Filings
7 annual accounts 2 late
The 2019 accounts came latest: 28 days after the end of the period.
Novellab
Lifetime
7 annual accounts with figures on one time axispeak €49,570 (2019)
-€18,646▼ €28,755
lowest -€20,898 (2025)
-€20,898▼ €25,687
peak €112,122 (2024)
€91,224▼ 18.6%
€22,195▼ 19.1%
Board1 name since 2023
1 directorLiesbeth MAHO
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Gross margin from €10,109 to -€18,646Loss of €20,898Equity from €112,122 to €91,224Debts from €27,420 to €22,195
Key points
from the 2025 annual accountsPosition in the sector
-€20,898
Lower net result than 91% of companies in education. Sector median €7,281 · 2,614 companies.
Turnover not published (micro format)
Checked score
94
Excellent
Financially stronger than 51% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €20,898 (financial year 2025)
lowers risk
Liquidity: current ratio 5.00, cash €69,695
Sector: Education (NACE 85)
Size: total assets €113,419
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 88% of them on solvency, 87% on liquidity, 6% on profitability and 23% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as Novellab has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Novellab itself is lower: < 0.1% within 12 months. It rests on far more data about Novellab than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for Novellab. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.0 (4.96 in 2024), above the usual 1.5. Short-term debt is 19.6% and cash 61.4% of total assets. 19.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
28 days early
2024
31 days early
2023
5 days early
2022
25 days late
2021
1 day early
2020
1 day early
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0711926154
Resignation: Liesbeth MAHO (manager)
Reappointment: Liesbeth MAHO (director) · General meeting of 29-11-2023 · Gazette deed
Incorporation
published on 24-10-2018 · Gazette deed
First establishment
Vossekotstraat 155, Scherpenheuvel-Zichem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Novellab Scherpenheuvel-Zichem | €113,419 | -€18,646 | 80.4% | - |
| PINSUIT Maaseik | €60,919 | €1,072 | 61.7% | - |
| REXIT Geraardsbergen | €100,039 | -€7,334 | 99.8% | - |
| EUROCLOVIS Wavre | €49,029 | -€3,971 | 5.7% | - |
| BEAL Schaerbeek | €289,192 | €3,740 | 12.6% | - |
| My Kingdom for a Horse Ghent | €178,314 | -€23,012 | 51.5% | - |
| TEST MY ENGLISH Brussels | €24,211 | €1,829 | 36.8% | - |
These companies have the same main activity as Novellab: other educational support services (NACE 85699). They are comparable in size and age: total assets between €24,200 and €289,000, founded between 2012 and 2018.
Official details
Source: KBO- Status
- Active since 22-10-2018Normal situation
- Activity
- Other educational support servicesNACE 85699and 5 others
- Establishment unit
- 2.281.519.4793271 Scherpenheuvel-Zichem, since 22-10-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 05-10-2025
Annual accounts 2025
- €113,419▼ 18.7%
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on Novellab
Novellab files the micro format. That format states no turnover. The gross margin fell from €49,570 in 2019 to -€18,646 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Novellab
- What is the company number of Novellab?
- The company number of Novellab is 0711.926.154. The VAT number is the same number with BE in front: BE 0711.926.154.
- Where is Novellab based?
- The registered office is at Vossekotstraat 155, 3271 Scherpenheuvel-Zichem.Company details
- What does Novellab do?
- According to the KBO register, the main activity is other educational support services (NACE 85699).
- What is the legal form of Novellab?
- Novellab is a private limited company (BV).
- When was Novellab founded?
- Novellab was founded on 22-10-2018.
- Is Novellab still active?
- Yes, Novellab is an active enterprise in the KBO register.
- What is the turnover of Novellab?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it. In financial year 2019 turnover was €127,991.Financials
- Is Novellab profitable?
- In financial year 2025, Novellab made a loss of €20,898.
- Where can I find the annual accounts of Novellab?
- Novellab filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Novellab due?
- Novellab must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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