Numble
ActiveSummary
The annual accounts of Numble for fiscal year 2025 show a net loss of 87% of the equity at the start of that year. The 2025 annual accounts show equity of €25k and a net result of €-165k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 1416 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-35
Solvency27▼-9
Growth43▼-5
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.97 against 1.09 in 2024; short-term debt: 97.7% and cash: 1.3% of total assets), and 97.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.3%
Return on assets
-15.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1416 sector peers (2025).
NBB · sector comparisonPosition among 1416 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
24 d late
2024
28 d late
2023
28 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€3.58M▲ 25.0%
2024 · €2.86M
2022: €2.77M
2023: €2.08M
2024: €2.86M
2022 → 2025
EBIT margin
-2.3%▼ 6.3pp
2024 · 4.0%
2022: 6.4%
2023: 9.6%
2024: 4.0%
2022 → 2025
Net result
€-165k
2024 · €28k
2022: €161k
2023: €139k
2024: €28k
2022 → 2025
Working capital
€-28k
2024 · €127k
2022: €63k
2023: €123k
2024: €127k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€2.77M-€2.08M▼ 24.8%€2.86M▲ 37.4%€3.58M▲ 25.0%
Equity€73k-€163k▲ 122%€190k▲ 16.9%€25k▼ 87.0%
Operating result€178k-€199k▲ 12.1%€114k▼ 42.9%€-83k
Net result€161k-€139k▼ 13.7%€28k▼ 80.2%€-165k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €83k after €114k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€53k ▼ 21.3%
Current assets
€1.04M ▼ 35.1%
Equity and liabilities €1.09M
Equity
€25k ▼ 87.0%
Provisions
€124
Debt
€1.07M ▼ 27.7%
Debt's share of the balance-sheet total rises from 88.6% to 97.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-47k▼
2024 · €136k
Cash flow
€-130k▼
2024 · €49k
Current ratio
0.97▼
2024 · 1.09
Quick ratio
0.88▼
2024 · 0.98
Debt to equity
42.98▲
2024 · 7.76
ROE
-666.7%▼
2024 · 14.5%
ROA
-15.2%▼
2024 · 1.7%
Interest coverage
-0.61▼
2024 · 2.38
Debt ≤ 1 year
€1.07M▼
2024 · €1.47M
Income taxes
€5k▼
2024 · €29k
Staff costs
€1.37M▲
2024 · €1.17M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.67M€1.09M▼
Fixed assets21/28€67k€53k▼
Tangible fixed assets22/27€67k€53k▼
Plant, machinery and equipment23€67k€53k▼
Current assets29/58€1.60M€1.04M▼
Stocks and contracts in progress3€150k€98k▼
Contracts in progress37€150k€98k▼
Amounts receivable within one year40/41€1.39M€892k▼
Trade receivables40€1.39M€892k▼
Other amounts receivable41€199€252▲
Cash at bank and in hand54/58€13k€14k▲
Deferred charges and accrued income490/1€42k€35k▼
Equity and liabilities
Total equity and liabilities10/49€1.67M€1.09M▼
Equity10/15€190k€25k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€128k€6k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€122k-
Profit (loss) carried forward14€108€-43k▼
Provisions and deferred taxes16-€124
Provisions for liabilities and charges160/5-€124
Pensions and similar obligations160-€124
Amounts payable17/49€1.48M€1.07M▼
Amounts payable within one year42/48€1.47M€1.07M▼
Trade debts44€371k€443k▲
Suppliers440/4€371k€443k▲
Advances received on contracts in progress46€106k€151k▲
Taxes, remuneration and social security45€365k€196k▼
Taxes450/3€243k€71k▼
Remuneration and social security454/9€122k€125k▲
Other amounts payable47/48€630k€277k▼
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Turnover70€2.86M€3.58M▲
Goods, raw materials, services and sundry goods60/61€1.61M€1.95M▲
Remuneration, social security and pensions62€1.17M€1.37M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€36k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€120k€-141k▼
Other operating charges640/8€8k€9k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€1.44M€1.20M▼
Operating profit (loss)9901€114k€-83k▼
Financial income75/76B€12€33▲
Recurring financial income75€12€33▲
Financial charges65/66B€57k€78k▲
Recurring financial charges65€57k€78k▲
Profit (loss) for the period before taxes9903€57k€-160k▼
Income taxes67/77€29k€5k▼
Profit (loss) for the period9904€28k€-165k▼
Profit (loss) for the period to be appropriated9905€28k€-165k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€-165k▼
Profit (loss) brought forward from the previous period14P€560€108▼
Transfer from equity791/2-€122k
Transfer to equity691/2€28k-
To other reserves6921€28k-
Social balance
Average headcount (FTE)908721.323.1▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-165k ▼701%
Net result drops to €-165k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial
Equity above €150kEq €163k ▲122%
2 profitable years in a row build equity to €163k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldkant 35C2550 KontichGround area
2,661 m²
Building footprint
512 m²
Volume, LiDAR
3,626 m³
Parcel 11024B0130/00Y000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Numble
since 20212.317.455.011
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0130/00Y000 | Flanders | 2,661 m² | 1 · 512 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DONOSIX
BE 1026.597.124
Fernelmont · Eq €24,822
Robocom
BE 0682.640.468
Sint-Gillis-Waas · Eq €24,826
BRNCX
BE 1008.494.251
Ravels · Eq €24,836
Nextdoorsec
BE 0798.791.337
Antwerpen · Eq €24,837
NDIMALU CONSULTING GROUP
BE 0719.610.732
Sint-Gillis (bij-Brussel) · Eq €24,838
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 13,806 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.