NT Build
ActiveThe computed 12-month bankruptcy probability of NT Build is 3.4% (moderate). The 2025 annual accounts show equity of €27k and a net result of €-9k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 18237 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-2
Solvency75▲+25
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 1.98 against 1.46 in 2024; short-term debt: 50% and cash: 9.5% of total assets), but 50% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50%
Return on assets
-16.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
74 d early
2024
55 d late
2023
57 d late
2022
27 d early
2021
31 d late
2020
33 d early
2019
130 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 24.7%
2024 · €35k
2019: €30k
2020: €41k
2021: €46k
2022: €48k
2023: €54k
2024: €35k
2019 → 2025
Total assets
€53k▼ 62.1%
2024 · €140k
2019: €47k
2020: €140k
2021: €217k
2022: €224k
2023: €315k
2024: €140k
2019 → 2025
Net result
€-9k▲ 52.3%
2024 · €-18k
2019: €11k
2020: €11k
2021: €5k
2022: €3k
2023: €5k
2024: €-18k
2019 → 2025
Working capital
€26k▼ 40.4%
2024 · €44k
2019: €24k
2020: €39k
2021: €32k
2022: €41k
2023: €145k
2024: €44k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€48k▲ 5.7%€54k▲ 10.6%€35k▼ 34.2%€27k▼ 24.7%
Operating result€13k-€16k▲ 21.3%€19k▲ 20.0%€-23k€-7k▲ 68.2%
Net result€5k-€3k▼ 45.0%€5k▲ 96.7%€-18k€-9k▲ 52.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €23k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€528▼ 66.5%
Current assets
€53k▼ 62.0%
Equity and liabilities €53k
Equity
€27k▼ 24.7%
Provisions
€0▼ 100%
Debt
€27k▼ 71.9%
The debt ratio falls from 67.7% to 50.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▲
2024 · €-19k
Cash flow
€-8k▲
2024 · €-14k
Solvency
50.0%▲
2024 · 25.2%
Current ratio
1.98▲
2024 · 1.46
Quick ratio
1.98▲
2024 · 1.46
Debt / equity
1.00▼
2024 · 2.69
ROE
-32.9%▲
2024 · -51.9%
ROA
-16.4%▼
2024 · -13.1%
Interest coverage
-2.00▲
2024 · -3.61
Debt
€27k▼
2024 · €95k
Debt ≤ 1 year
€27k▼
2024 · €95k
Income taxes
€499▲
2024 · €0
Staff costs
€1k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€140k€53k▼
Fixed assets21/28€2k€528▼
Tangible fixed assets22/27€2k€528▼
Plant, machinery and equipment23€2k€528▼
Furniture and vehicles24€0-
Current assets29/58€138k€53k▼
Amounts receivable within one year40/41€90k€48k▼
Trade receivables40€86k€48k▼
Other amounts receivable41€5k€45▼
Cash at bank and in hand54/58€45k€5k▼
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€140k€53k▼
Equity10/15€35k€27k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€17k€8k▼
Provisions and deferred taxes16€10k€0▼
Provisions for liabilities and charges160/5€10k€0▼
Environmental obligations163€10k-
Other liabilities and charges164/5-€0
Amounts payable17/49€95k€27k▼
Amounts payable within one year42/48€95k€27k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44€92k€17k▼
Suppliers440/4€92k€17k▼
Taxes, remuneration and social security45€0€499▲
Taxes450/3€0€499▲
Remuneration and social security454/9€0-
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€66k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€0€-10k▼
Other operating charges640/8€31k€1k▼
Non-recurring operating charges66A€316€0▼
Gross operating margin9900€78k€-14k▼
Operating profit (loss)9901€-23k€-7k▲
Financial income75/76B€10k€2k▼
Recurring financial income75€10k€2k▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€-18k€-8k▲
Income taxes67/77€0€499▲
Profit (loss) for the period9904€-18k€-9k▲
Profit (loss) for the period to be appropriated9905€-18k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€8k▼
Profit (loss) brought forward from the previous period14P€35k€17k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
31-12
Financial
Weakest financial yearnet €-18k ▼456%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ganzenweidestraat 3031130 BrusselGround area
2.2 ha
Building footprint
5,898 m²
Volume, LiDAR
46,631 m³
Parcel 21821A0190/00F003, Brussels · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NT Build
since 20182.282.066.441
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21821A0190/00F003 | Brussels | 2.2 ha | 1 · 5,898 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,358 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2018
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:nt-build.be
E-mail:contact@ntbuild.be