NPMC
ActiveNPMC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-971k) and a net result of €282k. Equity is shrinking by ~15% per year across the filed fiscal years. Its solvency ranks better than 5% of 5498 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5498 sector peers (2025).
NBB · sector comparisonPosition among 5498 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-04-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
21 d early
2023
54 d early
2022
46 d early
2021
1 d early
2020
11 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-971k▲ 22.5%
2024 · €-1.25M
2018: €143k
2019: €75k
2020: €10k
2021: €-1.69M
2022: €-1.44M
2023: €-1.34M
2024: €-1.25M
2018 → 2025
Net result
€282k▲ 233%
2024 · €85k
2018: €-34k
2019: €-68k
2020: €-65k
2021: €-1.70M
2022: €250k
2023: €106k
2024: €85k
2018 → 2025
Total assets
€73k▲ 26.8%
2024 · €57k
2018: €1.26M
2019: €1.43M
2020: €1.50M
2021: €100k
2022: €45k
2023: €40k
2024: €57k
2018 → 2025
Solvency
-1335.0%▲ 849.7pp
2024 · -2184.6%
2018: 11.3%
2019: 5.3%
2020: 0.7%
2021: -1685.9%
2022: -3220.7%
2023: -3317.7%
2024: -2184.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-1.69M-€-1.44M▲ 14.7%€-1.34M▲ 7.3%€-1.25M▲ 6.3%€-971k▲ 22.5%
Operating result€11k-€24k▲ 124%€116k▲ 381%€95k▼ 18.1%€293k▲ 209%
Net result€-1.70M-€250k€106k▼ 57.5%€85k▼ 20.0%€282k▲ 233%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 209% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€18k▲ 19.0%
Current assets
€55k▲ 29.6%
Key figures and ratios
ROA
388.1%▲
2024 · 147.9%
Debt
€1.04M▼
2024 · €1.31M
Debt ≤ 1 year
€1.04M▼
2024 · €1.31M
Income taxes
€680▼
2024 · €1k
A ratio outside any meaningful range has been withheld (balance sheet total €73k, equity €-971k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€73k▲
Fixed assets21/28€15k€18k▲
Tangible fixed assets22/27€4k€7k▲
Plant, machinery and equipment23€2k€6k▲
Furniture and vehicles24€197-
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€11k€11k=
Current assets29/58€42k€55k▲
Amounts receivable within one year40/41€37k€50k▲
Trade receivables40€34k€48k▲
Other amounts receivable41€3k€3k=
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€57k€73k▲
Equity10/15€-1.25M€-971k▲
Contributions10/11€12k€12k=
Reserves13€7k€7k=
Tax-exempt reserves132€5k€5k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-1.27M€-990k▲
Amounts payable17/49€1.31M€1.04M▼
Amounts payable within one year42/48€1.31M€1.04M▼
Financial debts43€95k€87k▼
Credit institutions430/8€95k€87k▼
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€13k€20k▲
Taxes450/3€13k€20k▲
Other amounts payable47/48€1.20M€930k▼
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€98k€296k▲
Operating profit (loss)9901€95k€293k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€86k€283k▲
Income taxes67/77€1k€680▼
Profit (loss) for the period9904€85k€282k▲
Profit (loss) for the period to be appropriated9905€85k€282k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.27M€-990k▲
Profit (loss) brought forward from the previous period14P€-1.36M€-1.27M▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €282k ▲233%
Operating result €293k, net result €282k, both a record.
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €250k
Net result €250k after 4 loss-making years.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Weakest financial yearnet €-1.70M
Net result drops to €-1.70M, the lowest in the series; recovery starts the following year.
19-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graaf H. Goethalslaan 299840 Nazareth-De PinteGround area
1,204 m²
Building footprint
283 m²
Volume, LiDAR
1,653 m³
Parcel 44012C0165/00E002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Carl Mourisse
since 20132.215.483.661
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012C0165/00E002 | Flanders | 1,204 m² | 1 · 283 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 5,089 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2012
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70100Activities of head offices
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.