Nubo
ActiveSummary
Nubo has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €-5k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability5▼-46
Solvency100=
Growth72=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 6.66 against 6.63 in 2024; short-term debt: 15% and cash: 82.9% of total assets), and 15% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85%
Return on assets
-8.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €54k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
32 d early
2024
24 d early
2023
18 d early
2022
10 d late
2021
53 d early
2020
29 d early
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€42k▲ 18.8%
2024 · €35k
2021: €2klowest in 5 years
2022: €17k▲ +998% vs 2021
2023: €26k▲ +49.3% vs 2022
2024: €35k▲ +37.2% vs 2023
2025: €42k▲ +18.8% vs 2024highest in 5 years
2021 → 2025
EBIT margin
-11.8%▼ 8.7pp
2024 · -3.1%
2021: -3060.0%lowest in 5 years
2022: -125.7%▲ +95.9% vs 2021
2023: -18.8%▲ +85.0% vs 2022
2024: -3.1%▲ +83.6% vs 2023highest in 5 years
2025: -11.8%▼ -281% vs 2024
2021 → 2025
Net result
€-5k▼ 351%
2024 · €-1k
2019: €-13k
2020: €-26k▼ -107% vs 2019
2021: €-48k▼ -83.0% vs 2020lowest in 7 years
2022: €-22k▲ +54.9% vs 2021
2023: €-5k▲ +77.2% vs 2022
2024: €-1k▲ +75.7% vs 2023highest in 7 years
2025: €-5k▼ -351% vs 2024
2019 → 2025
Working capital
€54k▲ 5.0%
2024 · €51k
2019: €70k
2020: €83k▲ +17.6% vs 2019
2021: €43k▼ -47.6% vs 2020lowest in 7 years
2022: €117k▲ +170% vs 2021highest in 7 years
2023: €76k▼ -35.1% vs 2022
2024: €51k▼ -32.9% vs 2023
2025: €54k▲ +5.0% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2k-€17k▲ 998%€26k▲ 49.3%€35k▲ 37.2%€42k▲ 18.8%
2021: €2klowest in 5 years
2022: €17k▲ +998% vs 2021
2023: €26k▲ +49.3% vs 2022
2024: €35k▲ +37.2% vs 2023
2025: €42k▲ +18.8% vs 2024highest in 5 years
Equity€50k-€45k▼ 11.5%€48k▲ 8.2%€53k▲ 9.0%€54k▲ 2.3%
2021: €50k
2022: €45k▼ -11.5% vs 2021lowest in 5 years
2023: €48k▲ +8.2% vs 2022
2024: €53k▲ +9.0% vs 2023
2025: €54k▲ +2.3% vs 2024highest in 5 years
Operating result€-48k-€-21k▲ 54.9%€-5k▲ 77.6%€-1k▲ 77.5%€-5k▼ 353%
2021: €-48klowest in 5 years
2022: €-21k▲ +54.9% vs 2021
2023: €-5k▲ +77.6% vs 2022
2024: €-1k▲ +77.5% vs 2023highest in 5 years
2025: €-5k▼ -353% vs 2024
Net result€-48k-€-22k▲ 54.9%€-5k▲ 77.2%€-1k▲ 75.7%€-5k▼ 351%
2021: €-48klowest in 5 years
2022: €-22k▲ +54.9% vs 2021
2023: €-5k▲ +77.2% vs 2022
2024: €-1k▲ +75.7% vs 2023highest in 5 years
2025: €-5k▼ -351% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€230 ▼ 85.6%
Current assets
€63k ▲ 4.9%
Equity and liabilities €63k
Equity
€54k ▲ 2.3%
Debt
€9k ▲ 4.5%
Debt's share of the balance-sheet total rises from 14.7% to 15.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-4k▼
2024 · €661
Cash flow
€-4k▼
2024 · €543
Current ratio
6.66▲
2024 · 6.63
Debt to equity
0.18▲
2024 · 0.17
ROE
-10.1%▼
2024 · -2.3%
ROA
-8.6%▼
2024 · -1.9%
Interest coverage
-6.87▼
2024 · 5.59
Debt ≤ 1 year
€9k▲
2024 · €9k
Income taxes
€2▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€62k€63k▲
Fixed assets21/28€2k€230▼
Tangible fixed assets22/27€2k€135▼
Plant, machinery and equipment23€2k€135▼
Furniture and vehicles24€0-
Financial fixed assets28€95€95=
Current assets29/58€60k€63k▲
Amounts receivable within one year40/41€2k€11k▲
Trade receivables40€2k€9k▲
Other amounts receivable41€550€2k▲
Cash at bank and in hand54/58€58k€52k▼
Equity and liabilities
Total equity and liabilities10/49€62k€63k▲
Equity10/15€53k€54k▲
Contributions10/11€167k€171k▲
Profit (loss) carried forward14€-114k€-117k▼
Amounts payable17/49€9k€9k▲
Amounts payable within one year42/48€9k€9k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€6k€7k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Turnover70€35k€42k▲
Non-recurring operating income76A€0€47▲
Goods, raw materials, services and sundry goods60/61€60k€52k▼
Remuneration, social security and pensions62€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€2k€156▼
Non-recurring operating charges66A€144-
Gross operating margin9900€8k€-2k▼
Operating profit (loss)9901€-1k€-5k▼
Financial income75/76B€0€5▲
Recurring financial income75€0€5▲
Financial charges65/66B€118€515▲
Recurring financial charges65€118€515▲
Profit (loss) for the period before taxes9903€-1k€-5k▼
Income taxes67/77€0€2▲
Profit (loss) for the period9904€-1k€-5k▼
Profit (loss) for the period to be appropriated9905€-1k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-114k€-120k▼
