NUMUS
ActiveSummary
NUMUS has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235,847 and a net result of €46,176. Equity is growing by about 4% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €235,847
- Profit
- €46,176
- GEENS AlexiusDirector
- ROMAIN JanDirector
- ROMAIN JohnDirector
Why 93raises risk1 of the last 3 latelowers riskSize: total assets €436,676Liquidity: current ratio 2.18, cash €422,218Equity €235,847 (54.0% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 47% on solvency, 71% on liquidity, 42% on profitability and 11% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 11 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Liquidity more than 793 timescurrent ratio 1968.37
Financials · financial year 2025, abbreviated format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 25% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 31,368 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,720 | €2,685 | - | - | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €421 | €424 | €469 | €472 | €635 | ▲ 34.5% |
| Gross operating margin9900 | €55,544 | €83,907 | €44,653 | €90,964 | €81,936 | €78,512 | €82,604 | €61,994 | ▼ 25.0% |
| Operating profit (loss)9901 | €44,406 | €80,683 | €44,233 | €90,543 | €81,512 | €78,042 | €82,131 | €61,358 | ▼ 25.3% |
| Financial income75/76B | - | - | - | - | - | - | - | €503 | - |
| Recurring financial income75 | - | - | - | - | - | - | - | €503 | - |
| Financial charges65/66B | - | - | - | €55 | - | - | - | €105 | - |
| Recurring financial charges65 | €43 | €42 | €50 | €55 | - | - | - | €105 | - |
| Profit (loss) for the period before taxes9903 | €44,363 | €80,641 | €44,184 | €90,489 | €81,512 | €78,042 | €82,131 | €61,757 | ▼ 24.8% |
| Income taxes67/77 | - | €14,156 | €10,995 | €23,202 | €20,317 | €20,828 | €21,001 | €15,581 | ▼ 25.8% |
| Profit (loss) for the period9904 | €44,363 | €66,485 | €33,189 | €67,287 | €61,195 | €57,215 | €61,131 | €46,176 | ▼ 24.5% |
| Profit (loss) for the period to be appropriated9905 | €44,363 | €66,485 | €33,189 | €67,287 | €61,195 | €57,215 | €61,131 | €46,176 | ▼ 24.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €273,312 | €326,336 | €384,586 | €420,416 | €473,110 | €550,911 | €390,623 | €436,676 | ▲ 11.8% |
| Fixed assets21/28 | €2,685 | - | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €2,685 | - | - | - | - | - | - | - | - |
| Current assets29/58 | €270,627 | €326,336 | €384,586 | €420,416 | €473,110 | €550,911 | €390,623 | €436,676 | ▲ 11.8% |
| Amounts receivable within one year40/41 | €150,000 | - | €14,005 | €14,005 | €4,683 | €4,683 | €1,999 | €6,569 | ▲ 229% |
| Other amounts receivable41 | - | - | - | €14,005 | €4,683 | €4,683 | €1,999 | €6,569 | ▲ 229% |
| Cash at bank and in hand54/58 | €107,344 | €310,576 | €362,348 | €398,599 | €462,144 | €541,073 | €376,063 | €422,218 | ▲ 12.3% |
| Deferred charges and accrued income490/1 | - | - | - | €7,812 | €6,283 | €5,155 | €12,561 | €7,890 | ▼ 37.2% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €273,312 | €326,336 | €384,586 | €420,416 | €473,110 | €550,911 | €390,623 | €436,676 | ▲ 11.8% |
| Equity10/15 | €243,170 | €309,655 | €342,844 | €410,131 | €471,326 | €328,541 | €389,671 | €235,847 | ▼ 39.5% |
| Contributions10/11 | €300,000 | €300,000 | - | €300,000 | €300,000 | €186,340 | €186,340 | €90,544 | ▼ 51.4% |
| Reserves13 | €162 | €637 | €637 | €637 | €637 | €637 | €637 | €637 | = |
| Non-distributable reserves130/1 | - | - | - | €637 | €637 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €637 | €637 | - | - | - | - |
| Distributable reserves133 | - | - | - | - | - | €637 | €637 | €637 | = |
| Profit (loss) carried forward14 | -€56,992 | €9,018 | €42,207 | €109,494 | €170,689 | €141,564 | €202,694 | €144,666 | ▼ 28.6% |
| Amounts payable17/49 | €30,142 | €16,681 | €41,742 | €10,285 | €1,784 | €222,370 | €952 | €200,829 | ▲ 211× |
| Amounts payable within one year42/48 | €5,787 | €15,736 | €1,445 | €9,817 | €1,407 | €222,061 | €198 | €200,356 | ▲ 1,010× |
| Trade debts44 | €1,637 | €1,580 | €1,445 | €1,615 | €1,407 | €1,233 | €198 | €148 | ▼ 25.4% |
| Suppliers440/4 | - | - | - | €1,615 | €1,407 | €1,233 | €198 | €148 | ▼ 25.4% |
| Taxes, remuneration and social security45 | - | - | - | €8,202 | - | €20,828 | - | - | - |
| Taxes450/3 | - | - | - | €8,202 | - | €20,828 | - | - | - |
| Other amounts payable47/48 | - | - | - | - | - | €200,000 | - | €200,207 | - |
| Accrued charges and deferred income492/3 | - | - | - | €469 | €377 | €309 | €754 | €473 | ▼ 37.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,363 | €66,485 | €33,189 | €67,287 | €61,195 | €57,215 | €61,131 | €46,176 | ▼ 24.5% |
| + Depreciation and write-downs630 | €10,720 | €2,685 | - | - | - | - | - | - | - |
| Operating cash flow (approximation) | €55,083 | €69,170 | €33,189 | €67,287 | €61,195 | €57,215 | €61,131 | €46,176 | ▼ 24.5% |
| Change in cash | - | €203,232 | €51,772 | €36,251 | €63,545 | €78,928 | -€165,009 | €46,155 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 30 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 04-06-2026 | 2026-00140609 |
