NOWA
BankruptcyThe KBO register records for NOWA the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2022 annual accounts show equity of €11k and a net result of €7k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 29-09-2023, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
60 d late
2021
101 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Turnover
€633k▼ 14.3%
2021 · €739k
2021: €739k
2021 → 2022
EBIT margin
3.0%▲ 1.9pp
2021 · 1.2%
2021: 1.2%
2021 → 2022
Net result
€7k▲ 271%
2021 · €2k
2021: €2k
2021 → 2022
Working capital
€2k
2021 · €-7k
2021: €-7k
2021 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022Trend
Turnover€739k-€633k▼ 14.3%
Equity€4k-€11k▲ 185%
Operating result€9k-€19k▲ 124%
Net result€2k-€7k▲ 271%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2022; 2022 is 124% above 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €205k
Fixed assets
€9k▼ 13.2%
Current assets
€195k▲ 87.1%
Equity and liabilities €205k
Equity
€11k▲ 185%
Debt
€193k▲ 74.0%
The debt ratio falls from 96.5% to 94.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▲
2021 · €10k
Cash flow
€9k▲
2021 · €3k
Solvency
5.5%▲
2021 · 3.5%
Current ratio
1.01▲
2021 · 0.94
Quick ratio
0.68▼
2021 · 0.94
Debt / equity
17.02▼
2021 · 27.86
ROE
64.9%▲
2021 · 49.8%
ROA
3.6%▲
2021 · 1.7%
Interest coverage
101.89
Debt
€193k▲
2021 · €111k
Debt ≤ 1 year
€193k▲
2021 · €111k
Income taxes
€12k▲
2021 · €7k
Staff costs
€4k▲
2021 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€115k€205k▲
Fixed assets21/28€11k€9k▼
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€6k€5k▼
Financial fixed assets28€5k€5k=
Current assets29/58€104k€195k▲
Stocks and contracts in progress3-€63k
Stocks30/36-€63k
Amounts receivable within one year40/41€104k€132k▲
Trade receivables40€27k€27k=
Other amounts receivable41€78k€105k▲
Equity and liabilities
Total equity and liabilities10/49€115k€205k▲
Equity10/15€4k€11k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€2k€9k▲
Amounts payable17/49€111k€193k▲
Amounts payable within one year42/48€111k€193k▲
Financial debts43€4k€2k▼
Credit institutions430/8€4k€2k▼
Trade debts44€58k€175k▲
Suppliers440/4€58k€175k▲
Taxes, remuneration and social security45€7k€15k▲
Taxes450/3€7k€15k▲
Remuneration and social security454/9-€774
Other amounts payable47/48€42k-
Income statement
Code20212022
Turnover70€739k€633k▼
Goods, raw materials, services and sundry goods60/61€722k€603k▼
Remuneration, social security and pensions62€2k€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€994€1k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€17k€30k▲
Operating profit (loss)9901€9k€19k▲
Financial income75/76B€747-
Recurring financial income75€747-
Financial charges65/66B-€202
Recurring financial charges65-€202
Profit (loss) for the period before taxes9903€9k€19k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€9k▲
Profit (loss) brought forward from the previous period14P-€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 101 days late
NBB filing
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1.0 ha
Building footprint
2,289 m²
Volume, LiDAR
25,507 m³
Parcel 11052C0585/00T002, Flanders · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NOWA
since 20202.302.584.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0585/00T002 | Flanders | 1.0 ha | 1 · 2,288 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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F-KARTAL
BE 0848.568.767
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PEPITE STORE
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BEECIVAN
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Of 1,046 companies in sector 47559 we hold annual accounts for 349. 204 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2020
Fiscal year end31-12
Activities, NACEBEL
47559Retail sale of other household articles
47599Retail trade
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.