NOVERA

Active

Private limited companyfounded 2019active for 7 yearsZwaarveld 11X, 9220 Hamme (Vl.), Belgium11 active companies are registered at this addressKBO/BCE: BE 0725.945.921

Summary

The computed 12-month bankruptcy probability of NOVERA is 3.5% (moderate). The annual accounts of NOVERA for financial year 2025 show a net loss of 86% of the equity at the start of that year. The 2025 annual accounts show equity of €21,546 and a net result of -€9,246. Equity is growing by about 26% per year across the filed financial years. Its solvency ranks better than 34% of 1,895 sector peers (NACE 10, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

NOVERAActiveChecked score 49/100

Risk analysis Report Compare

Activity

Manufacture of food products

NACE 10830

1 site

Size

≈ €23,000turnover 2025, estimated

Equity: €21,546
Loss: -€9,246

Turnover estimated from the gross margin

Financial health

49 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 3.5%

Structure

SeJo IT BVDirector · permanent representative Jochen Maes

2025 accounts 23 days early2 of 3 deeds summarised

Why 49raises riskSector: Manufacture of food products (NACE 10)Founded in 20191 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 08-07-2026)Show the evidence

Checked score

Score 2025

49 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 42% of its sector peers (NACE 10, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 40-11

equity 14.9% of total assets

Liquidity 37-22

short-term debt 44.6% · cash 7.0%

Profitability 11+11

return on assets -6.4%

Bankruptcy probability, 12 months

3.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,080 companies, NACE 10, micro)

Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.1%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 1.2%▲ +0.1 percentage points vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.3%▲ +0.1 percentage points vs 04-2025 06-2025: 1.2%▼ -0.1 percentage points vs 05-2025 07-2025: 3.0%▲ +1.8 percentage points vs 06-2025 08-2025: 2.6%▼ -0.4 percentage points vs 07-2025 09-2025: 3.6%▲ +1.0 percentage point vs 08-2025 10-2025: 3.6%● unchanged vs 09-2025 11-2025: 3.6%● unchanged vs 10-2025 12-2025: 3.6%● unchanged vs 11-2025 01-2026: 3.5%▼ -0.1 percentage points vs 12-2025 02-2026: 3.5%● unchanged vs 01-2026 03-2026: 3.6%▲ +0.1 percentage points vs 02-2026 04-2026: 3.7%▲ +0.1 percentage points vs 03-2026 05-2026: 4.0%▲ +0.3 percentage points vs 04-2026highest value 06-2026: 3.8%▼ -0.2 percentage points vs 05-2026 07-2026: 3.9%▲ +0.1 percentage points vs 06-2026 08-2026: 3.5%▼ -0.4 percentage points vs 07-2026 09-2026: 3.5%● unchanged vs 08-2026 10-2026: 3.5%● unchanged vs 09-2026

Credit of up to €1,000 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity insufficient (current ratio 1.0, compared with 1.5 in 2024, below 1; short-term debt: 44.6% and cash: 7% of total assets), and 85.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 31% on solvency, 28% on liquidity, 16% on profitability and 92% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Manufacture of food products (NACE 10)

KBO

Founded in 2019

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2025 (filed 08-07-2026)

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

23 days early

2024

35 days early

2023

49 days early

2022

113 days late

2021

3 days early

2020

4 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average on the deadline day; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

08-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€9,246
29-08-2025 Registered office · Purpose · NameName change · Amendment of…

Key points

Caution: Among the weakest 20% on net resultsector median €8,256 · 1,897 companies -€9,246 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€9,246 View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €144,478
Loss: -€9,246
Solvency: 14.9%

Total assets▲ 253%

Net result

20202025

Go to Financials

Board & ownership

Board: 1 member

SeJo IT BVDirector

Go to Board & ownership

Timeline

Events: 11
Since: 2021
Next accounts: by 31-07-2027

22-07-2025Resignation: Quinten Brems (director)
26-06-2025Annual accounts filed
12-06-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Manufacture of food productsNACE 10830
Founded: 02-05-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 2

Purpose: “Verwerking van thee en koffie; Branden van koffie en verwijderen van cafeïne -…” (deed in Dutch)

Go to Articles of association

Key facts about NOVERA

What is the company number of NOVERA?: 0725.945.921. In Belgium the VAT number is the company number with BE in front: BE 0725.945.921.
Where is NOVERA based?: The registered office is at Zwaarveld 11X, 9220 Hamme (Vl.).Company details
What does NOVERA do?: According to the KBO register, the main activity is manufacture of food products (NACE 10830).
What is the legal form of NOVERA?: Private limited company (BV).
When was NOVERA founded?: On 02-05-2019.
Is NOVERA still active?: Yes, NOVERA is an active enterprise in the KBO register.
What is the turnover of NOVERA?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is NOVERA profitable?: In financial year 2025, NOVERA made a loss of €9,246.
Where can I find the annual accounts of NOVERA?: NOVERA filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NOVERA due?: By 31-07-2027, for financial year 2026.Timeline