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NUMERIC CREATORS

Active
Private limited companyfounded 2023active for 2 yearsVeeartsenstraat 51, 1070 Anderlecht, BelgiumKBO/BCE: BE 1003.123.025
Summary

NUMERIC CREATORS has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,143 and a net result of €13,992. Its solvency ranks better than 51% of 21,074 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€57,809total assets 2025
Equity
€35,143
Profit
€13,992
Turnover not published (micro format)
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
2025 accounts filed 47 days late
Why 66raises riskLiquidity: current ratio 2.08, cash €5, halvedLast filed accounts filed 47 days late; 2 of the last 3 latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €57,809Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 53% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Strong
Solvency 86+1
equity 60.8% of total assets
Liquidity 32-4
short-term debt 39.2% · cash 0.0%
Profitability 99-1
return on assets 24.2%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,883 companies, NACE 62, micro)
Last 24 months 01-2025: 0.4%lowest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.1 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.7%▲ +0.1 percentage points vs 12-2025 02-2026: 0.6%▼ -0.1 percentage points vs 01-2026 03-2026: 0.7%▲ +0.1 percentage points vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.3 percentage points vs 07-2026 09-2026: 1.4%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 1.2%▼ -0.2 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.08, compared with 1.51 in 2024, above the usual 1.5; short-term debt: 39.2% and cash: 0% of total assets), and 39.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 53% on solvency, 12% on liquidity, 64% on profitability and 84% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Liquidity: current ratio 2.08, cash €5, halved
NBB · annual accounts
raises risk · Last filed accounts filed 47 days late; 2 of the last 3 late
NBB · filings
lowers risk · Size: total assets €57,809
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 47 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
47 days late
2024
83 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 65 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: HAJJI Issam (director) ·…

Financials · financial year 2025, micro format

2025 annual accounts filed late (47 days) Filed on 16 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00513843.

Equity
€35,143▲ 66.2%
2024 · €21,151
Total assets
€57,809▲ 64.3%
2024 · €35,189
Net result
€13,992▼ 32.2%
2024 · €20,651
Working capital
€24,529▲ 240%
2024 · €7,221
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 26% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€19,056 2025 Net result€13,992 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€25,865-€19,056▼ 26.3%
Net result€20,651within the sector's middle half-€13,992within the sector's middle half▼ 32.2%
Equity€21,151below the sector's middle half-€35,143within the sector's middle half▲ 66.2%
Total assets€35,189below the sector's middle half-€57,809below the sector's middle half▲ 64.3%
Debt€14,038-€22,666▲ 61.5%
Working capital€7,221below the sector's middle half-€24,529within the sector's middle half▲ 240%
Solvency60.1%within the sector's middle half-60.8%within the sector's middle half▲ 0.7pp
Current ratio1.51within the sector's middle half-2.08within the sector's middle half▲ 0.57
Return on assets (ROA)58.7%above the sector's middle half-24.2%within the sector's middle half▼ 34.5pp
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57,809
Fixed assets €10,614 ▼ 23.8%
Current assets €47,195 ▲ 122%
Equity and liabilities €57,809
Equity €35,143 ▲ 66.2%
Debt €22,666 ▲ 61.5%
Debt's share of the balance-sheet total falls from 39.9% to 39.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€24,093▼
2024 · €27,638
Cash flow
€19,030▼
2024 · €22,424
Debt to equity
0.64▼
2024 · 0.66
ROE
39.8%▼
2024 · 97.6%
Interest coverage
15.78▼
2024 · over 100
Debt ≤ 1 year
€22,666▲
2024 · €14,038
Income taxes
€4,089▼
2024 · €5,202
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€35,189€57,809▲
Fixed assets21/28€13,930€10,614▼
Tangible fixed assets22/27€13,930€10,614▼
Furniture and vehicles24€13,930€10,614▼
Current assets29/58€21,259€47,195▲
Amounts receivable within one year40/41€19,873€46,997▲
Trade receivables40€19,871€19,578▼
Other amounts receivable41€2€27,419▲
Cash at bank and in hand54/58€1,201€5▼
Deferred charges and accrued income490/1€185€193▲
Equity and liabilities
Total equity and liabilities10/49€35,189€57,809▲
Equity10/15€21,151€35,143▲
Contributions10/11€500€500=
Profit (loss) carried forward14€20,651€34,643▲
Amounts payable17/49€14,038€22,666▲
Amounts payable within one year42/48€14,038€22,666▲
Trade debts44-€445
Suppliers440/4-€445
Taxes, remuneration and social security45€6,994€22,220▲
Taxes450/3€6,994€22,220▲
Other amounts payable47/48€7,043-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,773€5,038▲
Other operating charges640/8-€280
Gross operating margin9900€27,638€24,373▼
Operating profit (loss)9901€25,865€19,056▼
Financial income75/76B-€552
Recurring financial income75-€552
Financial charges65/66B€12€1,527▲
Recurring financial charges65€12€1,527▲
Profit (loss) for the period before taxes9903€25,853€18,081▼
Income taxes67/77€5,202€4,089▼
Profit (loss) for the period9904€20,651€13,992▼
Profit (loss) for the period to be appropriated9905€20,651€13,992▼
Appropriation of the result
Profit (loss) to be appropriated9906€20,651€34,643▲
Profit (loss) brought forward from the previous period14P-€20,651

