NS & Y

Active

Private limited companyfounded 2025incorporated this yearRue du Commerce 22, 1300 Wavre, BelgiumKBO/BCE: BE 1031.472.165

Summary

NS & Y is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show negative equity (-€636) and a net result of -€4,136. Its solvency ranks better than 21% of 5299 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

NS & YActiveChecked score 4/100

Risk analysis Report Compare

Activity

Day spas, saunas and steam baths

NACE 96230

Size

€2,480total assets 2025

Equity: -€636
Loss: -€4,136

Turnover not published (abridged schema)

Financial health

4 Critical Checked score 2025

Too young for a probability

Structure

Accounts filed 51 d late0 of 1 deed read

Why 4- Negative equity- Young companyFiled after the deadlineShow the evidence

Checked score

Score 2025

4 / 100

Critical

Without a bankruptcy probability: score from the figures alone

Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 0

equity -25.6% of total assets

Liquidity 13

short-term debt 125.6% · cash 10.5%

Profitability 0

return on assets -166.7%

Bankruptcy probability, 12 months

This company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.

No credit on open account

balance sheet total too small for a liquidity verdict, and equity is negative.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Young company

Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-09-2026, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

51 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage