NSLJ
ActiveThe computed 12-month bankruptcy probability of NSLJ is 3.0% (moderate). The 2025 annual accounts show equity of €73k and a net result of €24k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 13270 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-9
Solvency75▼-17
Growth52=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 2.04 in 2024; short-term debt: 46.7% and cash: 17.9% of total assets), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.5%
Return on assets
16.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
25 d late
2024
31 d late
2023
29 d late
2022
on the day
2021
26 d late
2020
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▼ 19.9%
2024 · €91k
2020: €42k
2021: €43k
2022: €53k
2023: €69k
2024: €91k
2020 → 2025
Total assets
€145k▲ 6.5%
2024 · €136k
2020: €115k
2021: €136k
2022: €131k
2023: €131k
2024: €136k
2020 → 2025
Net result
€24k▲ 11.5%
2024 · €22k
2020: €42k
2021: €13k
2022: €10k
2023: €16k
2024: €22k
2020 → 2025
Working capital
€33k▼ 27.8%
2024 · €46k
2020: €14k
2021: €3k
2022: €11k
2023: €22k
2024: €46k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€53k▲ 24.3%€69k▲ 30.4%€91k▲ 31.7%€73k▼ 19.9%
Operating result€23k-€23k▲ 0.2%€34k▲ 50.3%€39k▲ 13.9%€46k▲ 18.7%
Net result€13k-€10k▼ 20.6%€16k▲ 55.6%€22k▲ 36.1%€24k▲ 11.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€44k▼ 2.7%
Current assets
€101k▲ 11.1%
Equity and liabilities €145k
Equity
€73k▼ 19.9%
Debt
€72k▲ 60.6%
The debt ratio rises from 32.9% to 49.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€58k▲
2024 · €52k
Cash flow
€36k▲
2024 · €35k
Solvency
50.5%▼
2024 · 67.1%
Current ratio
1.50▼
2024 · 2.04
Quick ratio
1.45▼
2024 · 1.93
Debt / equity
0.98▲
2024 · 0.49
ROE
33.5%▲
2024 · 24.1%
ROA
16.9%▲
2024 · 16.2%
Interest coverage
4.51▼
2024 · 5.65
Debt
€72k▲
2024 · €45k
Debt ≤ 1 year
€68k▲
2024 · €45k
Debt > 1 year
€4k▲
2024 · €0
Income taxes
€12k▲
2024 · €10k
Staff costs
€702▼
2024 · €801
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€136k€145k▲
Fixed assets21/28€45k€44k▼
Tangible fixed assets22/27€45k€44k▼
Land and buildings22-€1k
Plant, machinery and equipment23€3k€3k▲
Furniture and vehicles24€38€6k▲
Leasing and similar rights25€38k€30k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€91k€101k▲
Amounts receivable after more than one year29€24k€24k=
Other amounts receivable291€24k€24k=
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Amounts receivable within one year40/41€36k€47k▲
Trade receivables40€0€172▲
Other amounts receivable41€36k€47k▲
Cash at bank and in hand54/58€26k€26k▲
Deferred charges and accrued income490/1€850€1k▲
Equity and liabilities
Total equity and liabilities10/49€136k€145k▲
Equity10/15€91k€73k▼
Contributions10/11€100€100=
Reserves13€91k€73k▼
Distributable reserves133€91k€73k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€45k€72k▲
Amounts payable after more than one year17€0€4k▲
Financial debts170/4€0€4k▲
Amounts payable within one year42/48€45k€68k▲
Current portion of amounts payable after more than one year42€12k€2k▼
Financial debts43€0-
Other loans439€0-
Trade debts44€30k€15k▼
Suppliers440/4€30k€15k▼
Advances received on contracts in progress46€360€182▼
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€8k▲
Remuneration and social security454/9€0-
Other amounts payable47/48-€43k
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€801€702▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€364€0▼
Gross operating margin9900€54k€60k▲
Operating profit (loss)9901€39k€46k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€9k€13k▲
Recurring financial charges65€9k€13k▲
Profit (loss) for the period before taxes9903€32k€36k▲
Income taxes67/77€10k€12k▲
Profit (loss) for the period9904€22k€24k▲
Profit (loss) for the period to be appropriated9905€22k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€24k▲
Transfer from equity791/2-€43k
Transfer to equity691/2€22k€24k▲
To other reserves6921€22k€24k▲
Profit to be distributed694/7-€43k
Return on contributions (dividend)694-€43k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €10k ▼20.6%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heikant(STE) 329190 StekeneGround area
383 m²
Building footprint
135 m²
Volume, LiDAR
577 m³
Parcel 46322C1168/00F000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Frituur Den Heikant
since 20192.297.027.702
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46322C1168/00F000 | Flanders | 383 m² | 1 · 135 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteStekene2.297.027.702
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VPHUT
BE 0764.510.250
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Traiteur Toulouse
BE 0515.987.639
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GAS TERMINAL AND STORAGE VENTURE
BE 0839.311.702
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Bedly
BE 0888.237.710
Wingene · Eq €73k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,137 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2019
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.