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,773€5,038▲ 184%
Other operating charges640/8-€280-
Gross operating margin9900€27,638€24,373▼ 11.8%
Operating profit (loss)9901€25,865€19,056▼ 26.3%
Financial income75/76B-€552-
Recurring financial income75-€552-
Financial charges65/66B€12€1,527▲ 129×
Recurring financial charges65€12€1,527▲ 129×
Profit (loss) for the period before taxes9903€25,853€18,081▼ 30.1%
Income taxes67/77€5,202€4,089▼ 21.4%
Profit (loss) for the period9904€20,651€13,992▼ 32.2%
Profit (loss) for the period to be appropriated9905€20,651€13,992▼ 32.2%
Line20242025Change
Assets
Total assets20/58€35,189€57,809▲ 64.3%
Fixed assets21/28€13,930€10,614▼ 23.8%
Tangible fixed assets22/27€13,930€10,614▼ 23.8%
Furniture and vehicles24€13,930€10,614▼ 23.8%
Current assets29/58€21,259€47,195▲ 122%
Amounts receivable within one year40/41€19,873€46,997▲ 136%
Trade receivables40€19,871€19,578▼ 1.5%
Other amounts receivable41€2€27,419▲ 16,321×
Cash at bank and in hand54/58€1,201€5▼ 99.6%
Deferred charges and accrued income490/1€185€193▲ 4.1%
Equity and liabilities
Total equity and liabilities10/49€35,189€57,809▲ 64.3%
Equity10/15€21,151€35,143▲ 66.2%
Contributions10/11€500€500=
Profit (loss) carried forward14€20,651€34,643▲ 67.8%
Amounts payable17/49€14,038€22,666▲ 61.5%
Amounts payable within one year42/48€14,038€22,666▲ 61.5%
Trade debts44-€445-
Suppliers440/4-€445-
Taxes, remuneration and social security45€6,994€22,220▲ 218%
Taxes450/3€6,994€22,220▲ 218%
Other amounts payable47/48€7,043--
Line20242025Change
Profit (loss) for the period9904€20,651€13,992▼ 32.2%
+ Depreciation and write-downs630€1,773€5,038▲ 184%
Operating cash flow (approximation)€22,424€19,030▼ 15.1%
Investment in fixed assets (approximation)--€1,721-
Change in cash--€1,196-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 16-09-2026 2026-00513843
31-12-2024 micro format 22-10-2025 2025-00548434

Similar companies · same sector, comparable size

Of the 16,988 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,968. 6,673 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2023
HAJJI Issam
Director (not named in the articles) · since 11-12-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2023, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
HAJJI Issam
  • Director (not named in the articles), from 11-12-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 11-12-2023 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 11-12-2023 Incorporation · €500 · 10 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

