Noverik
ActiveNoverik has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €12k. Equity is growing by ~39.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.79 against 6.71 in 2024; short-term debt: 25.3% and cash: 5.3% of total assets), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
17.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
23 d early
2023
28 d late
2022
on the day
2021
11 d early
2020
2 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 31.0%
2024 · €40k
2018: €-72k
2019: €-97k
2020: €-89k
2021: €-3k
2022: €14k
2023: €16k
2024: €40k
2018 → 2025
Total assets
€70k▲ 51.8%
2024 · €46k
2018: €57k
2019: €48k
2020: €44k
2021: €35k
2022: €38k
2023: €25k
2024: €46k
2018 → 2025
Net result
€12k▼ 48.0%
2024 · €24k
2018: €-63k
2019: €-25k
2020: €8k
2021: €86k
2022: €17k
2023: €2k
2024: €24k
2018 → 2025
Working capital
€49k▲ 39.6%
2024 · €35k
2018: €-77k
2019: €-112k
2020: €-121k
2021: €-24k
2022: €2k
2023: €10k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€14k€16k▲ 15.4%€40k▲ 147%€52k▲ 31.0%
Operating result€-12k-€17k€8k▼ 54.2%€25k▲ 216%€19k▼ 23.5%
Net result€86k-€17k▼ 80.8%€2k▼ 87.0%€24k▲ 1,006%€12k▼ 48.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€3k▼ 35.9%
Current assets
€67k▲ 61.5%
Equity and liabilities €70k
Equity
€52k▲ 31.0%
Debt
€18k▲ 186%
The debt ratio rises from 13.4% to 25.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €27k
Cash flow
€14k▼
2024 · €26k
Solvency
74.7%▼
2024 · 86.6%
Current ratio
3.79▼
2024 · 6.71
Quick ratio
3.79▼
2024 · 6.71
Debt / equity
0.34▲
2024 · 0.15
ROE
23.6%▼
2024 · 59.6%
ROA
17.7%▼
2024 · 51.6%
Interest coverage
15.07▼
2024 · 76.34
Debt
€18k▲
2024 · €6k
Debt ≤ 1 year
€18k▲
2024 · €6k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€70k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€893€289▼
Current assets29/58€41k€67k▲
Amounts receivable within one year40/41€41k€63k▲
Trade receivables40€7k€7k▼
Other amounts receivable41€35k€57k▲
Cash at bank and in hand54/58€15€4k▲
Equity and liabilities
Total equity and liabilities10/49€46k€70k▲
Equity10/15€40k€52k▲
Contributions10/11€19k€19k=
Reserves13€22k€33k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€20k€33k▲
Profit (loss) carried forward14€-813-
Amounts payable17/49€6k€18k▲
Amounts payable within one year42/48€6k€18k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€9k▲
Other amounts payable47/48-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€550€2k▲
Gross operating margin9900€27k€22k▼
Operating profit (loss)9901€25k€19k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€349€1k▲
Recurring financial charges65€349€1k▲
Profit (loss) for the period before taxes9903€26k€20k▼
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€24k€12k▼
Profit (loss) for the period to be appropriated9905€24k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-813€12k▲
Profit (loss) brought forward from the previous period14P€-25k€-813▲
Transfer from equity791/2-€3k
Transfer to equity691/2-€14k
To other reserves6921-€14k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 6.71
Current ratio from 2.12 to 6.71; short-term debt falls from €9k to €6k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 1.10
Current ratio from 0.38 to 1.10; short-term debt falls from €38k to €22k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €86k ▲932%
Net result €86k, the highest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liersebaan 2772240 ZandhovenGround area
1,171 m²
Building footprint
881 m²
Volume, LiDAR
3,868 m³
Parcel 11027B0119/00X000, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Noverik
since 19792.016.453.123
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11027B0119/00X000 | Flanders | 1,171 m² | 1 · 881 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FURKAN38
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-1976
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43221Plumbing work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.