Novawin Services
ActiveThe computed 12-month bankruptcy probability of Novawin Services is 2.8% (moderate). The 2024 annual accounts show equity of €15k and a net result of €15k. Its solvency ranks better than 49% of 36373 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency71
Growth-
Track record67
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.84; short-term debt: 54.3% and cash: 43.9% of total assets), but 54.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45.7%
Return on assets
45.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-09-2025, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
42 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€15k
Total assets
€33k
Net result
€15k
Working capital
€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €33k
Equity
€15k
Debt
€18k
Debt finances 54.3% of the balance-sheet total.
Key figures and ratios
Solvency
45.7%
Current ratio
1.84
Quick ratio
1.84
Debt / equity
1.19
ROE
99.3%
ROA
45.4%
Debt
€18k
Debt ≤ 1 year
€18k
Income taxes
€7k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€33k
Current assets29/58€33k
Amounts receivable within one year40/41€17k
Trade receivables40€10k
Other amounts receivable41€7k
Cash at bank and in hand54/58€15k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€33k
Equity10/15€15k
Contributions10/11€100
Reserves13€15k
Distributable reserves133€15k
Amounts payable17/49€18k
Amounts payable within one year42/48€18k
Trade debts44€11k
Suppliers440/4€11k
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Income statement
Code2024
Other operating charges640/8€2k
Gross operating margin9900€24k
Operating profit (loss)9901€23k
Financial income75/76B€436
Recurring financial income75€436
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€22k
Income taxes67/77€7k
Profit (loss) for the period9904€15k
Profit (loss) for the period to be appropriated9905€15k
Appropriation of the result
Profit (loss) to be appropriated9906€15k
Transfer to equity691/2€15k
To other reserves6921€15k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 151840 LonderzeelGround area
675 m²
Building footprint
207 m²
Volume, LiDAR
1,280 m³
Parcel 23045C0627/00X000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Novawin Services
since 20242.357.358.534
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045C0627/00X000 | Flanders | 675 m² | 1 · 207 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 5,562 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2024
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43343Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.