NUMERIC CREATORS was incorporated on 7 December 2023 as a private limited company by one natural person, with a starting capital of €500.12 Since 2023, HAJJI Issam has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 11-12-2023
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
16-09
NBB filing Annual accounts filed
financial year 2025 · micro format · 47 days late
2025
22-10
NBB filing Annual accounts filed
financial year 2024 · micro format · 83 days late
2023
11-12
Gazette deed Incorporation
Appointment: HAJJI Issam (director) · Founder · Founding capital11 facts ▸
  • Founder, HAJJI Issam (comparant)
  • Incorporation, 07-12-2023
  • Founding capital, €500
  • Bank account, “BNP PARIBAS FORTIS, BE12 0019 6078 6692” (deed in French)
  • Capital
  • Other provision, “conformément à la loi, effectivité des décisions finales” (deed in French)
  • Registered office clause, “1070 Anderlecht,Rue des Vétérinaires 51, 2.Adresse du siège” (deed in French)
  • Other provision, “hajji.issam@hotmail.com, adresse électronique” (deed in French)
  • Board rule, 1, “4.Désignation de l'administrateur” (deed in French)
  • Director appointment, HAJJI Issam (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, tous engagements et obligations en résultant,et toutes activités entreprises par le comparant au nom et pour compte de la société en formation” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded07-12-2023
Financial year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Contact
E-mail hajji.issam@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003123025
Also 9925:BE1003123025
Registered 31-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
347 m²
Building footprint
224 m²
Building volume
2,841 m³
Parcel 21305C0326/00M002, Brussels · tallest building 19.4 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
NUMERIC CREATORS
Veeartsenstraat 51, 1070 AnderlechtComputer programming
since 2023unit no. 2.359.051.084
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21305C0326/00M002
ProtectedMonument · Site or landscapeVeeartsenijschool van Kuregem en het park
Brussels 347 m² 1 · 224 m² 19.4 m · 5
How the parcels are linked
Good to know
The parcel matches the address exactly.
1 of these parcels carries protected heritage: expect extra rules on renovation or sale.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Applications web; Applications desktop; Jeux vidéo; Intelligence Artificielle; Réalité augmentée est virtuelle; Partage de connaissance à…” (deed in French)
6 activities (deed in French)
  1. Applications web
  2. Applications desktop
  3. Jeux vidéo
  4. Intelligence Artificielle
  5. Réalité augmentée est virtuelle
  6. Partage de connaissance à travers des conférences et formations sur les nouvelles technologies

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
NUMERIC CREATORS
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région de Bruxelles-Capitale, adresse transférable en tout endroit de la Région de Bruxelles-Capitale ou de la région de langue française de…” (deed in French)

deed of 11-12-2023

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation de durée, organe d'administration” (deed in French)

deed of 11-12-2023

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, registre des actions nominatives avec mentions requises par le Code des sociétés et des associations,consultable par titulaires…” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Frais de procédure et d’expertise pour moitié à charge du cédant et pour moitié à charge du ou des acquéreurs proportionnellement au nombre…” (deed in French)

deed of 11-12-2023

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Article 25, en tout temps par décision de l'assemblée générale délibérant dans les formes prévues pour les modifications aux statuts” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Article 26, faculté de l'assemblée générale de désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments” (deed in French)

deed of 11-12-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Appels de fonds, Les actions doivent être libérées à leur émission” (deed in French)
Other provision: “Apport en numéraire avec émission de nouvelles actions – droit de préférence, l’organe qui procède à l’émission” (deed in French)
Other provision: “Pouvoir d'administration, loi et statuts réservés à l'assemblée générale” (deed in French)
Other provision: “Frais de représentation,voyages et déplacements en sus, rémunération des administrateurs” (deed in French)
Other provision: “Gestion journalière, organe d'administration” (deed in French)
Other provision: “Contrôle de la société, lorsque la loi l'exige et dans les limites qu'elle prévoit” (deed in French)
Other provision: “Assemblées générales électroniques, déterminée par organe d'administration et décrite dans convocation” (deed in French)
Other provision: “Voie électronique à l'adresse indiquée dans la convocation, actionnaires” (deed in French)
Other provision: “Admission à l'assemblée générale, Article 19” (deed in French)
Other provision: “Séances – procès-verbaux, signées par un ou plusieurs membres de l'organe d'administration ayant le pouvoir de représentation” (deed in French)
Other provision: “Tout actionnaire peut donner procuration écrite à toute personne,actionnaire ou non,par tout moyen de transmission, délibérations” (deed in French)
Other provision: “Trois semaines au plus, organe d'administration” (deed in French)
Other provision: “Répartition - réserves, Article 24” (deed in French)
Liquidation distribution: “Article 27, actif net réparti entre tous actionnaires en proportion de leurs actions” (deed in French)
Other provision: “Exécution des statuts,communications,sommations,assignations,significations valablement faites, élection de domicile” (deed in French)
Other provision: “Tribunaux du siège,compétence exclusive, compétence judiciaire” (deed in French)
Other provision: “Droit commun, Article 30” (deed in French)
2 more provisions in the deed, see the deed of 11-12-2023

deed of 11-12-2023