NOVIA ENGINEERING
ActiveNOVIA ENGINEERING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €30k. Equity is shrinking by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 82% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+29
Growth22=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.69 against 1.17 in 2024; short-term debt: 19.1% and cash: 69% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.9%
Return on assets
44.4%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €55k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-02-2026, 73 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
73 d early
2024
78 d early
2023
50 d early
2022
40 d early
2021
43 d early
2020
149 d early
2019
163 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€27k▼ 55.2%
2019 · €61k
2018: €152k
2019: €61k
2018 → 2020
EBIT margin
0.9%▼ 4.0pp
2019 · 4.9%
2018: 55.1%
2019: 4.9%
2018 → 2020
Net result
€30k▲ 8.8%
2024 · €28k
2018: €59k
2019: €899
2020: €134
2021: €16k
2022: €19k
2023: €18k
2024: €28k
2018 → 2025
Working capital
€35k▲ 433%
2024 · €7k
2018: €89k
2019: €108k
2020: €114k
2021: €36k
2022: €50k
2023: €-2k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€50k▲ 0.5%€33k▼ 34.2%€33k=€55k▲ 66.5%
Operating result€26k-€26k▼ 0.9%€26k▼ 0.9%€42k▲ 62.9%€44k▲ 6.0%
Net result€16k-€19k▲ 18.8%€18k▼ 5.9%€28k▲ 53.4%€30k▲ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€20k▼ 24.2%
Current assets
€48k▲ 5.7%
Equity and liabilities €68k
Equity
€55k▲ 66.5%
Debt
€13k▼ 66.5%
The debt ratio falls from 54.0% to 19.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €48k
Cash flow
€37k▲
2024 · €34k
Solvency
80.9%▲
2024 · 46.0%
Current ratio
3.69▲
2024 · 1.17
Quick ratio
3.69▲
2024 · 1.17
Debt / equity
0.24▼
2024 · 1.17
ROE
54.9%▼
2024 · 84.0%
ROA
44.4%▲
2024 · 38.6%
Interest coverage
374.82▲
2024 · 363.72
Debt
€13k▼
2024 · €39k
Debt ≤ 1 year
€13k▼
2024 · €39k
Income taxes
€14k▼
2024 · €14k
Staff costs
€113
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€68k▼
Fixed assets21/28€27k€20k▼
Tangible fixed assets22/27€27k€20k▼
Furniture and vehicles24€27k€20k▼
Current assets29/58€45k€48k▲
Amounts receivable within one year40/41€81€1k▲
Other amounts receivable41€81€1k▲
Cash at bank and in hand54/58€45k€47k▲
Equity and liabilities
Total equity and liabilities10/49€72k€68k▼
Equity10/15€33k€55k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€7k€7k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€5k€5k=
Profit (loss) carried forward14€8k€30k▲
Amounts payable17/49€39k€13k▼
Amounts payable within one year42/48€39k€13k▼
Trade debts44€2k€996▼
Suppliers440/4€2k€996▼
Taxes, remuneration and social security45€13k€5k▼
Taxes450/3€13k€5k▼
Other amounts payable47/48€24k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€113
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€4k€916▼
Gross operating margin9900€52k€53k▲
Operating profit (loss)9901€42k€44k▲
Financial income75/76B€377€292▼
Recurring financial income75€377€292▼
Financial charges65/66B€132€138▲
Recurring financial charges65€132€138▲
Profit (loss) for the period before taxes9903€42k€45k▲
Income taxes67/77€14k€14k▼
Profit (loss) for the period9904€28k€30k▲
Profit (loss) for the period to be appropriated9905€28k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€38k▲
Profit (loss) brought forward from the previous period14P€8k€8k=
Profit to be distributed694/7€28k€8k▼
Return on contributions (dividend)694€28k€8k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity triplescurrent ratio 3.69
Current ratio from 1.17 to 3.69; short-term debt falls from €39k to €13k.
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity times 7current ratio 9.67
Current ratio from 1.34 to 9.67; short-term debt falls from €105k to €6k.
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-09
Financial
Weakest financial yearnet €134 ▼85.1%
Net result drops to €134, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity times 13current ratio 134.05
Current ratio from 10.18 to 134.05; short-term debt falls from €12k to €855.
2019
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
30-09
Financial
Liquidity triplescurrent ratio 10.18
Current ratio from 3.14 to 10.18; short-term debt falls from €42k to €12k.
2018
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
02-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Remicourt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Basse Voie(HOD) 174351 RemicourtGround area
760 m²
Building footprint
105 m²
Volume, LiDAR
696 m³
Parcel 64035A0015/00K000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Novia Engineering
since 20162.248.274.413
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64035A0015/00K000 | Wallonia | 760 m² | 1 · 105 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,075 companies in sector 46140 we hold annual accounts for 644. 467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2015
Fiscal year end30-09
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.