NP Consult
ActiveThe computed 12-month bankruptcy probability of NP Consult is 3.0% (moderate). The 2025 annual accounts show equity of €5k and a net result of €6k. Its solvency ranks better than 10% of 252 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency9▼-37
Growth78
Stability82
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.72 against 1.09 in 2024), and 94.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 252 sector peers (2025).
NBB · sector comparisonPosition among 252 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5k
2024 · €-1k
2024: €-1k
2024 → 2025
Total assets
€89k▲ 14.5%
2024 · €78k
2024: €78k
2024 → 2025
Net result
€6k
2024 · €-4k
2024: €-4k
2024 → 2025
Working capital
€-14k
2024 · €1k
2024: €1k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€-1k-€5k
Operating result€-3k-€10k
Net result€-4k-€6k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€53k▼ 15.4%
Current assets
€36k▲ 143%
Equity and liabilities €89k
Equity
€5k
Debt
€84k
Debt finances 94.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€28k▲
2024 · €-1k
Cash flow
€23k▲
2024 · €-2k
Solvency
5.5%▲
2024 · -1.4%
Current ratio
0.72▼
2024 · 1.09
Quick ratio
0.72▼
2024 · 1.09
Debt / equity
17.14▲
2024 · -70.42
ROE
122.8%▼
2024 · 322.9%
ROA
6.8%▲
2024 · -4.7%
Interest coverage
12.42▲
2024 · -3.21
Debt
€84k▲
2024 · €79k
Debt ≤ 1 year
€49k▲
2024 · €14k
Debt > 1 year
€35k▼
2024 · €65k
Income taxes
€2k▲
2024 · €83
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€89k▲
Fixed assets21/28€63k€53k▼
Intangible fixed assets21-€1k
Tangible fixed assets22/27€63k€52k▼
Furniture and vehicles24€63k€52k▼
Current assets29/58€15k€36k▲
Amounts receivable within one year40/41€9k€16k▲
Trade receivables40-€16k
Other amounts receivable41€9k€0▼
Cash at bank and in hand54/58€4k€18k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€78k€89k▲
Equity10/15€-1k€5k▲
Contributions10/11€3k€3k=
Reserves13-€2k
Distributable reserves133-€2k
Profit (loss) carried forward14€-4k€0▲
Amounts payable17/49€79k€84k▲
Amounts payable after more than one year17€65k€35k▼
Financial debts170/4€65k€35k▼
Amounts payable within one year42/48€14k€49k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€1k€30k▲
Taxes450/3€1k€30k▲
Other amounts payable47/48€305€407▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€17k▲
Other operating charges640/8€387€2k▲
Non-recurring operating charges66A-€849
Gross operating margin9900€-699€30k▲
Operating profit (loss)9901€-3k€10k▲
Financial charges65/66B€338€2k▲
Recurring financial charges65€338€2k▲
Profit (loss) for the period before taxes9903€-4k€8k▲
Income taxes67/77€83€2k▲
Profit (loss) for the period9904€-4k€6k▲
Profit (loss) for the period to be appropriated9905€-4k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€2k▲
Profit (loss) brought forward from the previous period14P-€-4k
Transfer to equity691/2-€2k
To other reserves6921-€2k
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2024
Ground area
5,158 m²
Building footprint
189 m²
Volume, LiDAR
1,073 m³
Parcel 31001C1072/00P000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NP Consult
since 20242.359.541.529
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31001C1072/00P000 | Flanders | 5,158 m² | 1 · 189 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,430 companies in sector 79110 we hold annual accounts for 874. 202 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2024
Fiscal year end31-12
Activities, NACEBEL
79110Travel agency activities
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
47910Retail trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.