Equity
-€30,893
Debts exceed assets in financial year 2025.
LENOBEL
Lifetime
20 annual accounts with figures on one time axis, 29 filings since 1997peak €17,009 (2025)
€17,009▲ €19,874
lowest -€51,501 (2024)
€10,928▲ €62,429
peak €23,252 (2020)
-€30,893▲ €10,928
€108,059▼ 3.0%
Board2 names since 2017
2 directorsReynders Renée and 1 other
Documentsfilings and deeds
30-07-20261 day before the deadline
2025abbreviated format
Gross margin from -€2,865 to €17,009Back to profit: €10,928Equity from -€41,821 to -€30,893
Key points
from the 2025 annual accountsResult
€10,928 €10,928
Back in profit in 2025, after a loss of €51,501 in 2024.
Debts
€108,059 140% of the balance sheet
Financial debts 41%Suppliers 8%Taxes and wages 7%Other 44%
Of this, €63,559 falls due within a year.
Investments
€6,675 1.7 × depreciation
Green is investment, beige is depreciation.
Filings
29 annual accounts since 1997
Three of the last ten came late. The 2021 accounts came latest: 344 days after the end of the period.
Position in the sector
-40.0%
Lower solvency than 94% of companies in real estate. Sector median 30.7% · 11,299 companies.
Checked score
55
Fair
Financially stronger than 44% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.6%
01-2025: 1.6%● unchanged vs 12-2024
02-2025: 1.6%● unchanged vs 01-2025
03-2025: 1.4%▼ -0.2 percentage points vs 02-2025
04-2025: 1.4%● unchanged vs 03-2025
05-2025: 1.4%● unchanged vs 04-2025
06-2025: 1.4%● unchanged vs 05-2025
07-2025: 1.7%▲ +0.3 percentage points vs 06-2025
08-2025: 1.9%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 1.8%▼ -0.1 percentage points vs 08-2025
10-2025: 1.8%● unchanged vs 09-2025
11-2025: 1.8%● unchanged vs 10-2025
12-2025: 1.8%● unchanged vs 11-2025
01-2026: 1.7%▼ -0.1 percentage points vs 12-2025
02-2026: 1.7%● unchanged vs 01-2026
03-2026: 1.7%● unchanged vs 02-2026
04-2026: 1.7%● unchanged vs 03-2026
05-2026: 1.7%● unchanged vs 04-2026
06-2026: 1.6%▼ -0.1 percentage points vs 05-2026
07-2026: 1.8%▲ +0.2 percentage points vs 06-2026
08-2026: 0.6%▼ -1.2 percentage points vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.5%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€30,893
1 of the last 3 accounts late
lowers risk
Size: total assets €77,166
Founded in 1997
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 10% on liquidity, 83% on profitability and 79% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,794 companies had the same profile as LENOBEL has now. Each dot stands for 10 companies, two years later.
91.5%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LENOBEL itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,794 companies, not a prediction for LENOBEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.72 (0.44 in 2024), below 1. Short-term debt is 82.4% and cash 3.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 11299 sector peers (2025).
NBB · sector comparisonPosition among 11299 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
1 day early
2023
61 days late
2022
130 days late
2021
344 days late
2020
4 days early
2019
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 73 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 October (4 of the last 5 accounts filed within 68 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit granted
Bouwen of herbouwen, Het reliëf van de bodem aanmerkelijk wijzigen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie · Genk
Environmental permit granted
Hoogstammige bomen vellen die geen deel uitmaken van een bos · Genk
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen and 1 more · Genk
First establishment
Molenstraat 115, Genk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LENOBEL Genk | €77,166 | €17,009 | -40.0% | - |
| HOMES BUILDING PARTNER - HBP Lasne | €80,131 | €13,008 | 53.5% | - |
| Reno & Bouw Herselt | €94,210 | €20,741 | 71.9% | - |
| TRICATEL BUILDING CONSULTANTS Antwerp | €88,557 | €11,135 | 63.2% | - |
| BUNKY Woluwe-Saint-Pierre | €61,640 | €23,551 | 29.5% | - |
| BOUWONDERNEMING RCC Hasselt | €80,606 | €22,217 | -192.6% | - |
| TEMAREL Tessenderlo-Ham | €46,583 | €24,652 | 37.7% | - |
These companies have the same main activity as LENOBEL: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €46,600 and €94,200, founded between 1994 and 2003.
Official details
Source: KBO- Status
- Active since 13-02-1997Normal situation
- Activity
- Development of residential building projectsNACE 68121and 1 other
- Establishment unit
- 2.081.027.9043600 Genk, since 24-03-1997
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €71,000estimated
- €77,166▲ 10.8%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on LENOBEL
LENOBEL files the abbreviated format. That format states no turnover. The gross margin rose from €7,281 in 2006 to €17,009 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LENOBEL
- What is the company number of LENOBEL?
- The company number of LENOBEL is 0460.026.755. The VAT number is the same number with BE in front: BE 0460.026.755.
- Where is LENOBEL based?
- The registered office is at Molenstraat 115, 3600 Genk.Company details
- What does LENOBEL do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of LENOBEL?
- LENOBEL is a public limited company (NV).
- When was LENOBEL founded?
- LENOBEL was founded on 13-02-1997.
- Is LENOBEL still active?
- Yes, LENOBEL is an active enterprise in the KBO register.
- What is the turnover of LENOBEL?
- The turnover in financial year 2025 is ≈ €71,000. This figure is estimated from the gross margin of €17,009 and 48 comparable companies (NACE 68121). It probably lies between €35,000 and €220,000. It is a rough estimate.Financials
- Is LENOBEL profitable?
- In financial year 2025, LENOBEL made a profit of €10,928.
- Where can I find the annual accounts of LENOBEL?
- LENOBEL filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LENOBEL due?
- LENOBEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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