NPA architecten
ActiveSummary
NPA architecten has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €35k. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+64
Solvency49▲+9
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.53 in 2024; short-term debt: 18.7% and cash: 6.9% of total assets), but 76.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.8%
Return on assets
12.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
119 d late
2023
on the day
2022
on the day
2021
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€82k
EBIT margin
16.9%
Net result
€35k
2024 · €-9k
2021: €11k
2022: €-2k
2023: €30k
2024: €-9k
2021 → 2025
Working capital
€42k▲ 166%
2024 · €16k
2021: €8k
2022: €8k
2023: €37k
2024: €16k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€82k-
Equity€15k-€13k▼ 10.9%€43k▲ 228%€34k▼ 21.9%€64k▲ 92.2%
Operating result€14k-€-142€40k€-3k€55k
Net result€11k-€-2k€30k€-9k€35k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €55k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €271k
Fixed assets
€178k ▼ 3.4%
Current assets
€93k ▲ 103%
Equity and liabilities €271k
Equity
€64k ▲ 92.2%
Debt
€206k ▲ 5.0%
Debt's share of the balance-sheet total falls from 85.4% to 76.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▲
2024 · €6k
Cash flow
€44k▲
2024 · €-1k
Current ratio
1.83▲
2024 · 1.53
Debt to equity
3.20▼
2024 · 5.86
ROE
54.2%▲
2024 · -28.0%
ROA
12.9%▲
2024 · -4.1%
Interest coverage
8.86▲
2024 · 0.88
Debt ≤ 1 year
€51k▲
2024 · €30k
Debt > 1 year
€155k▼
2024 · €165k
Income taxes
€13k▲
2024 · €319
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€230k€271k▲
Fixed assets21/28€184k€178k▼
Tangible fixed assets22/27€184k€178k▼
Land and buildings22€180k€173k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€336€2k▲
Financial fixed assets28€300€0▼
Current assets29/58€46k€93k▲
Amounts receivable within one year40/41€24k€72k▲
Trade receivables40€17k€39k▲
Other amounts receivable41€7k€33k▲
Cash at bank and in hand54/58€19k€19k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€230k€271k▲
Equity10/15€34k€64k▲
Contributions10/11€4k€4k=
Reserves13€30k€60k▲
Distributable reserves133€30k€60k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€197k€206k▲
Amounts payable after more than one year17€165k€155k▼
Financial debts170/4€165k€155k▼
Amounts payable within one year42/48€30k€51k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€1k€10k▲
Suppliers440/4€1k€10k▲
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€14k€17k▲
Other amounts payable47/48€5k€13k▲
Accrued charges and deferred income492/3€2k€408▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€860€751▼
Gross operating margin9900€6k€65k▲
Operating profit (loss)9901€-3k€55k▲
Financial income75/76B€7€0▼
Recurring financial income75€7€0▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€-9k€48k▲
Income taxes67/77€319€13k▲
Profit (loss) for the period9904€-9k€35k▲
Profit (loss) for the period to be appropriated9905€-9k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€35k▲
Transfer from equity791/2€9k€0▼
Transfer to equity691/2€0€31k▲
To other reserves6921€0€31k▲
Profit to be distributed694/7-€4k
Directors or managers695-€4k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 119 days late
2024
31-12
Financial
Weakest financial yearnet €-9k ▼131%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bevekomsestraat 933360 BierbeekGround area
996 m²
Building footprint
173 m²
Volume, LiDAR
571 m³
Parcel 24011I0181/00G002, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NPA architecten
since 20212.318.516.566
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24011I0181/00G002 | Flanders | 996 m² | 1 · 173 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 405 EUR awarded · 405 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 405 EUR |
| 2023 | 1 | 405 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Architectenbureau Maaike Van Rossum
BE 0541.759.153
Steenokkerzeel · Eq €64,452
DUO-TEK
BE 0860.885.094
Beringen · Eq €64,463
HARD ARCHITECTEN
BE 0798.450.253
Herk-de-Stad · Eq €64,391
Enplus Architecten
BE 0799.773.809
Gent · Eq €64,390
ARCHITECT VAN SCHELSTRAETE
BE 0778.686.504
Zulte · Eq €64,382
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,431 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.