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NUMEBIS

Active
Grimdestraat 15 ·3000 Leuven, Belgium
BE 0800.890.891
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of NUMEBIS is 0.6% (low). The 2024 annual accounts show equity of €41k and a net result of €17k. Its solvency ranks better than 22% of 7320 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€17k-23.2%
Working capital€-25k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 02-06-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2023: €28k€28kNet result 2023: €22k€22kOperating result 2024: €24k€24kNet result 2024: €17k€17k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 32.0% 65.1%
better than 22% of 7320 sector peers
Net result €17k €32k
better than 35% of 7318 sector peers
Equity €41k €58k
better than 39% of 7322 sector peers
Gross operating margin €32k €52k
better than 32% of 7312 sector peers
Total assets €129k €103k
better than 61% of 7323 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€32k
+13.2% +131% vs sector
Net profit
€17k
-23.2% +163% vs sector
Cash flow
€24k
+11.0% +125% vs sector
Total assets
€129k
+263.0% +12% vs sector
Equity
€41k
+69.0% -32% vs sector
Working capital
€-25k
- far below sector median
Income taxes
€5k
-10.2% +290% vs sector
Debt
€88k
+689.7% +154% vs sector
Debt ≤ 1y
€86k
+672.1% +163% vs sector
Current ratio
0.71
-75.7% -86% vs sector
Quick ratio
0.71
-75.7% -86% vs sector
Solvency
32.0%
-53.5% -44% vs sector
Debt / equity
2.13
+367.4% +32% vs sector
ROE
40.8%
-54.5% +288% vs sector
ROA
13.1%
-78.8% +196% vs sector
Interest coverage
15.73
-97.8% +100% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€32k
Net profit€17k
Cash flow€24k
Staff costs-
Income taxes€5k
Dividends-
Total assets€129k
Equity€41k
Debt€88k
of which ≤ 1y€86k
of which > 1y-
Working capital€-25k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.71
Quick ratio0.71
Working capital ratio-19.1%
Solvency32.0%
Debt / equity2.13
Long-term debt ratio-
Interest coverage15.73
Gross margin-
Net margin-
ROA13.1%
ROE40.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€129k
Fixed assets 21/28€68k
Tangible fixed assets 22/27€68k
Current assets 29/58€61k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€54k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€129k
Equity 10/15€41k
Contributions / capital 10/11€3k
Reserves 13€39k
Amounts payable 17/49€88k
Amounts payable within one year 42/48€86k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€32k
Operating result 9901€24k
Financial income 75€69
Financial charges 65€2k
Result before taxes 9903€22k
Income taxes 67/77€5k
Net result for the period 9904€17k
Result to be appropriated 9905€17k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
58 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
NUMEBIS
Grimdestraat 15, 3000 LeuvenComputerconsultancy-activiteiten
since 20232.344.318.170
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,514 m²
Buildings1
Building footprint61 m²
Volume (LiDAR)519 m³
Tallest building9.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24062A1026/00V003 Flanders 2,514 m² 1 · 61 m² 9.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health58Profitability100Solvency44Growth52Stability94
70 / 100

Strong profile, led by profitability.

Health 58
Profitability 100
Solvency 44
Growth 52
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL NUMEBIS
Registered office
Grimdestraat 15
3000 Leuven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.