Nspire
ActiveNspire has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €30k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 62% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.43 against 1.8 in 2023; short-term debt: 25.2% and cash: 37.6% of total assets), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
48.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
192021222325
2019 to 2025 · latest year €46k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
10 d late
2023
36 d early
2022
55 d early
2021
2 d early
2020
61 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 50.8%
2023 · €30k
2019: €17k
2020: €6k
2021: €5k
2022: €161
2023: €30k
2019 → 2025
Total assets
€61k▲ 36.8%
2023 · €45k
2019: €36k
2020: €24k
2021: €14k
2022: €15k
2023: €45k
2019 → 2025
Net result
€30k▼ 1.6%
2023 · €30k
2019: €11k
2020: €-11k
2021: €-1k
2022: €-4k
2023: €30k
2019 → 2025
Working capital
€37k▲ 227%
2023 · €11k
2019: €16k
2020: €4k
2021: €3k
2022: €-540
2023: €11k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€6k-€5k▼ 18.4%€161▼ 96.5%€30k▲ 18,646%€46k▲ 50.8%
Operating result€-11k-€682€-2k€40k€37k▼ 6.3%
Net result€-11k-€-1k▲ 90.8%€-4k▼ 329%€30k€30k▼ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €37k in 2025, compared with €40k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €61k
Fixed assets
€8k▼ 55.9%
Current assets
€53k▲ 105%
Equity and liabilities €61k
Equity
€46k▲ 50.8%
Debt
€15k▲ 7.3%
The debt ratio falls from 32.1% to 25.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▼
2023 · €44k
Cash flow
€36k▲
2023 · €34k
Solvency
74.8%▲
2023 · 67.9%
Current ratio
3.43▲
2023 · 1.80
Quick ratio
3.43▲
2023 · 1.80
Debt / equity
0.34▼
2023 · 0.47
ROE
64.9%▼
2023 · 99.5%
ROA
48.6%▼
2023 · 67.5%
Interest coverage
292.57▲
2023 · 216.26
Debt
€15k▲
2023 · €14k
Debt ≤ 1 year
€15k▲
2023 · €14k
Income taxes
€8k▼
2023 · €10k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€45k€61k▲
Fixed assets21/28€19k€8k▼
Tangible fixed assets22/27€19k€8k▼
Furniture and vehicles24€19k€8k▼
Current assets29/58€26k€53k▲
Amounts receivable within one year40/41€21k€30k▲
Trade receivables40€20k€30k▲
Other amounts receivable41€1k€5▼
Cash at bank and in hand54/58€4k€23k▲
Deferred charges and accrued income490/1€377-
Equity and liabilities
Total equity and liabilities10/49€45k€61k▲
Equity10/15€30k€46k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€22k€38k▲
Amounts payable17/49€14k€15k▲
Amounts payable within one year42/48€14k€15k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€273€671▲
Suppliers440/4€273€671▲
Taxes, remuneration and social security45€13k€13k▼
Taxes450/3€13k€13k▼
Other amounts payable47/48€803€1k▲
Income statement
Code20232025
Non-recurring operating income76A€14k-
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€3k€962▼
Non-recurring operating charges66A-€112
Gross operating margin9900€47k€47k▼
Operating profit (loss)9901€40k€37k▼
Financial income75/76B€0€71▲
Recurring financial income75€0€71▲
Financial charges65/66B€204€149▼
Recurring financial charges65€204€149▼
Profit (loss) for the period before taxes9903€40k€37k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€30k€30k▼
Profit (loss) for the period to be appropriated9905€30k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€38k▲
Profit (loss) brought forward from the previous period14P€-8k€8k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €30k
Net result €30k after 3 loss-making years.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-11k ▼205%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neptunuslaan 291190 VorstGround area
281 m²
Building footprint
190 m²
Volume, LiDAR
3,341 m³
Parcel 21383B0026/00Z000, Brussels · tallest building 20.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Nspire
since 20182.287.322.752
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0026/00Z000 | Brussels | 281 m² | 1 · 190 m² | 20.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NMGE
BE 0755.967.421
Welkenraedt · Eq €46k
OP WIELTJES
BE 0894.207.564
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Kaatwee
BE 0506.762.444
Ranst · Eq €45k
Guud
BE 0735.881.293
Ukkel · Eq €46k
IQM Solutions
BE 0807.518.169
Merelbeke-Melle · Eq €46k
Of 10,463 companies in sector 86995 we hold annual accounts for 885. 672 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2018
Fiscal year end31-12
Activities, NACEBEL
86909Human health activities
86995Nutrition and dietetics services
82100Office administrative and support services
82190Office administrative, office support and other business support activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.