · Appointment: VGD Bedrijfsrevisoren (statutory auditor) · Gazette deed
Merger proposal: to be absorbed by NV JUNIM HANDELSMAATSCHAPPIJ
Permanent representative: Tom Heeren · NV Limboma Projectontwikkeling holds 5,760 shares · NV JUNIM HANDELSMAATSCHAPPIJ holds 750 shares · Board meeting of 30-11-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NEAN Hasselt | €59,063 | €4,794 | 61.1% | - |
| CODINVEST - LANDEN Landen | €52,496 | €3,888 | 22.8% | - |
| Luctra Keerbergen | €49,130 | €9,275 | 49.5% | - |
| INDIGO Etterbeek | €99,291 | €6,166 | 63.4% | - |
| DETREZ LUC Dilsen-Stokkem | €44,584 | €1,656 | 65.5% | - |
| BSL CONSTRUCT Houthalen-Helchteren | €48,843 | -€2,302 | -1905.4% | - |
| LENOBEL Genk | €77,166 | €17,009 | -40.0% | - |
These companies have the same main activity as NEAN: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €44,600 and €99,300, founded between 1988 and 1997.
Official details
Source: KBO- Status
- Active since 07-03-1986Normal situation
- Registered office
- 19 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 3 others
- Establishment unit
- 2.029.007.8919700 Oudenaarde, since 01-01-1986
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- ≈ €20,000estimated
- €59,063▲ 22.6%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Companies linked to NEAN
Parent and group
Insights on NEAN
Solvency fell in 2025 from 68.9% to 61.1% because of higher debts to suppliers.
JUNIM - HANDELMAATSCHAPPIJ holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NEAN
- What is the company number of NEAN?
- The company number of NEAN is 0428.619.442. The VAT number is the same number with BE in front: BE 0428.619.442.
- Where is NEAN based?
- The registered office is at Genkersteenweg 195, 3500 Hasselt.Company details
- What does NEAN do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of NEAN?
- NEAN is a public limited company (NV).
- When was NEAN founded?
- NEAN was founded on 07-03-1986.
- Is NEAN still active?
- Yes, NEAN is an active enterprise in the KBO register.
- What is the turnover of NEAN?
- The turnover in financial year 2025 is ≈ €20,000. This figure is estimated from the gross margin of €4,794 and 48 comparable companies (NACE 68121). It probably lies between €9,800 and €63,000. It is a rough estimate.Financials
- Is NEAN profitable?
- In financial year 2025, NEAN made a profit of €2,892.
- Where can I find the annual accounts of NEAN?
- NEAN filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NEAN due?
- NEAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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