| 31-12-2024 | abbreviated format | 02-09-2025 | 2025-00477661 |
| 31-12-2023 | abbreviated format | 02-08-2024 | 2024-00331630 |
| 31-12-2022 | abbreviated format | 27-06-2023 | 2023-00195035 |
| 31-12-2021 | abbreviated format | 15-07-2022 | 2022-20201562 |
| 31-12-2020 | abbreviated format | 09-07-2021 | 2021-33400116 |
| 31-12-2019 | abbreviated format | 14-08-2020 | 2020-41200532 |
| 31-12-2018 | abbreviated format | 12-09-2019 | 2019-64100283 |
| 31-12-2017 | abbreviated format | 02-08-2018 | 2018-42600128 |
| 31-12-2016 | abbreviated format | 25-07-2017 | 2017-35100396 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| GEENS Alexius |
|
| ROMAIN Jan |
|
| ROMAIN John |
|
Owners and capital
Capital and shareholders
- ROMAIN John 49,900 shares
- GEENS Alexius 18,800 shares
- ROMAIN Jan 6,300 shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 10-10-2023 Converted to unavailable equity · €300,000
Group and network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
10-10
Gazette deed
Resignations: ROMAIN John, GEENS Alexius and ROMAIN JanReappointments: ROMAIN John, GEENS Alexius and ROMAIN Jan · Purpose change · Shareholding21 facts ▸
- General meeting, “buitengewone algemene vergadering der aandeelhouders” (deed in Dutch)
- Purpose change
- Other provision, “splitsing van de aandelen”, 100 (deed in Dutch)
- Shareholding, “na splitsing”, 49900 (deed in Dutch)
- Shareholding, “na splitsing”, 18800 (deed in Dutch)
- Shareholding, “na splitsing”, 6300 (deed in Dutch)
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigenvermogensrekening” (deed in Dutch)
- Reserve release, “beschikbaar voor uitkering, overeenkomstig vormen en meerderheden van statutenwijziging” (deed in Dutch)
- Other provision, “Vermindering-uitkering eigen vermogen, Zesde besluit:verdaagd,geen besluit genomen over vermindering van het eigen vermogen” (deed in Dutch)
- Amendment of the articles
- Director resignation, ROMAIN John (manager)
- +9 further facts in this act
Show earlier events
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24062A0808/00R000 | Flanders | 1,277 m² | 1 · 846 m² | 37.2 m · 6 |
| 24502B0244/00Z002 | Flanders | 239 m² | 1 · 232 m² | 23.1 m · 6 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Verzekeringsmakelaar in de ruimste zin; Het uitbouwen van een trainings-,advies-en studiecentrum voor het fiscaal,financieel en…” (deed in Dutch)
12 activities (deed in Dutch)
- Verzekeringsmakelaar in de ruimste zin.
- Het uitbouwen van een trainings-,advies-en studiecentrum voor het fiscaal,financieel en immobiliënbedrijf en aanverwanten.
- Het verwerven,ontwikkelen en commercialiseren van software,hardware en aanverwanten met het oog op hogervermeld voorwerp.
- Het voeren van boekhoudingen voor derden alsmede de fiscale begeleiding.
- De activiteit van immobiliënmakelaar.
- Het adviseren,negotiëren en het bemiddelen bij het afsluiten van geldleningen,financieringen,kredieten en verzekeringen aan particulieren en vennootschappen.
- Het adviseren en het bemiddelen bij transacties over pensioenopbouw,pensioensparen,vermogensbeheer en beleggingen in het algemeen.
- Het verwerven en aanhouden van participaties in bestaande,op te richten,industriële,commerciële of financiële vennootschappen of ondernemingen.
- Het aanleggen,uitbouwen en beheren van een roerend vermogen,inclusief alle verrichtingen met betrekking tot de roerende goederen,zoals aan-en verkoop,ruil,beheer en valorisatie van waardepapieren,obligaties en fondsen.
- Het aanleggen,uitbouwen en beheren van een onroerend vermogen,inclusief alle verrichtingen met betrekking tot de onroerende goederen,zoals aan-en verkoop,ruil,beheer,bouw,verbouwing,inrichting,huur en verhuur,onroerende leasing,sales-en-lease-back.
- Het realiseren van de doelstellingen in alle mogelijke commerciële vormen,inclusief de creatie,de realisatie,de inrichting,de installatie,het kopen,het verkopen,het verhuren,het beheren,het besturen,het in franchise geven,het in franchise nemen en het licentiëren.
- Studie-,advies-,opleidings-,en bemiddelingsbureau inzake verzekeringen,leningen,fiscaliteit,immobiliën,boekhoudkundige,financiële en sociale aangelegenheden,alsmede de tussenhandel in het algemeen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- NUMUS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, bestuursorgaan mag exploitatiezetels,administratieve zetels,filialen,agentschappen en depots in België of buitenland…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, 1” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Overdracht van aandelen onder levenden, vrij” (deed in Dutch)“Overgang van aandelen bij overlijden, vrij” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of May at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Algemene vergadering oproepen, bestuursorgaan” (deed in Dutch)“Beslissing algemene vergadering, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Onder voorwaarden artikel 2:80WVV, ontbinding en sluiting vereffening in één akte” (deed in Dutch)“Benoeming vereffenaars, bestuurders in functie op tijdstip ontbinding gelden ten aanzien van derden van rechtswege als vereffenaars indien…” (deed in Dutch)