NOw kiT
ActiveNOw kiT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €10k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 26% of 27172 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency32▲+12
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.89 in 2024), and 75.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.4%
Return on assets
5.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
4 d late
2023
36 d late
2022
22 d late
2021
67 d early
2020
3 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€932k
EBIT margin
2.9%
Net result
€10k
2024 · €-5k
2018: €-9k
2019: €3k
2020: €-487
2021: €6k
2022: €6k
2023: €14k
2024: €-5k
2018 → 2025
Working capital
€-20k▼ 7.3%
2024 · €-18k
2018: €-92
2019: €351
2020: €-866
2021: €-5k
2022: €-22k
2023: €-27k
2024: €-18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€932k
Equity€22k-€28k▲ 26.9%€42k▲ 48.4%€37k▼ 13.0%€47k▲ 27.8%
Operating result€6k-€12k▲ 102%€27k▲ 126%€107k▲ 300%€15k▼ 85.6%
Net result€6k-€6k▲ 1.6%€14k▲ 128%€-5k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€90k▲ 36.1%
Current assets
€101k▼ 35.2%
Equity and liabilities €191k
Equity
€47k▲ 27.8%
Debt
€145k▼ 22.2%
The debt ratio falls from 83.6% to 75.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€45k▼
2024 · €125k
Cash flow
€40k▲
2024 · €12k
Solvency
24.4%▲
2024 · 16.4%
Current ratio
0.84▼
2024 · 0.89
Quick ratio
0.77▲
2024 · 0.68
Debt / equity
3.10▼
2024 · 5.09
ROE
21.8%▲
2024 · -14.9%
ROA
5.3%▲
2024 · -2.5%
Interest coverage
4.88▼
2024 · 5.40
Debt
€145k▼
2024 · €186k
Debt ≤ 1 year
€121k▼
2024 · €175k
Debt > 1 year
€6k▼
2024 · €11k
Income taxes
€-2k
Staff costs
€61k▼
2024 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€222k€191k▼
Fixed assets21/28€66k€90k▲
Tangible fixed assets22/27€64k€88k▲
Plant, machinery and equipment23€36k€60k▲
Furniture and vehicles24€28k€28k▼
Financial fixed assets28€2k€2k=
Current assets29/58€156k€101k▼
Stocks and contracts in progress3€38k€8k▼
Stocks30/36-€8k
Contracts in progress37€38k-
Amounts receivable within one year40/41€118k€87k▼
Trade receivables40€94k€39k▼
Other amounts receivable41€24k€48k▲
Cash at bank and in hand54/58€18€3k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€222k€191k▼
Equity10/15€37k€47k▲
Contributions10/11€10k€10k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€24k€35k▲
Amounts payable17/49€186k€145k▼
Amounts payable after more than one year17€11k€6k▼
Financial debts170/4€11k€6k▼
Amounts payable within one year42/48€175k€121k▼
Current portion of amounts payable after more than one year42-€5k
Financial debts43€55k€40k▼
Credit institutions430/8€55k€40k▼
Trade debts44€27k€55k▲
Suppliers440/4€27k€55k▲
Taxes, remuneration and social security45€23k€4k▼
Taxes450/3€14k€3k▼
Remuneration and social security454/9€9k€787▼
Other amounts payable47/48€70k€18k▼
Accrued charges and deferred income492/3-€17k
Income statement
Code20242025
Non-recurring operating income76A€25k€80k▲
Remuneration, social security and pensions62€120k€61k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€30k▲
Other operating charges640/8€4k€6k▲
Gross operating margin9900€249k€112k▼
Operating profit (loss)9901€107k€15k▼
Financial income75/76B-€2k
Recurring financial income75-€849
Non-recurring financial income76B-€1k
Financial charges65/66B€113k€9k▼
Recurring financial charges65€23k€9k▼
Non-recurring financial charges66B€90k-
Profit (loss) for the period before taxes9903€-5k€8k▲
Income taxes67/77-€-2k
Profit (loss) for the period9904€-5k€10k▲
Profit (loss) for the period to be appropriated9905€-5k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€35k▲
Profit (loss) brought forward from the previous period14P€30k€24k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
31-12
Financial
Highest result since 2018net €14k ▲128%
Net result €14k, the highest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2015
Ground area
208 m²
Building footprint
64 m²
Volume, LiDAR
313 m³
Parcel 53042A0482/00A000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Now Kit
since 20152.239.926.077
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53042A0482/00A000 | Wallonia | 208 m² | 1 · 64 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,529 companies in sector 41001 we hold annual accounts for 15,848. 12,872 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-02-2015
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43995Specialised construction activities
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43110Demolition
43120Site preparation
43211General electrical installation work
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43332Laying of wooden floor and wall coverings
43410Roofing work
43422Screed work
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
47529Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.