Novo Dynamic is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €106k and a net result of €60k. Its solvency ranks better than 55% of 8018 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
95 d early
2024
95 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 133%
2024 · €45k
2024: €45k
2024 → 2025
Net result
€60k▲ 42.8%
2024 · €42k
2024: €42k
2024 → 2025
Total assets
€183k▲ 69.6%
2024 · €108k
2024: €108k
2024 → 2025
Solvency
57.8%▲ 15.8pp
2024 · 42.0%
2024: 42.0%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€45k-€106k▲ 133%
Operating result€58k-€85k▲ 47.9%
Net result€42k-€60k▲ 42.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 48% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€30k▼ 30.9%
Current assets
€153k▲ 136%
Equity and liabilities €183k
Equity
€106k▲ 133%
Debt
€77k▲ 23.4%
The debt ratio falls from 58.0% to 42.2%. Equity and debt are higher.
Key figures and ratios
Solvency
57.8%▲
2024 · 42.0%
ROE
57.2%▼
2024 · 93.4%
ROA
33.0%▼
2024 · 39.2%
Debt
€77k▲
2024 · €63k
Debt ≤ 1 year
€61k▲
2024 · €35k
Debt > 1 year
€16k▼
2024 · €27k
Income taxes
€24k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€183k▲
Fixed assets21/28€43k€30k▼
Tangible fixed assets22/27€43k€30k▼
Furniture and vehicles24€43k€30k▼
Current assets29/58€65k€153k▲
Amounts receivable within one year40/41€15k€20k▲
Trade receivables40€15k€20k▲
Cash at bank and in hand54/58€49k€133k▲
Deferred charges and accrued income490/1-€142
Equity and liabilities
Total equity and liabilities10/49€108k€183k▲
Equity10/15€45k€106k▲
Contributions10/11€3k€3k=
Reserves13€42k€103k▲
Distributable reserves133€42k€103k▲
Amounts payable17/49€63k€77k▲
Amounts payable after more than one year17€27k€16k▼
Financial debts170/4€27k€16k▼
Amounts payable within one year42/48€35k€61k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€1k€16k▲
Suppliers440/4€1k€16k▲
Taxes, remuneration and social security45€23k€34k▲
Taxes450/3€23k€34k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€13k▲
Other operating charges640/8€708€804▲
Gross operating margin9900€67k€99k▲
Operating profit (loss)9901€58k€85k▲
Financial income75/76B-€229
Recurring financial income75-€229
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€57k€84k▲
Income taxes67/77€14k€24k▲
Profit (loss) for the period9904€42k€60k▲
Profit (loss) for the period to be appropriated9905€42k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€60k▲
Transfer to equity691/2€42k€60k▲
To other reserves6921€42k€60k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 6 augustus 2026
- Registered-office move, Spinnerijkaai(Kor) 45 bus 0102, 8500 Kortrijk
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €106k ▲133%
2 profitable years in a row build equity to €106k.
27-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spinnerijkaai(Kor) 458500 KortrijkGround area
9,215 m²
Building footprint
3,590 m²
Volume, LiDAR
49,165 m³
Parcel 34353B0083/00Y004, Flanders · tallest building 21.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Novo Dynamic
since 20242.358.263.505
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353B0083/00Y004 | Flanders | 9,215 m² | 1 · 3,590 m² | 21.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
SOCIETE DU LIS
BE 0881.628.050
Brussel · Eq €106k
Mi.So.Em.Sahakyan
BE 0792.967.575
Middelkerke · Eq €106k
PATER
BE 0633.540.850
Aalst · Eq €106k
KREST 3
BE 0846.683.108
Brussel · Eq €106k
SOLUTION MEDIAS
BE 0816.558.668
Namur · Eq €106k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 12,457 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-04-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.