NOZ
ActiveNOZ has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-52k) and a net result of €-23k. Equity is shrinking by ~97.8% per year across the filed fiscal years. Its solvency ranks better than 8% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
31
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability14▲+6
Solvency12▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.2 in 2023; short-term debt: 54.7% and cash: 0.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-13.3%
Return on assets
-6%
Age of the figures
20 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €-52k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-08-2025, 1 day late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
1 d late
2023
37 d early
2022
on the day
2021
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-52k▼ 83.0%
2023 · €-28k
2021: €16k
2022: €19k
2023: €-28k
2021 → 2024
Total assets
€388k▲ 4.6%
2023 · €371k
2021: €64k
2022: €54k
2023: €371k
2021 → 2024
Net result
€-23k▲ 50.2%
2023 · €-47k
2021: €17k
2022: €3k
2023: €-47k
2021 → 2024
Working capital
€-193k▼ 47.4%
2023 · €-131k
2021: €5k
2022: €2k
2023: €-131k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€16k-€19k▲ 16.6%€-28k€-52k▼ 83.0%
Operating result€22k-€7k▼ 68.0%€-42k€-13k▲ 68.6%
Net result€17k-€3k▼ 79.4%€-47k€-23k▲ 50.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2024 against €42k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €388k
Fixed assets
€369k▲ 8.9%
Current assets
€19k▼ 40.3%
Key figures and ratios
EBITDA
€4k▲
2023 · €3k
Cash flow
€-7k▼
2023 · €-2k
Solvency
-13.3%▼
2023 · -7.6%
Current ratio
0.09▼
2023 · 0.20
Quick ratio
0.09▼
2023 · 0.20
Debt / equity
-8.50▲
2023 · -14.12
ROA
-6.0%▲
2023 · -12.7%
Interest coverage
0.35▼
2023 · 0.63
Debt
€440k▲
2023 · €400k
Debt ≤ 1 year
€212k▲
2023 · €163k
Debt > 1 year
€228k▼
2023 · €236k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€371k€388k▲
Fixed assets21/28€339k€369k▲
Tangible fixed assets22/27€339k€369k▲
Land and buildings22€325k€358k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€12k€9k▼
Financial fixed assets28€300€300=
Current assets29/58€33k€19k▼
Amounts receivable within one year40/41€11k€8k▼
Trade receivables40€11k€6k▼
Other amounts receivable41-€2k
Current investments50/53€4k€8k▲
Cash at bank and in hand54/58€16k€2k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€371k€388k▲
Equity10/15€-28k€-52k▼
Contributions10/11€100€100=
Profit (loss) carried forward14€-28k€-52k▼
Amounts payable17/49€400k€440k▲
Amounts payable after more than one year17€236k€228k▼
Financial debts170/4€236k€228k▼
Amounts payable within one year42/48€163k€212k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€1k€607▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€150k€196k▲
Income statement
Code20232024
Non-recurring operating income76A-€82
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€17k▼
Other operating charges640/8€5k€622▼
Non-recurring operating charges66A-€68
Gross operating margin9900€8k€4k▼
Operating profit (loss)9901€-42k€-13k▲
Financial income75/76B€19€28▲
Recurring financial income75€19€28▲
Financial charges65/66B€5k€10k▲
Recurring financial charges65€5k€10k▲
Profit (loss) for the period before taxes9903€-47k€-23k▲
Income taxes67/77€110-
Profit (loss) for the period9904€-47k€-23k▲
Profit (loss) for the period to be appropriated9905€-47k€-23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-52k▼
Profit (loss) brought forward from the previous period14P€19k€-28k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-47k ▼1456%
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Eisenhowerlaan 1771030 SchaarbeekGround area
169 m²
Building footprint
106 m²
Volume, LiDAR
1,401 m³
Parcel 21904B0485/00Z003, Brussels · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
NOZ
since 20202.305.369.405
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21904B0485/00Z003 | Brussels | 169 m² | 1 · 106 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Alongsight
BE 1004.380.362
Mechelen · Eq €19k
DS CAPITAL
BE 1015.837.349
Limbourg · Eq €19k
Arjati
BE 0791.692.026
Vorst · Eq €19k
JKS Management
BE 0694.921.856
Sint-Pieters-Woluwe · Eq €19k
ZANABO
BE 0686.766.433
Sint-Niklaas · Eq €19k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 29,956 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.