Profit (loss) brought forward from the previous period14P€-113k€-114k▼
Shareholders' contribution to the loss794€123€3k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €2k | €17k | €26k | €35k | €42k | ▲ 18.8% |
| Non-recurring operating income76A | €9 | €7 | €151 | €0 | €47 | - |
| Goods, raw materials, services and sundry goods60/61 | €25k | €18k | €45k | €60k | €52k | ▼ 13.0% |
| Remuneration, social security and pensions62 | €39k | €42k | €32k | €5k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €2k | €2k | €1k | ▼ 21.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €1k | - |
| Other operating charges640/8 | - | - | - | €2k | €156 | ▼ 89.6% |
| Non-recurring operating charges66A | €33 | - | - | €144 | - | - |
| Gross operating margin9900 | €-7k | €23k | €29k | €8k | €-2k | ▼ 129% |
| Operating profit (loss)9901 | €-48k | €-21k | €-5k | €-1k | €-5k | ▼ 353% |
| Financial income75/76B | €0 | €6 | €0 | €0 | €5 | ▲ 1,552% |
| Recurring financial income75 | €0 | €6 | €0 | €0 | €5 | ▲ 1,552% |
| Financial charges65/66B | €268 | €122 | €133 | €118 | €515 | ▲ 335% |
| Recurring financial charges65 | €268 | €122 | €133 | €118 | €515 | ▲ 335% |
| Profit (loss) for the period before taxes9903 | €-48k | €-22k | €-5k | €-1k | €-5k | ▼ 351% |
| Income taxes67/77 | - | - | - | €0 | €2 | ▲ 5,000% |
| Profit (loss) for the period9904 | €-48k | €-22k | €-5k | €-1k | €-5k | ▼ 351% |
| Profit (loss) for the period to be appropriated9905 | €-48k | €-22k | €-5k | €-1k | €-5k | ▼ 351% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €61k | €136k | €90k | €62k | €63k | ▲ 2.6% |
| Fixed assets21/28 | €7k | €5k | €3k | €2k | €230 | ▼ 85.6% |
| Tangible fixed assets22/27 | €7k | €5k | €3k | €2k | €135 | ▼ 91.0% |
| Plant, machinery and equipment23 | €7k | €5k | €3k | €2k | €135 | ▼ 91.0% |
| Furniture and vehicles24 | €299 | €104 | €0 | €0 | - | - |
| Financial fixed assets28 | €95 | €95 | €95 | €95 | €95 | = |
| Current assets29/58 | €54k | €131k | €87k | €60k | €63k | ▲ 4.9% |
| Amounts receivable within one year40/41 | €981 | €73k | €44k | €2k | €11k | ▲ 417% |
| Trade receivables40 | €595 | €8k | €6k | €2k | €9k | ▲ 470% |
| Other amounts receivable41 | €385 | €65k | €38k | €550 | €2k | ▲ 271% |
| Cash at bank and in hand54/58 | €53k | €58k | €43k | €58k | €52k | ▼ 9.6% |
| Deferred charges and accrued income490/1 | €0 | €342 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €61k | €136k | €90k | €62k | €63k | ▲ 2.6% |
| Equity10/15 | €50k | €45k | €48k | €53k | €54k | ▲ 2.3% |
| Contributions10/11 | €137k | €153k | €161k | €167k | €171k | ▲ 2.2% |
| Profit (loss) carried forward14 | €-87k | €-108k | €-113k | €-114k | €-117k | ▼ 2.2% |
| Amounts payable17/49 | €11k | €92k | €42k | €9k | €9k | ▲ 4.5% |
| Amounts payable within one year42/48 | €11k | €14k | €11k | €9k | €9k | ▲ 4.5% |
| Trade debts44 | €2k | €74 | €1k | €2k | €3k | ▲ 60.6% |
| Suppliers440/4 | €2k | €74 | €1k | €2k | €3k | ▲ 60.6% |
| Taxes, remuneration and social security45 | €9k | €10k | €5k | €2k | - | - |
| Taxes450/3 | €523 | €2k | €1k | €2k | - | - |
| Remuneration and social security454/9 | €8k | €9k | €4k | - | - | - |
| Other amounts payable47/48 | €44 | €4k | €4k | €6k | €7k | ▲ 18.2% |
| Accrued charges and deferred income492/3 | €0 | €78k | €31k | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-48k | €-22k | €-5k | €-1k | €-5k | ▼ 351% |
| + Depreciation and write-downs630 | €2k | €2k | €2k | €2k | €1k | ▼ 21.6% |
| Operating cash flow (approximation) | €-46k | €-20k | €-3k | €543 | €-4k | ▼ 845% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €5k | €-15k | €15k | €-6k | ▼ 137% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2019
Ground area
762 m²
Building footprint
175 m²
Volume, LiDAR
2,591 m³
Parcel 21444B0008/00B008, Brussels · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
23
companies at this address
See who is registered here
1 establishment unit
Nubo
since 20192.294.433.050
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21444B0008/00B008 | Brussels | 762 m² | 1 · 175 m² | 20.5 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,837 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCooperative company
Founded01-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
Scores and ratios are computed by Checked and are not a credit decision.